Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 577 - 600 of 2270 results
Sep 12, 2025 8:25 AM
— Mortgage Finance
Short Takes: Interest Rates Drop / Figure’s Stock Rises First Day of Trading / Annaly Brings Another Large Expanded-Credit MBS
The article discusses the latest trends and updates in the mortgage industry. It covers topics such as mortgage rates, housing market conditions, and important developments in mortgage lending.
Sep 12, 2025 8:24 AM
— Mortgage Lenders
2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates?
Lenders at the Mississippi Mortgage Banker’s Fall Conference are discussing expansion possibilities, early payoff penalties, and strategies to avoid them. They are also talking about demographics, income, government news on income inequality and fewer people moving, and the attributes of top loan originators. Additionally, there is a focus on servicing, technology solutions for lenders, the Innova... more
Sep 12, 2025 8:23 AM
— Bond Markets
Back in The Range After Failed Breakout Attempt
Bonds started the week at 4.07%, dropped to 4.04% by Monday, and are now at 4.06%. Not much fluctuation throughout the week, mostly staying close to 4.06%. Market technicians are noting the repeated bounces at the 4.0% floor. MBS performance is influenced by 'the roll' dynamics, with MBS appearing flat when comparing October delivery coupons to themselves.
Sep 12, 2025 7:23 AM
— Interest Rates
Mortgage rates are down with the Fed on deck. Will it help the struggling housing market?
In September 2025, it is expected that the Federal Reserve will deliver a rate cut, causing mortgage rates to drop to an 11-month low. There is pent-up demand in the housing market due to low rates, but skepticism exists about whether interest rates will go up if the Fed doesn't meet the market's high expectations. Despite low mortgage rates, affordability remains an issue for many Americans, lead... more
Sep 12, 2025 5:24 AM
— Housing Market
Can The Fed Save The Housing Market?
The U.S. housing market is currently experiencing low sales numbers due to the unaffordability of homes. Affordability is being impacted by the high median home price, rising mortgage payments, and lack of housing availability. The Federal Reserve's actions, such as driving real interest rates negative and purchasing mortgage-backed securities, have played a significant role in the housing market'... more
Sep 12, 2025 4:23 AM
— Mortgage Rates
Video Interest rate on housing mortgages drops
The article discusses how mortgage rates have recently increased, causing concern for potential homebuyers. Experts believe that this trend may continue as the economy improves and inflation rises.
Sep 12, 2025 3:26 AM
— Mortgage Finance
Short Takes: Homebuyer Demand Declining / Rocket Increases Financing / PIMCO Wins Fannie Auction for RPLs
The article is about Inside Mortgage Finance Publications discussing design, content management systems, hosting, and web development related to mortgage finance. It focuses on the technical aspects of creating and maintaining a mortgage finance publication.
Sep 12, 2025 3:25 AM
— Mortgage Finance
Warehouse Commitments Rise But Market Remains Quiet
The article discusses the latest trends and developments in the mortgage industry in 2025, showcasing new technologies and innovations that are shaping the market. It highlights the impact of digital transformation on mortgage lending processes and how lenders are adapting to meet the evolving needs of borrowers.
Sep 12, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
Sep 12, 2025 3:24 AM
— Mortgage Lenders
Recapture, Compliance, Marketing, Warehouse Mgt. Tools; Webinars and Training This Week; 10-Year Yield Hits 4.00
The article discusses various companies in the mortgage industry and their recent developments. It talks about Mutual of Omaha Mortgage investing in technology to streamline post-closing processes, Newrez Correspondent adding new features to their programs, and Total Expert helping credit unions modernize their mortgage strategies. It also mentions a recapture strategy for lenders to retain custom... more
Sep 11, 2025 3:23 PM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year as Treasury yields pulled back ahead of an expected interest rate cut from the Federal Reserve. Mortgage rates are influenced by various factors, including the Fed's interest rate decisions and bond market expectations. The recent decline in rates has led to an increase in mortgage applications, with many homeown... more
Sep 11, 2025 3:23 PM
— Bond Markets
Very Calm Reaction But Not Too Surprising
The Consumer Price Index (CPI) is being viewed as a potential market mover, but MBS and yields are relatively stable due to inflation being in line with expectations. The initial rally was influenced by both the CPI data and Jobless Claims reports. Overall, today's CPI release did not interfere with signals pertaining to potential rate cuts.
