Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 529 - 552 of 3065 results
Nov 24, 2025 4:31 AM
— Mortgage Rates
Purchase mortgage application payments continue steady decline in October
In October, the national median monthly payment applied for by homebuyers seeking a mortgage decreased to $2,039, marking the fifth consecutive monthly decline. The Purchase Applications Payment Index (PAPI) reached its lowest level since March 2022, indicating improving borrower affordability conditions influenced by lower mortgage rates, higher household earnings, and cooling home price growth.
Nov 24, 2025 4:31 AM
— Interest Rates
Mortgage demand faces interest rate headwinds
Mortgage demand decreased as interest rates rose for the third consecutive week. The refinance index fell, purchase index dropped, and potential homebuyers are being deterred by higher rates.
Nov 24, 2025 4:30 AM
— Interest Rates
Gold price today, Monday, November 24: Gold holds below $4,100 despite rising hopes for rate reduction
Gold futures opened lower on Monday compared to Friday, remaining below $4,100 since Nov. 19. Interest rate outlook influences pricing for gold, as traders predict a rate reduction by the Fed in December. Interest rates affect gold demand as it competes with yield-bearing assets. The article explains the differences between gold spot prices and gold futures prices, as well as factors influencing g... more
Nov 24, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for November 24, 2025: Fluctuating slightly without momentum
Mortgage rates have been fluctuating with the 30-year fixed rate at 6.11% and the 15-year fixed rate at 5.62%. The article provides strategies for getting the lowest rates, discusses refinancing rates compared to house purchase rates, and explains different mortgage options like adjustable-rate mortgages. It also highlights factors influencing rates, such as credit score and down payment.
Nov 24, 2025 3:30 AM
— Bond Markets
More Americans are taking out riskier adjustable-rate home loans
The Fear & Greed Index is a tool used by investors to gauge market sentiment and potential investment opportunities. It combines various indicators to provide an overall view of market conditions.
Nov 23, 2025 9:30 AM
— Housing Market
The Fed, mortgage rates and home prices
The article discusses the importance of supporting local journalism by subscribing to access stories. It emphasizes the need for quality reporting and the value it brings to communities.
Nov 23, 2025 4:31 AM
— Housing Market
More than half of U.S. homes have dropped in value over the last year
The share of U.S. homes that have lost value in the past year is the highest since the aftermath of the Great Recession, according to Zillow. Losses were most widespread in the West and South regions, with Denver topping the list at 91% of homes declining in value. However, the Northeast and Midwest largely avoided losses. Lower home values are not realized by homeowners unless they sell below the... more
Nov 23, 2025 4:30 AM
— Interest Rates
Best high-yield savings interest rates today, November 23, 2025 (Earn up to 4.3% APY)
The article discusses the importance of finding the best savings account interest rates in today's market. It highlights that although the national average savings account rate is low at 0.4%, some accounts are offering significantly higher rates, with the highest being 4.3% APY. The article explains how the amount of interest earned in a savings account depends on the APY and provides examples of... more
Nov 23, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 23, 2025: Fractional moves
The current mortgage rates provided by Zillow show that the average 30-year fixed mortgage rate is 6.11%, while the 15-year fixed rate is 5.62%. The article explains the differences between 30-year and 15-year mortgages, the impact of interest rates on monthly payments and total interest paid, as well as the importance of comparing different mortgage lenders and understanding annual percentage rat... more
Nov 23, 2025 1:30 AM
— Mortgage Lending
Trump is floating a few risky ways to make your mortgage cheaper
President Donald Trump and his administration are considering implementing 50-year mortgages and ways for buyers to lock in low interest rates. However, these creative financing options, including longer-term loans, assumable and portable mortgages, and rate buydowns, come with their own set of risks and drawbacks. The focus on affordable mortgages does not address the underlying issue of a housin... more
Nov 22, 2025 1:30 PM
— Housing Market
Total pending home sales reach multiyear high with mortgage rates near 6%
The article discusses the positive growth in the housing market, with pending home sales and purchase applications showing strong year-over-year growth while mortgage rates remain below 6.64%. Housing inventory growth has slowed to 15.5% entering the holiday week, but overall the market is in a healthy state. Mortgage spreads have been at their lowest level in years, keeping rates near 6%. The art... more
Nov 22, 2025 6:30 AM
— Mortgage Lenders
Do Lower Mortgage Rates Benefit First-Time Homebuyers? by Leonel Diego Drukker
The article discusses the importance of verifying human users in online applications to prevent bots and fraudulent activities. It emphasizes the use of CAPTCHA tests and biometric verification methods to ensure the security and integrity of online transactions.
