Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Nov 21, 2025 7:30 AM
— Mortgage Rates
Mortgage Rates Today, Friday, November 21: Noticeably Lower
The president of the New York Fed's comments caused mortgage rates to drop significantly, leading to potential opportunities for refinancing. Analysts are closely watching economic data to predict the Federal Reserve's next move on interest rates. Refinancing may be a good option for those with rates higher than 6.54%. It's important to lock in rates when you're satisfied with the deal, as rates c... more
Nov 21, 2025 6:30 AM
— Interest Rates
Current mortgage rates report for Nov. 21, 2025: Rates mostly steady
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is currently 6.244%, with rates trending upward compared to a week ago. Experts do not anticipate seeing rates in the 2% to 3% range in the future, with historical data showing rates around 7% are not unusually high. Factors influencing mortgage rates include economic conditions, government debt, demand for hom... more
Nov 21, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 21, 2025?
Mortgage interest rates have declined substantially since January 2025, with rates reaching their lowest levels since 2022. Currently, the average mortgage purchase interest rate for a 30-year term is 6.12%, and for a 15-year term is 5.37%. Refinance rates have also decreased, with the average rate for a 30-year term at 6.75% and for a 15-year term at 5.73%. These lower rates may make purchasing o... more
Nov 21, 2025 4:31 AM
— Mortgage Rates
Mortgage rates steady near 6.4%
Mortgage rates are stable around 6.38%, with pending home sales up by 15% compared to the previous year. The Federal Reserve is expected to cut rates by 25 bps, but experts predict minimal impact on home loans.
Nov 20, 2025 8:30 PM
— Mortgage Rates
Will mortgage rates drop this December? Here's what lending experts predict.
Mortgage interest rates have settled into the low-6% range, sparking interest from homebuyers and homeowners looking to refinance. The Federal Reserve has reduced rates twice this year, but uncertainty remains about whether rates will drop further. Factors such as inflation, the Fed's December decision, and the 10-year Treasury yield will influence mortgage rates in the coming weeks. Experts recom... more
Nov 20, 2025 5:30 PM
— Mortgage Lending
Lower Mortgage Rates Push Sellers Off the Sidelines—but Slow Sales Keep Pressure on Prices
The article discusses a technical issue preventing the processing of a request on the realtor.com website. It advises the reader to contact unblockrequest@realtor.com for further assistance.
Nov 20, 2025 4:31 PM
— Mortgage Lending
Mortgage defect rates rise on valuation, eligibility issues
Mortgage application defect rates increased over 15% in the second quarter. Delinquency trends split in Q3, with securitized and agency loans showing more strain. Quality Control Advisor Plus system integrates previously separate units at Freddie Mac, reducing processing time. A lender and servicer in Troy, Michigan faces multiple lawsuits over a hack in June. Refinances dropped 14% month over mon... more
Nov 20, 2025 1:31 PM
— Mortgage Lenders
Rocket latest lender to add debt service coverage mortgages
Rocket Mortgage has introduced a debt service coverage ratio product in its wholesale and retail channels to serve investors looking to finance rental properties. The platform already has two lenders as partners and is being rolled out amidst rising demand for DSCR loans.
Nov 20, 2025 1:30 PM
— Bond Markets
Decent Gains Remain Intact; Stock Market Contribution is a Wild Card
The rescheduled release of the September jobs report led to a surge in bond market volumes and a clear response from bonds. Despite mixed results, the response was logical due to the Fed's focus on unemployment rate. The bond market saw a rally, with MBS up and 10yr down throughout the day.
Nov 20, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady Thanks to Jobs Report
Mortgage rates were at a disadvantage heading into Thursday due to bond market movement, with lenders considering raising rates. However, after a bond market rally following the morning's jobs report, rates remained the same as the previous day.
Nov 20, 2025 9:31 AM
— Mortgage Finance
MSR Demand Expected to Remain Strong; Supply Low
The article discusses various aspects of the mortgage market, including mortgage rates, interest rates, treasury rates, bond markets, housing market trends, mortgage lenders, and mortgage lending practices.
Nov 20, 2025 9:31 AM
— Mortgage Finance
Early-Stage Delinquencies Down in 3Q at Large Servicers
The article discusses the latest trends and updates in the mortgage finance industry in 2025.
