Mortgage News
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Showing 793 - 816 of 2252 results
Aug 21, 2025 11:23 AM
— Mortgage Rates
Doing these 5 key steps 'will allow you to move quickly' for a mortgage refinance, expert says
Mortgage rates have been declining, reaching a 10-month low. Homeowners with high interest rates are advised to start preparing for the opportunity to refinance. Experts recommend monitoring rate movements, fixing errors on credit reports, building equity, and gathering necessary documents before refinancing. It's key to start researching different lenders and loan options early on and to select t... more
Aug 21, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Inch Higher Yet Again
This article discusses how mortgage rates are impacted by bond market movement, economic reports, and comments from Fed speakers. Today's data had inflation implications which were unfavorable for rates, and Fed speaker comments also did not support a rate cut in the upcoming meeting. However, the overall damage to the bond market was minimal, resulting in only a slight increase in mortgage rates.
Aug 21, 2025 9:41 AM
— Mortgage Rates
Mortgage rates remain flat as markets wait for Powell speech
Mortgage rates have been fluctuating slightly, with the 30-year fixed rate staying in a narrow range in July. Factors such as the jobs report, Treasury yields, inflation, and tariffs have influenced these fluctuations. Despite some opportunities for borrowers due to lower rates, overall mortgage numbers have been uninspiring, leading to a downgrade in yearly origination forecasts.
Aug 21, 2025 9:24 AM
— Mortgage Finance
Warehouse Lenders Lament Loss of Clients Through M&A
The article discusses the latest trends and updates in the mortgage industry.
Aug 21, 2025 9:24 AM
— Mortgage Finance
Mortgage Interest Rates Look Unlikely to Budge in Short Term
The article discusses the latest trends and updates in the mortgage finance industry. It covers topics such as interest rates, mortgage lenders, and the housing market.
Aug 21, 2025 9:24 AM
— Mortgage Finance
AI Adoption Evolving in Mortgage Industry
The article discusses the latest trends in the mortgage industry, highlighting insights on interest rates, mortgage lenders, and the housing market.
Aug 21, 2025 9:24 AM
— Mortgage Lenders
Mortgage Rates in the US Hold at the Lowest Level Since October
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Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage held steady at its lowest level in nearly 10 months, while borrowing costs on 15-year fixed-rate mortgages dropped slightly. Stubbornly high mortgage rates have contributed to a sales slump in the U.S. housing market. Mortgage rates are influenced by factors like the Federal Reserve's interest rate decisions and bond market expectations. Economists expec... more
Aug 21, 2025 9:23 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Stay Put—for Now—While Fed's Next Step Looms
The article discusses a processing issue with a request made to Realtor.com, providing a reference ID for further inquiries.
Aug 21, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hold steady at lowest level of the year
Mortgage rates remained unchanged this week at their lowest levels since late 2024. The 30-year mortgage rate was 6.58% and the 15-year rate was 5.69%. Market watchers are monitoring economic data closely for signs of U.S. economic health, with some predicting a Federal Reserve rate cut next month. Mortgage applications have not increased despite lower rates, but there are signs of buyer response ... more
Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage remained steady at its lowest level in nearly 10 months, offering hope for homebuyers facing high financing costs. Meanwhile, the rate for 15-year fixed-rate mortgages slightly decreased. Stubbornly high mortgage rates have kept the housing market in a sales slump since early 2022, affecting home sales.
Aug 21, 2025 8:24 AM
— Mortgage Finance
Short Takes: Two Harbors Shifts Servicing / Moody’s Revises Residential MBS Criteria / Home-Sale Cancellations Elevated / Toll Brothers Seeing More Traffic
The article discusses the current developments in the mortgage finance industry in 2025, focusing on design, content management systems, hosting, and web development for online mortgage platforms.
