Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 553 - 576 of 2270 results
Sep 15, 2025 11:23 AM
— Interest Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining in 2025, reaching an 11-month low and potentially dropping even further due to an expected rate cut by the Federal Reserve. Lenders are already offering lower rates preemptively to remain competitive. However, the exact extent of the rate cut is uncertain, and it is important for buyers to monitor the market closely as rates can fluctuate. I... more
Sep 15, 2025 11:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest levels in nearly a year, with a 30-year fixed rate at 6.35%. Economists predict rates may drop below 6% by the second quarter of next year. More people are considering refinancing options, but there may be a lag for new buyers to take advantage of the improved rates. It is recommended to meet with a loan officer before looking for homes, understand the ... more
Sep 15, 2025 10:23 AM
— Interest Rates
Fed rate cut: How it might affect your bank accounts, loans, credit cards, and investments
The Federal Reserve is expected to deliver a quarter-point rate cut, impacting deposits, credit, and debt. Interest rates on deposits have remained low with savings accounts paying around 0.40% and high-yield savings accounts paying nearly 4%. Money market accounts have national average payouts of 0.59%, while high-yield money market accounts offer rates near 4%. CD rates have slightly increased, ... more
Sep 15, 2025 9:24 AM
— Mortgage Lenders
Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News
The article discusses various topics related to mortgages, including the Federal Reserve's interest rate decision, the importance of building relationships with Hispanic homebuyers, and strategies for mortgage originators to think and operate like a CEO. It also mentions tools and platforms available to lenders for simplifying mortgage closings and transitioning to UAD 3.6 standards.
Sep 15, 2025 8:24 AM
— Interest Rates
Slow, Slightly Stronger Start to a Potentially Volatile Week
The article discusses how the Fed Funds Rate expectations have a direct correlation with longer-term rates, and how changes in these expectations can be due to economic data or the Fed's reaction function. The quarterly dot plot, which summarizes each Fed member's rate expectations, can be a significant market mover and cause volatility as investors try to anticipate the Fed's next moves.
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
Federal Reserve may cut rates for the first time since 2024 — here are four key money moves to consider now
The Federal Reserve is expected to lower its benchmark rate despite inflation data. The market predicts a 25 basis-point rate cut. This could provide relief for those with high-interest debt and lead to lower interest rates on credit cards and savings accounts. Mortgage rates are already down but could benefit from further rate cuts. Having good credit can help secure the best loan terms, even mor... more
Sep 15, 2025 4:24 AM
— Mortgage Rates
What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve is expected to cut the Federal Funds Rate, with markets already anticipating a small cut. Mortgage rates tend to respond to what the financial markets predict the Fed will do before the Fed officially acts. If the Fed cuts by 25 basis points, it may already be factored into current mortgage rates. Multiple rate cuts could lead to further easing of mortgage rates in the future, ... more
Sep 15, 2025 4:23 AM
— Interest Rates
Why a potential Bank of Canada interest rate cut is no silver bullet for mortgages and housing
Variable mortgage rates in Canada could drop below fixed rates if the Bank of Canada cuts its overnight rate as expected. However, scars from past rate swings and broader economic concerns may hinder significant growth in the housing market even if borrowing costs decrease further. The appeal of variable rates has diminished since the pandemic, and despite reductions in fixed rates, demand remains... more
Sep 15, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
Sep 15, 2025 3:23 AM
— Interest Rates
Will Fed rate cuts mean better deals for Indianapolis homebuyers? It's not that simple
Markets are anticipating interest rate cuts after Federal Reserve Chair Jerome Powell mentioned the possibility of reducing rates. Prospective homebuyer Jade Spencer, 26, is already under contract to buy a home but hopes for lower rates to potentially refinance or move homes in the future.
Sep 14, 2025 8:23 PM
— Housing Market
Metro Detroit homebuyers face higher prices but more inventory, lower mortgage rates
Eric Vance, a 54-year-old contractor from Southfield who flips homes, recently visited a property in Redford Township that stood out to him because of the fireplace and kitchen, which made him feel at home.
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 14, 2025 5:24 AM
— Mortgage Lenders
Desperate sellers are slashing prices and offering perks. Here are 4 deals home buyers can ask for.
The article discusses a special introductory offer for unlimited access to a subscription service. Subscribers can have a 14-day free trial and then pay $12.95 every 4 weeks or opt for an annual subscription for $49, saving $100. Subscribers get unlimited access to content and can cancel anytime.
Sep 14, 2025 5:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 14, 2025: Don't wait on the Fed for a lower interest rate
HELOC interest rates today are under 9% and lenders are offering introductory rates as low as 3.99% to 5.99%. Homeowners have a large amount of equity in their homes, making a HELOC a good option to access that value without giving up a low primary mortgage rate. Rates for HELOCs vary by lender and depend on factors like credit score and debt amount. It is important to shop around for the best rat... more
Sep 14, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 13, 2025 2:23 AM
— Mortgage Rates
Mortgage rates are falling fast. Is it a good time to buy a home?
The average interest rate on a 30-year fixed mortgage stands at 6.35%, which dropped from 6.5% in a week, marking the largest one-week drop in mortgage rates this year. The decline in mortgage rates is attributed to a significant decline in hiring, fueling expectations of an interest rate cut by the Federal Reserve. However, experts caution that trying to time the market or predict future rate mov... more
Sep 12, 2025 2:24 PM
— Bond Markets
Incidental, Inconsequential Weakness Ahead of Fed Week
Bonds started the day weaker, but ended with yields at the same level as Monday. The market seems to be waiting for the next big event after the recent jobs report. This week provided an opportunity to book profits and adjust positions, possibly in preparation for the upcoming Fed day.
Sep 12, 2025 12:23 PM
— Interest Rates
Mortgage Rates Were Flat All Week No Matter What Other News Suggests
The underlying bond market weakened, leading to higher rates from mortgage lenders. Freddie Mac's weekly rate survey can cause misleading information due to its methodology. Daily rates had actually risen after Freddie's news was released. Today's increase in rates was not due to specific events, but rather traders closing positions for the week. Mortgage-specific bonds were less volatile, resulti... more
Sep 12, 2025 10:23 AM
— Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 9:25 AM
— Mortgage Finance
Rising Flood Insurance Costs Trouble Borrowers
The article discusses the latest trends in the mortgage lending industry, including changes in interest rates and housing market conditions.
Sep 12, 2025 9:25 AM
— Mortgage Finance
Nonbanks Boosting ARM Lending Via Agency MBS
The article discusses the latest trends and updates in the mortgage industry, focusing on various aspects such as mortgage rates, housing market conditions, and mortgage lenders. It provides readers with a comprehensive overview of the current state of the mortgage market.
Sep 12, 2025 9:24 AM
— Mortgage Finance
Rate-Cut Anticipation Helping Boost Agency MBS Demand
The article discusses various aspects of mortgage financing and the current trends in the housing market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.