Mortgage News
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Showing 529 - 552 of 2270 results
Sep 16, 2025 2:23 PM
— Mortgage Rates
Big Shift Toward 5.0 Coupons Continues
Mortgage rates have rapidly decreased in September, with 5.0 UMBS outperforming 5.5 UMBS. The spread between the two coupons is now at the tightest levels since early October 2024, leading to a decrease in rates. Near-term volatility risks are present surrounding the Fed dot plot and upcoming jobs report.
Sep 16, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to 3-year low ahead of Fed meeting
Mortgage rates dropped sharply ahead of an expected rate cut by the Federal Reserve. The average rate on the 30-year fixed mortgage reached its lowest level since late 2022. Historical trends suggest that Fed rate cuts in a recessionary environment pull down long-term rates, while cuts in a non-recession environment have less impact on long-term rates.
Sep 16, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Near 3 Year Lows Ahead of Fed
Mortgage rates decreased significantly today, reaching the lowest levels since late 2022 due to the movement in the underlying bond market. The correlation between bond prices and mortgage rates is usually strong, but occasional discrepancies can occur. The recent shift in interest rates within mortgage-backed securities is influencing the current rate trends. However, upcoming economic data will ... more
Sep 16, 2025 11:24 AM
— Mortgage Applications
New-home mortgage applications slow after two-month surge
Mortgage applications for new-home purchases were up on a yearly basis, but there was a fall in August compared to the summer's first two months. Refinances saw an increase, but purchases experienced a pullback in the weeks leading up to Labor Day. Despite this, lower interest rates and homebuilder concessions attracted borrowers. Nonbank mortgage firms are leading in technology adoption, outpacin... more
Sep 16, 2025 10:23 AM
— Interest Rates
BofA sees ‘path to a 5% mortgage rate’ if the Fed pulls off these 2 things
Bank of America's mortgage-backed securities research team predicts a path to a 5% mortgage rate if the Federal Reserve implements quantitative easing and aggressive yield-curve control. However, the baseline expectation is for mortgage rates to end 2025 and 2026 at 6.25%. Even with a drop to 5%, it may not provide relief to American homebuyers due to tight affordability. Housing stocks have surge... more
Sep 16, 2025 9:37 AM
— Online Mortgage Resources
Fed ‘Operation Mortgage Twist’ Would Boost Housing, Pimco Says
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Sep 16, 2025 8:30 AM
— Mortgage Lenders
Broker, QC Products; Bank M&A; LOs - Know Your Borrower; Figure's IPO star Mike Cagney Interview
The article discusses various updates and changes in the mortgage industry, including servicers facing new guidelines from HUD, the end of operations for Accurate Quality Control, Early Access Soft Check from TransUnion, MQMR's Monthly Compliance Support program, extending Encompass workflows into the POS, new products at Click n' Close, and technology enhancements at American Financial Resources,... more
Sep 16, 2025 7:29 AM
— Bond Markets
Bonds Easily Clearing Last Pre-Fed Hurdle
After a stronger-than-expected Retail Sales report, bonds initially lost ground but later reversed those losses and returned to modestly positive territory. The Treasury recovery coincided with falling yields and stock prices at NYSE open, possibly due to profit taking and asset allocation trading.
Sep 16, 2025 7:25 AM
— Housing Market
The housing market could be turning around for buyers, NAHB says
The largest group of homebuilders in America is optimistic about the direction of the housing market.
Sep 16, 2025 7:24 AM
— Online Mortgage Services
US Homebuilder Sentiment Stays Low Despite Mortgage-Rate Drop
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Sep 16, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 16, 2025 2:32 AM
— Interest Rates
From crypto to DPA: 8 newest mortgage products, programs
There is an increased likelihood that the Fannie Mae and Freddie Mac conservatorships are coming to an end, leading to questions about expanding their conforming product boxes. Consumers are skipping insurance coverage due to rising costs. Mortgage rates are dropping, leading to a rise in cash-out refinances. The mortgage industry may see changes like eliminating mundane tasks and focusing on trai... more
Sep 16, 2025 2:23 AM
— Interest Rates
Will the Fed cut rates on Wednesday? See 5 economic charts that may determine its decision.
The Federal Reserve is expected to make its first rate cut of 2025, with President Trump pushing for it due to low inflation and economic uncertainties. The labor market is showing signs of distress, but inflation is rising due to tariffs. There is a debate over whether to prioritize lowering unemployment or inflation. Mortgage rates have been affected by various factors, including the strength of... more
Sep 15, 2025 5:24 PM
— Bond Markets
Uneventful Rally. Retail Sales on Deck
Bonds began the week with some strength, possibly due to positioning ahead of the Fed Day. The NY Fed Manufacturing data contributed to the rally narrative, but most gains were already in place. Volumes and volatility were low. MBS and 10yr notes saw modest gains throughout the week.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 1:23 PM
— Interest Rates
Trump Is Pushing for a Major Interest Rate Cut. The Fed Isn't Expected to Deliver
President Trump is pressuring the Federal Reserve to cut interest rates significantly. The Fed is expected to cut rates, but likely not by as much as Trump wants. Financial markets predict a quarter-point rate cut, but Trump is advocating for a larger reduction. He believes lower rates would lower government debt interest payments and mortgage rates. However, some experts caution that rapid rate c... more
Sep 15, 2025 1:23 PM
— Mortgage Lending
What Does a Fed Rate Cut Mean for Mortgage Rates?
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Sep 15, 2025 1:23 PM
— Interest Rates
How does the Fed influence mortgage rates? Here's what to know as policymakers consider trimming borrowing costs.
The Federal Reserve is expected to lower its benchmark interest rate, which could give relief on loans but might not necessarily bring down mortgage rates immediately. Mortgage rates have already fallen due to anticipation in financial markets. The Federal Reserve does not directly impact mortgage rates, but Fed rate cuts affect short-term rates and the lending environment. Fixed-rate mortgages ar... more
Sep 15, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Start Week at Another Long-Term Low
Mortgage rates have been consistently moving lower over the past 4 months, with significant drops occurring after weaker job reports in August and September. Rates have remained steady in a slightly lower range since the September 5th jobs report, resulting in multiple instances of hitting new lows. Today's rates are at an 11+ month low, with no significant change compared to last Friday. There is... more
Sep 15, 2025 11:35 AM
— Mortgage Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining throughout 2025, reaching an 11-month low in September. The Federal Reserve meeting in September could potentially lead to a rate cut, causing further declines in mortgage rates. Lenders may reduce rates preemptively to remain competitive, and buyers with good credit scores have the opportunity to take advantage of lower rates. However, the ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.