Mortgage News
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Showing 817 - 840 of 2252 results
Aug 20, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Barely Budge
Mortgage rates have remained stable for the past 11 business days, with slight increases over the past week. The average top tier 30yr fixed rate has gone up from 6.53% to 6.61% in the last week, resulting in a minor change for borrowers. Rates were slightly higher before the release of the minutes from the most recent Fed meeting, which did not reveal any major new information.
Aug 20, 2025 9:23 AM
— Mortgage Rates
Mortgage Applications Inconsequentially Lower vs Last Week
Mortgage application activity slightly declined last week, with a small increase in mortgage rates that remained near longer-term lows. VA applications fell while FHA refinance applications increased. The Refinance Index decreased slightly but was still higher compared to the previous year. Purchase Index remained flat and higher than last year. The refinance share of total mortgage applications d... more
Aug 20, 2025 9:23 AM
— Mortgage Lenders
Trump calls on Federal Reserve Governor Lisa Cook to resign after she was accused of mortgage fraud
President Trump called for Federal Reserve Governor Lisa Cook to resign after allegations of mortgage fraud were made against her by one of his administration's officials, Bill Pulte. Pulte claimed that Cook falsified bank and property records to obtain more favorable loan terms for her homes, designating them as primary residences. Trump also expressed a desire to cut interest rates and make chan... more
Aug 20, 2025 9:23 AM
— Interest Rates
Trump calls on Federal Reserve official to resign after ally accuses her of mortgage fraud
President Trump called on Federal Reserve governor Lisa Cook to resign after allegations of committing mortgage fraud. The administration has accused Cook of claiming two homes as principal residences to obtain better mortgage lending terms. Trump has demanded lower interest rates from the Fed to reduce government borrowing costs and boost the housing market. The Fed declined to comment on the acc... more
Aug 20, 2025 8:24 AM
— Mortgage Finance
Fannie Economists Revise Interest Rate Outlook Upward
The article discusses various aspects related to mortgage finance publications such as design, content management systems, hosting, and web development.
Aug 20, 2025 8:23 AM
— Housing Market
Here's what's keeping home buyers on the sidelines even as mortgage rates hit a 10-month low
Lorene Cowan, 44, who lives in New York City, is having a difficult time buying a home due to soaring home prices. The median listing price for a home in NYC is now over $829,000, making it hard for first-time homebuyers to enter the market. Rising home prices, limited inventory, and higher mortgage rates have caused delays in millennials and Gen Z achieving homeownership. Many prospective buyers ... more
Aug 20, 2025 7:24 AM
— Bond Markets
FOMC Minutes: Ancient Time Capsule, Or...
The article discusses the limited impact that the FOMC Minutes may have on the bond market this week, as the Federal Reserve's transparency efforts have diminished the significance of the Minutes. It highlights that the Minutes will reflect discussions from a meeting prior to recent key economic reports, emphasizing that they may not provide new information. The main focus for potential market-mov... more
Aug 20, 2025 7:23 AM
— Interest Rates
Trump may want lower interest rates for consumers, but it sure is convenient for the national debt he’s creating, too
President Trump is pressuring the Fed to lower the base interest rate to help consumers financially and kickstart the housing market. Lower interest rates could benefit homeowners, relieve tension in the housing market, provide relief for financially vulnerable demographics, and potentially impact mortgage rates. However, the connection between borrowing costs and the short-term interest rate is c... more
Aug 20, 2025 6:23 AM
— Mortgage Rates
Bankrate
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 19, 2025
The current average rate for a 30-year fixed mortgage is 6.64, The average rate you'll pay for a 15-year fixed mortgage is 5.84 percent,...
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3 days ago
Mortgage rates were mostly lower compared to a week ago, with the average rates for 30-year fixed, 15-year fixed, and 5/1 ARM receding. Factors influencing the shifts in rates include economic movements like inflation rate being higher than the Federal Reserve's target, disappointing July employment figures, and recent economic data showing signs of cooling. Treasury yields are easing, demand for ... more
Aug 20, 2025 6:23 AM
— Interest Rates
Trump hits Federal Reserve Chair Powell over housing industry in latest attack, blasting mortgage rates
President Trump criticized Federal Reserve Chair Jerome Powell for not cutting interest rates, claiming it was hurting the housing industry. He also attacked Federal Reserve Governor Lisa Cook over alleged mortgage fraud. Meanwhile, inflation increased in July, potentially impacting the Federal Reserve's decision-making process regarding interest rates. The Bureau of Labor Statistics reported an i... more
Aug 20, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage demand stalls again with just miniscule increase in interest rates
After a surge in refinance demand the previous week due to a drop in mortgage rates, both refinance and homebuyer mortgage application volume stalled the following week. Mortgage rates increased slightly, leading to a 1.4% drop in total application volume. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased slightly. Refinance applications fe... more
Aug 20, 2025 3:24 AM
— Personal Finance Management
Survey: Nearly 3 In 4 Americans Have A Financial Regret
Americans are navigating economic hurdles, with 74% having a financial regret, down from 77% in 2024. Top regrets include not saving for retirement early enough and taking on too much credit card debt. Gen Zers struggle with budgeting and emergency savings. Women more likely to regret not saving for emergencies. Job opportunities, job security, lower rent, and cheaper essentials are factors that c... more
Aug 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 20, 2025: A minor move higher
The article provides current mortgage rates, explanations of fixed-rate and adjustable-rate mortgages, as well as tips for securing a low mortgage refinance rate.