Nov 22, 2025 4:32 AM
— Mortgage Rates
Friday: No Major Economic Releases
On Friday, the University of Michigan's Consumer sentiment index for November will be released at 10:00 AM ET. This data could have implications for mortgage rates.
Nov 22, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 22, 2025: Stuck in a range for 6 weeks
Mortgage rates have remained relatively stable in recent weeks, with 30-year fixed rates at 6.11% and 15-year fixed rates at 5.62%. The article also discusses the pros and cons of 30-year and 15-year fixed rate mortgages, as well as adjustable-rate mortgages. Additionally, it provides insights into the current housing market conditions and recommends factors to consider when buying a home, emphasi... more
Nov 21, 2025 8:30 PM
— Mortgage Rates
Mortgage and refinance interest rates today, November 21, 2025: Rates are still near 2025 lows
The national average 30-year fixed mortgage rate rose slightly to 6.26% this week, while the 15-year rate increased to 5.54%. Mortgage rates for 30-year fixed, 20-year fixed, and 15-year fixed loans are around 6.10%, 5.86%, and 5.57% respectively. Mortgage refinance rates are slightly higher than purchase rates. Mortgage interest rates are expected to fluctuate but remain close to current levels i... more
Nov 21, 2025 8:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
Recent decrease in mortgage rates has led to a surge in the number of people looking to refinance their home loans. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double compared to the previous year.
Nov 21, 2025 7:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
The recent decrease in mortgage rates has led to an increase in the number of people looking to refinance home loans. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double compared to the previous year.
Nov 21, 2025 6:32 PM
— Mortgage Lending
Mortgage applications fall 5.2% after rates rise again
Verifying human identity is a necessary step that may cause a brief delay.
Nov 21, 2025 6:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
The recent decrease in mortgage rates has led to an increase in the number of people looking to refinance home loans they took out when rates were higher. The Mortgage Bankers Association's weekly refinance application activity index has more than doubled compared to a year ago.
Nov 21, 2025 2:30 PM
— Mortgage Types
Current ARM mortgage rates report for Nov. 21, 2025
While fixed-rate mortgages are more popular, adjustable-rate mortgages (ARMs) are worth considering for those with tolerance for uncertainty. ARMs offer low rates during introductory periods and may be attractive for those planning to rent out or flip a property, move before the introductory period ends, or save up for a down payment. ARMs typically have low fixed interest periods before adjusting... more
Nov 21, 2025 1:31 PM
— Reverse Mortgages
Reverse Mortgage Line of Credit: A Tool for Managing Inflation
Inflation can negatively impact retirement plans by reducing the purchasing power of savings and investment income. Many retirees overlook using their home equity as an inflation hedge, such as through a reverse mortgage line of credit (RMLOC) which provides tax-free funds that grow in value as interest rates rise. RMLOC allows homeowners age 62 and older to tap into their home equity without maki... more
Nov 21, 2025 1:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
Americans are taking advantage of decreased mortgage rates to refinance and save money on their monthly mortgage payments. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double what it was a year prior.
Nov 21, 2025 11:30 AM
— Mortgage Rates
How much will a $550,000 mortgage cost per month after the October Fed rate cut?
After recent 25-basis-point rate cuts by the Federal Reserve, mortgage rates have started to decrease, offering some relief to borrowers. The average 30-year mortgage rate is now in the low-6% range, down from the low-7% range earlier in the year. The decrease in rates can result in significant savings for buyers, especially those looking at larger loan amounts like $550,000. Comparing current rat... more
Nov 21, 2025 10:30 AM
— Interest Rates
Mortgage Rates Nudge Lower to Remain In The Same Old Range
Recent stock market losses have led to increased attention, and while there is no reliable correlation between stocks and interest rates, stock losses can sometimes influence rates. Bonds improved as stocks sank overnight, but a comment from NY Fed Pres Williams suggesting a rate cut in December led to a reversal. This caused some initial improvement in rates, but ultimately, the rebound in stocks... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.