Aug 21, 2025 8:23 AM
— Bond Markets
Mixed Data Making For Weaker Start
Today, economic reports related to the bond market movement were released. The results were not well received, as yields initially moved to unchanged levels but then reversed after higher inflation component in Philly Fed report and S&P PMI data added more pressure. Manufacturing PMI surged higher, and tariff-driven price increases were reported, leading to the second-largest increase in input pri... more
Aug 21, 2025 7:23 AM
— Housing Market
Existing Home Market Still Crawling Along The Bottom Despite Modest Bounce
Existing-home sales increased by 2.0% in July, reaching a seasonally adjusted annual rate of 4.01 million, which is 0.8% higher than the previous year. Affordability and wage growth are contributing to the uptick in sales, with buyers benefiting from more options in the market. Some regions are even seeing price declines, while overall homeowner equity has increased significantly since mid-2019. D... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously occupied U.S. homes rose in July due to lower mortgage rates, slowing home price growth, and increased inventory. The median sales price inched up slightly to $422,400. The housing market has been struggling since 2022 when mortgage rates started to climb. However, last week, the average rate on a 30-year mortgage dropped to a 10-month low of 6.58%. With more homes available, b... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously owned U.S. homes rose in July due to a modest drop in mortgage rates, slowing home price growth, and an increase in available properties. Despite home prices continuing to rise annually, the rate of growth has slowed, making affordability slightly better for buyers. The housing market had been struggling due to high mortgage rates, but the recent drop in rates has encouraged mo... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
It’s a buyer’s market and nobody is buying: Where Is Jerome Powell?
The real estate market in the U.S. is facing stagnation with homes sitting on the market for weeks, major price reductions, high mortgage rates, and stagnant sales. The phenomenon of 'golden handcuffs' is keeping people from moving due to financial constraints. Affordability remains a major issue despite an increase in inventory. Mortgage rates have reached their lowest level of the year, but they... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
Average five-year mortgage drops below 5% to lowest level in two years
The average rate on a five-year fixed mortgage has dropped below 5% for the first time since May 2023, signaling a potential shift in market sentiment. The average two-year fixed rate mortgage has also decreased. Lenders are competing more aggressively and offering more residential mortgage products. However, due to the latest inflation reading, the chance of another base rate cut in 2025 is slim,... more
Aug 21, 2025 3:25 AM
— Housing Market
The S&P 500 Is Rising But Most Stocks Are Falling: What’s Going On?
The Nasdaq 100 stock index recently hit an all-time high, but the rally is being driven by a narrow group of stocks, particularly AI companies. This narrow breadth may indicate a flight to quality trade as investors become risk-averse. The heavy reliance on AI stocks in major indexes like the Nasdaq 100 poses a concentration risk for investors, who should stay disciplined, diversified, and conside... more
Aug 21, 2025 3:25 AM
— Housing Market
The 10 most affordable states for retirees in 2025
Bankrate's annual Best and Worst States to Retire Study named New Hampshire as the best state for retirees, but West Virginia was found to be the most affordable state. Affordability is a major concern for retirees due to fixed incomes, with states offering cheaper living costs being more attractive. West Virginia had the lowest cost of living and homeowner's insurance, making it appealing to reti... more
Aug 21, 2025 3:24 AM
— Mortgage Lenders
Trump calls on Fed's Cook to quit over mortgage probe
President Trump is demanding the resignation of Federal Reserve Governor Lisa Cook after accusations of lying on mortgage applications. This could potentially lead to a shake-up at the central bank and a new appointment for Trump. Home prices have risen at a slower pace, indicating concerns about the economy and mortgage rates. FHFA Director Bill Pulte alleges criminal offenses by Cook, causing st... more
Aug 21, 2025 3:23 AM
— Home Equity Rates
A quiet week: HELOC and home equity loan rates stay still — and low
Home equity rates remained unchanged in the latest week with the average rate on a $30,000 home equity line of credit (HELOC) and a 5-year $30,000 home equity loan staying the same. The rates are driven by lender competition and Federal Reserve actions. While rates have declined from highs in 2024, they are still relatively high-cost debt. The home equity market has been growing, with HELOC balanc... more
Aug 21, 2025 2:23 AM
— Mortgage Rates
NBC News
Housing freeze: High costs leave some buyers and current owners in the lurch
Changes to the central bank's key interest rate won't result in immediately lower home mortgage costs for consumers. New Home Construction.
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2 hours ago
The U.S. housing market remains stagnant with high housing prices and mortgage interest rates. Experts believe that mortgage rates will only decrease significantly if the economy worsens. President Trump is urging the Federal Reserve to lower interest rates, but mortgage rates are more affected by investor demand for government bonds. Despite little change in the 10-year Treasury note yield and mo... more
Aug 20, 2025 1:24 PM
— Interest Rates
Almost No Reaction to Fed Minutes
The Fed Minutes indicated inflation risks outweighing employment risks, with many Fed members viewing tariff inflation risks as a process that could take months to unfold. Markets are still waiting for labor market data to deteriorate before expecting any major rate relief. Fed rate cuts in September are still likely despite some volatility in Fed Funds Futures mid-day.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.