Aug 20, 2025 1:23 AM
— Mortgage Lenders
Mortgage rate 'buydowns' kept home prices high and are coming back to bite buyers
The article discusses a special introductory offer for a subscription service that provides unlimited access to various features. The subscription renews every 4 weeks at $12.95 or annually at $149, with subscribers getting access to ad-free content.
Aug 19, 2025 2:25 PM
— Bond Markets
Slow, Steady, Modest Improvement
Bonds are experiencing low activity and minimal movement, with prices and yields drifting sideways. However, there was some improvement in yields and MBS, and motivations for trading remain low. The upcoming Fed Minutes and Powell's speech at Jackson Hole are not expected to have a significant impact.
Aug 19, 2025 12:24 PM
— Housing Market
Incentives Rise as Builder Confidence Matches 2022 Low
Builder sentiment remains low with the NAHB/Wells Fargo HMI dipping to 32 in August, marking the 16th consecutive month below 50. High mortgage rates, elevated new-home prices, and affordability issues are major factors. Builders are offering price cuts and sales incentives to attract buyers, especially in high-cost markets like the West.
Aug 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Little Changed From Monday
Mortgage rates have been relatively stable recently, staying within a narrow range following the August 1st jobs report. The 10yr Treasury yields have risen back up to 4.30%, while mortgage rates are at 6.59%. There have been no significant changes in rates this week so far, with no major economic events scheduled to influence movement until Friday.
Aug 19, 2025 11:23 AM
— Mortgage Lenders
'Upside down economically': Here's why the housing market probably won't get more affordable if the Fed cuts rates
The article discusses a special introductory offer for a subscription service that provides unlimited access to content. The offer includes a 14-day free trial and then renews every 4 weeks at $12.95. There is also an annual subscription option at $49, which renews annually at $149. Subscribers get unlimited access to content and the option to go ad-free.
Aug 19, 2025 9:24 AM
— Bond Markets
Incidental Resilience
After experiencing weakness the day before, bond yields and MBS prices are now back in line with Friday's levels, moving lower in early trading. The market is quiet overall, with the upcoming Jackson Hole speech by Fed Chair Powell being one of the few potential volatility events. Investors are waiting for the next jobs report in almost 2 weeks, and movements within a 10-year yield range of 4.2 - ... more
Aug 19, 2025 8:24 AM
— Mortgage Finance
Short Takes: New Details on The Great American Mortgage Corp. / Mortgage Applications for New Homes Up / Annaly’s Expanded-Credit MBS Issuance Humming
The article discusses the latest trends and updates in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender activities.
Aug 19, 2025 8:23 AM
— Mortgage Lending
AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends
ARM applications increased 25 percent due to the attractiveness of ARM rates compared to fixed rate loans. Chase's pipeline last month consisted of 70 percent adjustable-rate mortgages, totaling about a trillion in its residential servicing portfolio. Servicing is a touchpoint for regulators, and a Mortgage Law Today podcast will discuss regulatory and legislative developments in the industry. Var... more
Aug 19, 2025 3:25 AM
— Housing Market
Fannie, Freddie's stress test losses ease from 2024
Fannie Mae and Freddie Mac are predicted to hold up well in a severe downturn due to expense cuts and revenue gains. Economists predict fewer home sales and less mortgage origination volume in the near future. A potential plan could value the mortgage giants at $500 billion, involving selling 5-15% of their stock. Bill Ackman and President Trump are discussing a public offering for a single mortga... more
Aug 19, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 19, 2025: A notch higher and a notch lower
The article discusses current mortgage rates provided by Zillow for various types of mortgages such as fixed-rate, ARM, and VA loans. It also explains the differences between 15-year and 30-year mortgages, the benefits of each, as well as the impact of making extra mortgage payments. Additionally, it touches on the differences between fixed-rate and adjustable-rate mortgages, along with the expect... more
Aug 18, 2025 4:23 PM
— Housing Market
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest level in nearly a year, with the average rate for a 30-year fixed mortgage just above 6.5%. M & M Mortgage in Roseville advises clients to buy now before rates potentially drop further, leading to increased prices and competition for homes. Despite falling interest rates benefiting buyers, home prices nationwide have continued to rise, with the national... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.