Mortgage News
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Nov 3, 2025 4:05 AM
— Mortgage Rates
Is now the right time to get a mortgage – or should you wait until December?
Buyers and sellers in the housing market are trying to time their mortgage decisions based on the Federal Reserve's interest rate cuts. Mortgage rates are influenced by the 10-year Treasury yield, which has been hovering around 4.1%. Experts advise buyers to find a home that suits their needs and stay in touch with lenders. Shopping around for lenders can result in significant cost savings.
Nov 3, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today for November 3, 2025: Choppy lately but lower overall
The article discusses the current mortgage rates as well as refinancing rates according to the latest Zillow data. It also provides strategies for getting the lowest mortgage rates, information about adjustable-rate mortgages, and tips for obtaining lower rates through high down payments, good credit scores, and debt management. It emphasizes the importance of comparing lenders and rates, as well ... more
Nov 3, 2025 2:31 AM
— Mortgage Processing
Lower Mortgage Rates Spark Interest in ARMs Giving Borrowers ‘Breathing Room’
The article states that the request could not be processed and provides a reference ID for further inquiries.
Nov 2, 2025 10:11 PM
— Salary Negotiation
I talked to three women who asked for higher pay. This is what they got — and what they learned
The article discusses three different women who asked for raises and how the situations played out. One woman was given a new job title without a raise, another had a job offer rescinded after asking for more money, and a third woman successfully negotiated a higher commission but noticed strained relationships with her male coworker afterward.
Nov 2, 2025 3:05 AM
— Housing Market
U.S. home turnover rate at lowest level in decades as housing slump drags on, analysis finds
The turnover rate for U.S. homes is at its lowest in nearly 30 years, with only 28 out of every 1,000 homes changing hands between January and September. This decrease in turnover rate can be attributed to factors such as a slowing job market, lack of employment opportunities, and high mortgage rates that discourage homeowners from selling and buying new homes.
Nov 2, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 2, 2025: Moving closer to refinance territory
Zillow data shows that the current 30-year fixed mortgage rate has dropped to 6.11%, leading to more people considering a mortgage refinance. The article provides the current mortgage rates for various terms and types of loans, along with information on the differences between fixed-rate and adjustable-rate mortgages. It also highlights the factors that influence mortgage rates, such as credit sco... more
Nov 1, 2025 7:31 PM
— Mortgage Lenders
Carrington to Acquire Reliance First Capital
Carrington Holding Company is acquiring Reliance First Capital, a mortgage banking firm offering various loan programs, to strengthen its mortgage platform. Reliance brings a direct-to-consumer retail channel, loan officers, sales managers, and a servicing portfolio to Carrington's platform.
Nov 1, 2025 3:05 PM
— Housing Market
The housing market, workers, and the economy are all stuck
The U.S. home turnover rate is at its lowest in nearly 30 years, with only 28 out of every 1,000 homes changing hands between January and September. Fewer homes are being sold due to factors like a slowing job market, high mortgage rates, and skyrocketing home prices.
Nov 1, 2025 5:33 AM
— Interest Rates
Wednesday: FOMC Statement, Pending Home Sales
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index in the morning. In the afternoon, the Pending Home Sales Index for September will be released, followed by the FOMC Meeting Announcement where the Fed is expected to cut rates by 25 basis points. Fed Chair Jerome Powell will hold a press briefing following the announcement.
Nov 1, 2025 4:35 AM
— Mortgage Lenders
PartnerOne to Acquire Mortgage Cadence From Accenture
Software firm PartnerOne has acquired Mortgage Cadence, a provider of digital lending solutions, in a deal with undisclosed financial terms. PartnerOne plans to provide Mortgage Cadence with a supportive environment for growth and innovation, aiming to enhance customer relationships and develop new capabilities to meet the needs of financial institutions, credit unions, and independent mortgage ba... more
Nov 1, 2025 4:05 AM
— Mortgage Rates
3 expensive mortgage rate mistakes homebuyers should avoid this November
Despite two Federal Reserve rate cuts this fall, mortgage rates increased in late October, leaving buyers frustrated. The average 30-year fixed mortgage rate is now above 6.4%, significantly higher than just two weeks ago. Homebuyers are warned against making mistakes that could cost them money and hassle over the life of their mortgage loan, such as waiting for rates to drop further, failing to l... more
Nov 1, 2025 3:06 AM
— Interest Rates
Sideways Overall Despite Hawkish Fed Speakers
The article discusses the mid-day volatility in the market, which was attributed to month-end tradeflows. The comments from several Fed speakers were all hawkish, expressing a preference for holding rates steady and concerns about economic momentum and inflation. The market responded by showing some fluctuations throughout the day.