Nov 20, 2025 9:31 AM
— Mortgage Rates
Mortgage rates likely to remain stable for the rest of 2025
Mortgage rates rose after the federal government shutdown ended, giving investors access to economic data. Homebuilders are offering subsidized mortgage rates on unsold inventory. Application errors in mortgage findings rose over 15%. There are expectations of a federal rate cut, but other economic trends may be impacting mortgage lending. A new platform with embedded lenders is being rolled out a... more
Nov 20, 2025 9:31 AM
— Mortgage Finance
Shareholder Ackman Refines Plan for GSE Reform
The article discusses the latest trends in the housing market, including an increase in mortgage rates and a slowdown in home sales. It also mentions that mortgage lenders are facing challenges due to rising interest rates and decreasing demand for refinancing.
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Laid off with a monthly mortgage payment. How do you manage? |
Many homeowners are facing financial difficulties due to job loss and high homeownership costs. Mortgage servicers can provide assistance and options to help homeowners stay in their homes and manage their mortgage payments. Some homeowners have had to tap into savings, retirement funds, and take on credit card debt to make ends meet. It's important for homeowners to contact their mortgage service... more
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Rise to 6.26% as Overdue Jobs Report Is Finally Released
The article is about a request that could not be processed, prompting the reader to contact unblockrequest@realtor.com for assistance.
Nov 20, 2025 9:30 AM
— Interest Rates
When will mortgage rates go down? Insights after 3 weeks of increases.
Mortgage rates have been gradually increasing over the past weeks, with the 30-year fixed-rate mortgage rising to 6.26% and the 15-year rate now at 5.54%. The Federal Reserve lowering the fed funds rate does not directly influence mortgage rates, which are more closely tied to the 10-year Treasury yield. Buyers should consider that mortgage rates are just one factor in the affordability equation, ... more
Nov 20, 2025 9:30 AM
— Mortgage Rates
Cisco & IBM's quantum internet, mortgage rates tick higher
Bitcoin is declining, mortgage rates are rising this week with the 30-year fixed rate at 6.26%, and Cisco and IBM are partnering on a quantum internet project.
Nov 20, 2025 9:30 AM
— Mortgage Rates
Mortgage rates were nearly flat for another week
Mortgage rates slightly increased this week but remained within a narrow range. Despite being near year-long lows, affordability is still a concern. The government shutdown impacted closings but lower rates in October boosted existing home sales. However, there are signs of slowing demand as both refinancing and purchase applications fell due to slightly higher rates.
Nov 20, 2025 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 20, 2025: Running in place
Mortgage rates remain relatively stable with minor movement up or down. The average 30-year fixed rate is 6.26%, up two basis points from last week. The 15-year fixed rate sits at 5.54%. Freddie Mac's chief economist notes that this stability is a positive sign for both buyers and sellers in the housing market. Refinance rates can sometimes be higher than purchase mortgage rates. Factors influenci... more
Nov 20, 2025 8:31 AM
— Mortgage Rates
Homebuyer affordability improves for fifth straight month
Despite increasing home prices, homebuyer affordability improved in October due to year-low mortgage rates. New-home mortgage applications dropped, but annual sales pace was strongest in over a year. Rate-and-term refinances decreased month over month but were still up significantly from last year. Builders have been cutting prices and using sales incentives. Mortgage loan application volume decre... more
Nov 20, 2025 8:31 AM
— Mortgage Finance
Lenders Optimistic About Mortgage Production in 2026
The article discusses the latest trends and developments in the mortgage industry as of 2025, including changes in interest rates, housing market conditions, and the activities of mortgage lenders.
Nov 20, 2025 8:30 AM
— Mortgage Finance
MBA Sees Interest Rates on Mortgages Holding Steady in 2026
The article discusses various aspects of the mortgage industry. It covers topics such as design, content management systems, hosting, web development, and epublishing.
Nov 20, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Rise Amid Post-Fed Volatility
The article discusses the current mortgage rates, the national median family income, housing prices, and the impact of Federal Reserve rate decisions on mortgage rates. It also mentions the impact of economic factors like inflation, job market weakness, and political climate on the housing market.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.