Mortgage News
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Showing 577 - 600 of 3061 results
Nov 20, 2025 2:31 AM
— Mortgage Rates
What's behind homebuilders' ultra-low rate deals
Homebuilders in the US are offering mortgage rates so low that they sometimes match the record lows seen during the Covid-19 pandemic. Lenders are finding workarounds for issues such as the suspension of reverse mortgage endorsements. Mortgage rates have remained within a narrow range due to government shutdown and lack of data. Mortgage rates are expected to stay within a 13 basis point band acco... more
Nov 20, 2025 12:30 AM
— Mortgage Rates
Current refi mortgage rates report for Nov. 20, 2025
The article discusses current average refinance rates for different types of loans, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on mortgage rates, and factors to consider before refinancing such as upfront costs and potential benefits. It also mentions different types of mortgage refinance loans and the importance of shopping around for the best rates and incentive... more
Nov 19, 2025 7:30 PM
— Home Equity Rates
Home Equity Rates Hold Steady At Two-Year Lows
Home equity rates have remained unchanged at their lowest point in two years. The article discusses how factors like the Federal Reserve's actions, lender competition, promotional offers, and underwriting standards can impact HELOC and home equity loan rates. It emphasizes the importance of shopping around for the best rate and mentions that even with favorable rates, home equity products are stil... more
Nov 19, 2025 7:30 PM
— Mortgage Rates
30-year mortgage rates rise - Should you wait? | Today's mortgage and refinance rates, November 20, 2025
Mortgage rates have remained stable with minimal movement following a quarter of a percentage point rate cut by the Federal Reserve Board. The market awaits delayed economic reports to gauge the economy's state, and weaker economic data could result in dropping mortgage rates. Fluctuations in the stock market are also likely to impact rates, with investors showing interest in 10-year Treasury bond... more
Nov 19, 2025 6:30 PM
— Bond Markets
Yields Following Stocks Higher; Fed Minutes on Deck
The correlation between stocks and bonds can vary based on factors like Fed intervention. Today, there is a strong correlation between stocks and Treasuries, with stocks recovering and safe haven demand for Treasuries decreasing.
Nov 19, 2025 1:30 PM
— Interest Rates
Fed Minutes Push Yields Higher
Recent Fed minutes reflected a hawkish tone with concerns that a December rate cut may not be justified. Additionally, the rescheduling of the jobs report after the December Fed meeting means there won't be data to support a cut next month, leading to an increase in implied yields and longer-term bonds following suit.
Nov 19, 2025 12:30 PM
— Mortgage Rates
Rates Mostly Steady, But Some Signs of Trouble in The Afternoon
Mortgage rates were initially slightly lower, but bonds are indicating higher rates following the release of recent Fed meeting minutes. The timing of the bond market losses may not affect rates until the next day. The upcoming September jobs report may introduce further volatility that could impact mortgage rates.
Nov 19, 2025 12:30 PM
— Mortgage Rates
What are the monthly payments on a $900,000 mortgage after the recent Fed rate cut?
After the Federal Reserve's back-to-back rate cuts, mortgage rates have eased, with the average 30-year mortgage loan rate dipping into the low-6% range. Affordability remains strained for many homebuyers, especially for those with large mortgage loans. The monthly payments on a $900,000 mortgage loan have decreased significantly at today's rates compared to earlier in the year and the previous ye... more
Nov 19, 2025 9:31 AM
— Mortgage Rates
Mortgage activity falls as rates tick up again
Consecutive weeks of mortgage rate increases led to a fall in mortgage applications, although there was a 7.1% increase in loan application volume last week. Purchase volume was up from last year, but down from the previous week. Refinance activity increased by 4%, helping make up for the drop in purchase volume. New-home mortgage applications decreased, but annual sales were strong. Mortgage rate... more
Nov 19, 2025 8:31 AM
— Mortgage Finance
Negative Equity a Growing Concern for FHA, VA Borrowers
The article discusses a publication regarding mortgage finance, with a focus on design, content management systems, hosting, and web development for online publishing.
Nov 19, 2025 8:31 AM
— Mortgage Finance
Short Takes: CrossCountry Upsizes Debt Offering / Annaly Quickly Offers Another Expanded-Credit MBS / Potential Homebuyers Limited
The article discusses the latest trends and developments in the mortgage industry. It highlights the impact of changing interest rates on mortgage lending and borrower behavior.
