Mortgage News
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Showing 817 - 840 of 3047 results
Oct 30, 2025 1:12 PM
— Mortgage Finance
Fed to Shift Balance Sheet Strategy, MBS to Decline
The article discusses various aspects of mortgage lending and how they affect the housing market. It covers topics such as interest rates, mortgage rates, and the role of mortgage lenders in the industry.
Oct 30, 2025 1:11 PM
— Mortgage Rates
Mortgage Rates Are Anything But Lower This Week
Freddie Mac releases its weekly mortgage rate survey on Thursdays, causing confusion in the market. Despite yesterday's Fed rate cut, mortgage rates have actually risen by 0.20% since the previous report of being at their lowest levels in more than a year.
Oct 30, 2025 1:08 PM
— Mortgage Rates
Mortgage rates are the lowest they've been since 2022. Here's how to get one even lower now.
Mortgage interest rates have been declining in 2025, with rates moving back to a three-year low of 6.13%. Buyers can pursue strategies like buying mortgage points to get lower rates, considering adjustable-rate mortgages (ARMs), or making a large down payment to secure a rate under 6%. It's important to take advantage of the current lower rates now, as they can change daily.
Oct 30, 2025 11:34 AM
— Mortgage Rates
Average long-term US mortgage rate dips to 6.17%, its lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell for the fourth consecutive week to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy decisions and bond market expectations. The housing market has been sluggish but picked up last month as... more
Oct 30, 2025 11:07 AM
— Interest Rates
Mortgage rates jump 20 basis points following Fed cut
The Federal Reserve lowered its benchmark interest rate, but mortgage rates increased instead of following suit. The average rate on the 30-year fixed mortgage jumped 20 basis points after Chairman Jerome Powell's announcement and news conference. The bond market had already anticipated the rate cut, but Powell's commentary caused rates to rise. Refinance applications increased due to the drop in ... more
Oct 30, 2025 11:06 AM
— Housing Market
Ellie Mae
Ellie Mae, a mortgage technology company, went private and reduced its workforce by 10% after being bought by private equity investor Thoma Bravo. Mortgage rates decreased, leading to an increase in refinance loans and new-home purchase applications. Millennials closed mortgage loans at a record pace due to lower interest rates. Mortgage lending credit standards slightly loosened, and online shopp... more
Oct 30, 2025 10:10 AM
— Mortgage Rates
Mortgage rates tick down following Fed's cut
Mortgage rates have decreased for the fourth straight week following the Federal Reserve's second rate cut of the year. The government shutdown has halted the release of employment data, impacting mortgage rate activity. The 30-year fixed rate mortgage has dropped by 9 basis points, but Treasury yields have increased since the Federal Reserve meeting.
Oct 30, 2025 10:09 AM
— Mortgage Rates
Average 30-year mortgage falls to lowest rate in more than a year
The average rate on a 30-year U.S. mortgage has fallen for the fourth week in a row to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors like the Federal Reserve's interest rate decisions and bond market expectations. The housing market has been in a slump, but sales have picked up as mortg... more
Oct 30, 2025 9:11 AM
— How the Federal Reserve affects HELOCs and home equity loans
Home equity loan rates drop and HELOCs rise as Fed cuts rates
Home equity rates are experiencing fluctuations after the Federal Reserve lowered interest rates. The benchmark 5-year $30,000 home equity loan fell, while the $30,000 home equity line of credit rose. The Fed rate cut is expected to lead to discounts in new HELOC and home equity loan offers, with rates declining from their 2024 highs. Factors affecting rates include the Federal Reserve's actions, ... more
Oct 30, 2025 9:11 AM
— Mortgage Lenders
Non-QM Hedging, Best-Ex, Compliance Tools; Webinars and Training; Freddie and Redwood's Earnings
The article discusses various technology developments, data breaches, federal fee changes, conferences and summits in the mortgage industry. It also touches on the importance of compliance, the impact of a Refi Boom, and the benefits of using specific platforms for mortgage processes.
Oct 30, 2025 9:10 AM
— Mortgage Finance
Fed Makes Expected Moves, More Rate Cuts Expected
The article discusses the latest trends and updates in the mortgage industry, focusing on various aspects such as mortgage rates, housing market conditions, and activities of mortgage lenders.
Oct 30, 2025 9:07 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 30, 2025: Rates are down more than a half point from a year ago
Mortgage rates have slightly decreased this week, with the 30-year fixed rate falling to 6.17% and the 15-year fixed rate dropping to 5.41%. Rates have been fluctuating for weeks but are still lower than a year ago. Refinance rates are slightly higher than purchase mortgage rates. The economy impacts mortgage rates, with stronger economies leading to higher rates. The 30-year mortgage has lower mo... more
Oct 30, 2025 9:06 AM
— Mortgage Rates
Average long-term US mortgage rate dips to 6.17%, its lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell for the fourth consecutive week to its lowest level in over a year, benefiting homebuyers and homeowners looking to refinance. The average rate on a 15-year fixed-rate mortgage also decreased. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market investor expectations.