Nov 1, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 1, 2025: Watch the 10-year Treasury
The article discusses the current mortgage rates as well as the advantages and disadvantages of different types of mortgage terms such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also mentions the factors that affect interest rates and advises on how to secure a low mortgage refinance rate.
Oct 31, 2025 3:05 PM
— N/A
Falling Mortgage Rates Lift Housing Market as Shutdown Clouds Outlook
The article is not accessible due to a processing error. Contact unblockrequest@realtor.com for assistance.
Oct 31, 2025 1:06 PM
— Mortgage Rates
Mortgage Rates Recover Some of This Week's Lost Ground
After reaching the highest level in several weeks on Thursday, mortgage rates slightly decreased on Friday but are still the second highest in the past two weeks. The improvement indicates that lenders were being cautious with their rates on Thursday, and made adjustments on Friday. Despite bond market movements hinting towards higher rates, lenders did not change rates on Friday. If bonds remain ... more
Oct 31, 2025 1:05 PM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $425,000 Home at a 6.17% Rate
The article is about a request that could not be processed on a real estate website due to an issue. It advises contacting a specific email address if the problem persists.
Oct 31, 2025 12:05 PM
— Housing Market
Home Price Appreciation Keeps Cooling; New Loan Limits Coming Into Focus
Both the FHFA and the S&P CoreLogic Case-Shiller indices released new home-price data for August, showing that prices remain higher than a year ago but the pace of appreciation is slowing. Case-Shiller's national annual gain was the smallest in over 2 years, while FHFA is near its lowest annual pace since 2012. The article also discusses the conforming loan limit, which is currently at $806,500 an... more
Oct 31, 2025 11:09 AM
— Mortgage Rates
Mortgage Applications Responded to Lower Rates, But Things Are Already Changing
Mortgage applications increased sharply last week, with total volume rising 7.1%. Refinance activity drove this growth, with the Refinance Index up 9% from the previous week and 111% higher than a year ago. Mortgage rates decreased, with the 30-year fixed rate at its lowest level since September 2024. Purchase applications also rose, climbing 20% above the same week last year.
Oct 31, 2025 8:06 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates rose for the second consecutive week, leading to a decrease in both refinance and purchase application activity. Rates are expected to increase further in the coming days due to higher yields on the 10-year Treasury. Despite ongoing economic uncertainty, mortgage rates remained at their 2017 lows. Federal Reserve officials are planning to continue tightening monetary policy despite ... more
Oct 31, 2025 7:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Annual rates plummet
Mortgage rates are below the levels from a year ago, with the national average 30-year fixed rate at 6.17% and the 15-year rate at 5.41%. Rates have been decreasing for several weeks, making it a good time for homebuyers to enter the market. Mortgage refinance rates are also provided, and the article discusses fixed vs adjustable-rate mortgages and how rates impact monthly payments. Forecasts pred... more
Oct 31, 2025 7:05 AM
— Bond Markets
Some Early Month-End Buying
With little economic data available due to the shutdown, the bond market is focusing on getting its books in order for month-end. Month-end trading considerations can involve buying or selling, with impacts typically seen around 8-10am and the 3pm CME close. Today, morning strength suggests asset-allocation trading related to month-end, with bond yields and stock prices moving in the same directio... more
Oct 31, 2025 4:05 AM
— Mortgage Lending
Mortgage Rates Dip to 6.17% After Fed’s Second Cut This Year
The article states that the request could not be processed and provides a reference ID for further assistance.
Oct 31, 2025 3:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Lower year-over-year
The national average 30-year fixed mortgage rate fell to 6.17%, which is 55 basis points lower than one year ago. The 15-year rate is down to 5.41%. Mortgage rates have been decreasing for the past few weeks, leading to more homebuyers entering the market. Mortgage refinance rates are often higher than purchase rates. Different types of mortgage rates and the impact on monthly payments are discuss... more
Oct 31, 2025 3:07 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates in the U.S. have been fluctuating due to various factors such as Treasury bond holdings, tax reform bill, and Federal Reserve actions. Despite starting the year low, rates rose to their highest level since July. The market is anticipating further increases in mortgage rates.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.