Nov 19, 2025 7:31 AM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 19, 2025
Average mortgage rates increased for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. The Federal Reserve lowered their benchmark rate by a quarter of a percentage point. Market anticipated this with lower rates. Recent fluctuations in the stock market impact rates. 10-year Treasury bond yields are tied to fixed mortgage rates. Fed's December meeting and economic proje... more
Nov 19, 2025 7:30 AM
— Mortgage Rates
11 ways Southern California homebuyers are reacting to lower mortgage rates
The article discusses how mortgage rates have reached historic lows, making it a great time for potential homebuyers to secure a low-interest rate mortgage. The low rates are attributed to various factors including economic uncertainty and actions taken by the Federal Reserve.
Nov 19, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 19, 2025: Fluctuating but about where they were 2 weeks ago
The article discusses the current national average mortgage rates provided by Zillow for various types of mortgages, including 30-year, 20-year, 15-year, and VA loans. It also highlights the benefits and drawbacks of different mortgage terms like 30-year fixed-rate mortgages and 15-year fixed-rate mortgages, as well as adjustable-rate mortgages. Additionally, it provides insights on potential futu... more
Nov 19, 2025 6:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 19, 2025
The article discusses the current average refinance rate for a 30-year fixed-rate home loan, the factors to consider when refinancing a mortgage, the fluctuations in interest rates, and the various reasons homeowners might choose to refinance. It also mentions the different costs associated with refinancing and different refinancing options available.
Nov 19, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 19, 2025?
Mortgage interest rates have been on the decline due to Federal Reserve rate cuts, offering buyers a more affordable way to enter the market. As of November 19, 2025, the average mortgage interest rate for a 30-year term is 6.12% and for a 15-year term is 5.37%. Refinance rates are also lower, with a 30-year term at 6.78% and a 15-year term at 5.76%. It is recommended to start shopping for lenders... more
Nov 19, 2025 4:31 AM
— Mortgage Rates
Good for mortgages, bad for food prices - how inflation dip affects you
Inflation in the UK has fallen to 3.6%, which means prices are rising more slowly. This could lead to a potential interest rate cut by the Bank of England, resulting in lower mortgage rates. Major lenders have already lowered rates for new fixed-rate mortgages or renewals. Average rates for first-time buyers with smaller deposits are the lowest in the past few years. The housing market is quiet du... more
Nov 19, 2025 4:30 AM
— Mortgage Rates
Current mortgage rates report for Nov. 19, 2025: Rates continue inching higher
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.249%, with rates fluctuating over time. Experts predict that mortgage rates in the 2% to 3% range are unlikely to return. Various factors such as economic conditions, government policies, and lender decisions influence mortgage rates. Comparing rates and exploring options with different lenders can help b... more
Nov 19, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 19, 2025: Up and down but about where they were two weeks ago
The article discusses how mortgage rates have slightly risen with the average 30-year fixed rate at 6.15%. It also provides current rates for different types of mortgages and highlights the advantages and disadvantages of 30-year and 15-year fixed mortgages as well as adjustable-rate mortgages.
Nov 19, 2025 3:30 AM
— Mortgage Rates
Mortgage rates hit highest level in a month, pushing loan demand down 5%
Mortgage rates rose for the third consecutive week, causing a 5.2% drop in total mortgage application volume. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.37%. Refinance applications fell 7% but were still 125% higher than the same week last year. Purchase applications fell 2% but were 26% higher than the same week last year. Overall average loan size fell to ... more
Nov 19, 2025 12:30 AM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5.2% as Mortgage Rates Edge Up
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Nov 18, 2025 4:30 PM
— Housing Market
Fact Check Team: Will Trump's 50-year mortgage idea solve or worsen housing affordability?
The Federal Reserve indicated that there will not be immediate interest-rate relief for home buyers, leading to a deeper issue in the housing market where many homeowners are already underwater on their mortgages. Large homebuilders offered artificially low mortgage rates in exchange for higher home prices, resulting in buyers owing more than their homes are worth. Former President Donald Trump su... more
Nov 18, 2025 3:31 PM
— Mortgage Delinquencies
MBA: Mortgage Delinquency Rate Increased in Q3, 'Led by Worsening FHA Loan Performance'
The national delinquency rate for mortgage loans increased to 3.99% at the end of the third quarter, with FHA loan performance worsening. Factors contributing to the increase include a softer labor market, personal debt obligations, and rising taxes and fees. States like Arizona, Louisiana, Indiana, Iowa, and Texas saw the largest quarterly increases in delinquency rates.
Nov 18, 2025 2:30 PM
— Mortgage Rates
Why San Diegans aren’t jumping to buy homes, even with lower mortgage rates
The article discusses the importance of comparing mortgage rates from different lenders before choosing a loan. It emphasizes the potential savings that can be achieved by shopping around for the best rate, as even a small difference in interest rates can result in significant savings over the life of the loan.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.