Oct 30, 2025 7:07 AM
— Interest Rates
Enthusiasm Curbed. Back to Waiting
The market's expectations for 3 Fed rate cuts in 2025 were too high, with the market being nearly certain of another cut in December. However, Fed Chair Powell indicated uncertainty about this, leading to a mild re-set in yields. The market is now waiting for economic data to sway expectations one way or the other.
Oct 30, 2025 7:05 AM
— Mortgage Rates
After the Fed cut interest rates, adjustable-rate mortgages may be 'an underappreciated opportunity,' top advisor says
The Federal Reserve decision is expected to put more downward pressure on mortgage rates, offering relief for potential homebuyers. Adjustable-rate mortgages (ARMs) with lower initial rates are becoming more popular, with a 5/1 ARM averaging a 5.66% interest rate. ARMs are seen as a good financing option for buyers on the sidelines, but they come with risks when rates adjust. It is recommended for... more
Oct 30, 2025 3:07 AM
— Mortgage Rates
Fannie Mae's earnings rise, equity nears $106B
Fannie Mae's stockholders' equity rose in the third quarter as earnings increased, with projections for mortgage rates in 2025 and 2026 at 6.3% and 5.9% respectively. Refinancing indicators showed minimal gains, and new co-presidents were appointed at the company. Cuts were made to non-essential positions, and the organization emphasizes the value of industry participation in standards.
Oct 29, 2025 3:01 PM
— Mortgage Rates
Mortgage rates dip again to lowest level in a year
The article discusses how the Federal Reserve's recent rate cuts have affected mortgage rates, highlighting that while mortgage rates are at their lowest levels of the year, further drops may be needed to impact housing affordability. It also mentions the factors influencing mortgage rates, such as investor appetite for 10-year Treasury bonds, and the potential impact of economic factors like infl... more
Oct 29, 2025 3:00 PM
— Mortgage Market
Reviving GSE MBS purchases would repeat the Fed's mistake
A coalition of real estate and banking groups, including the Community Home Lenders of America and the Independent Community Bankers of America, want Fannie Mae and Freddie Mac to buy conventional mortgage-backed securities to help the mortgage market. Others disagree with this proposal, arguing that the government should not be involved in buying MBS. The article also discusses the operational co... more
Oct 29, 2025 1:09 PM
— Mortgage Rates
The Fed Cuts Rates Again, But Its Next Moves Are Uncertain. Here's How You Could Feel It
The Federal Reserve cut interest rates by a quarter of a percentage point during its October meeting, lowering the benchmark rate to a new target range of 3.75%-4%. This marks the fifth total cut since post-pandemic inflation forced the U.S. central bank to hike interest rates. The rate cut is expected to lower borrowing costs for certain loans like credit card rates, auto loans, and home equity l... more
Oct 29, 2025 1:08 PM
— Interest Rates
Another Hawkish Powell Press Conference Harshes Bonds' Mellow
The Federal Reserve cut rates and ended Quantitative Tightening (QT), which was expected by the markets and had no impact. However, the press conference was hawkish as Powell hinted that a December rate cut was not guaranteed, contrary to market expectations of an imminent cut. As a result, Fed Funds Futures dropped and yields increased. MBS and yields experienced losses overnight.
Oct 29, 2025 1:07 PM
— Interest Rates
Yet Again, Mortgage Rates Surge Higher After Fed Rate Cut
Today's mortgage rates increased despite a Fed rate cut, going against the common belief that mortgage rates benefit from such cuts. The rapid increase in rates can be attributed to Fed Chair Powell's comments during the press conference, indicating that another rate cut in December was not guaranteed. This caused market expectations to shift, leading to a quick adjustment in mortgage rates to ref... more
Oct 29, 2025 11:05 AM
— Mortgage Processing
Fed Cuts Interest Rate Again as Layoffs Mount: What It Means for Mortgages as Markets React
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Oct 29, 2025 11:05 AM
— Interest Rates
What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account
The Federal Reserve cut borrowing costs for the second time in a row, lowering the federal funds rate. This decision could offer some relief to consumers with high borrowing costs, especially for credit card debt. Mortgage rates, student debt, auto loans, and savings accounts are all impacted by the Fed's moves. While some loans are fixed for the life of the loan and won't be immediately affected,... more
Oct 29, 2025 11:05 AM
— Mortgage Rates
Fed Cuts Rates Again, Though Mortgage Rates Are Already Down
After a second consecutive Fed rate cut in October, mortgage rates are anticipated to reach 6%. Despite the lower rates, mortgage applications for home purchases have been decreasing. The Federal Reserve chose to prioritize the job market over inflation in their recent rate cuts. Homebuyers are hesitant to make big decisions, like purchasing a home, due to overall economic uncertainty. Current hom... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.