Sep 11, 2025 1:25 PM
— Mortgage Finance
Demand for Agency MBS Increasing Ahead of Potential Rate Cut
The article discusses the latest trends and developments in the mortgage lending industry. It covers topics such as mortgage rates, housing market conditions, and the impact of economic factors on the mortgage industry.
Sep 11, 2025 1:23 PM
— Mortgage Rates
Mortgage rates just fell to their lowest level in almost a year. Here are 3 questions to ask now.
Mortgage interest rates have continued to decline, reaching an average of 6.35% for 30-year terms, the lowest level in nearly a year. The decline is attributed to the assumption that the Federal Reserve will reduce rates and a cooling 10-year Treasury yield. Buyers and owners considering a refinance should carefully consider the current rates and their own financial situation before making a decis... more
Sep 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Move Back to Long-Term Lows
Today's inflation report did not create much volatility for rates, as most data was in line with expectations. The bond market improved slightly, leading to mortgage lenders offering rates just slightly lower than before, with the 30yr fixed rate reaching an 11-month low.
Sep 11, 2025 10:24 AM
— Bond Markets
Slightly Stronger Start Despite Slightly Higher Inflation
The CPI data was mostly in line with forecasts, but unrounded numbers showed higher core monthly CPI and monthly headline inflation. Despite this, Jobless Claims were higher than expected, indicating labor market concerns. The drop in supercore inflation may be the bigger factor influencing the bond market.
Sep 11, 2025 10:23 AM
— Interest Rates
Home mortgage demand surges as rates drop to 6.35%
Mortgage rates have dropped to the lowest level since October 2024, with the average interest rate for a 30-year fixed-rate mortgage falling to 6.35%. This has led to a surge in mortgage applications for both home purchases and refinancing. Treasury yields affecting mortgage rates moved lower due to weakening labor market data and the Federal Reserve is expected to cut the fed funds rate, although... more
Sep 11, 2025 10:08 AM
— Mortgage Rates
Mortgage rates drop further as the odds of a Fed cut rises
Mortgage rates dropped significantly by 15 basis points, reaching their lowest point in nearly a year. This decrease is attributed to the anticipation of a short-term rate cut by the Federal Reserve.
Sep 11, 2025 9:25 AM
— Mortgage Finance
Trump Has Tool to Drive Down Rates in Emergency
The article discusses the latest trends and developments in the mortgage industry in 2025.
Sep 11, 2025 9:24 AM
— Mortgage Finance
Hiring by Nonbank Lenders Tepid
The article discusses the latest trends and developments in the mortgage industry, including changes in interest rates and mortgage lending practices. It highlights the impact of these changes on borrowers and the housing market as a whole.
Sep 11, 2025 9:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year due to a pullback in Treasury yields ahead of an expected interest rate cut from the Federal Reserve next week. Mortgage rates are influenced by several factors, including the Fed's interest rate policy decisions and bond market expectations. Recent job market data have fueled speculation that the central bank ma... more
Sep 11, 2025 9:23 AM
— Mortgage Processing
Mortgage Interest Rates Today: Mortgage Rates Plunge to New Low as Key Fed Decision Looms
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Sep 11, 2025 9:23 AM
— Stock Market
Mortgage rates are finally sinking — and fast
The Fear & Greed Index is a tool used to gauge investor sentiment in the stock market. It ranges from extreme fear to extreme greed, helping investors make decisions based on market sentiment.
Sep 11, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly a year, influenced by factors such as expected interest rate cuts from the Federal Reserve. Borrowing costs on 15-year fixed-rate mortgages also decreased. The Fed's actions can impact bond investors' appetite for long-term U.S. government bonds, which in turn influence home loan pricing. The housing market has be... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.