Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 841 - 864 of 2247 results
Aug 18, 2025 7:24 AM
— Bond Markets
Light Calendar; Early Selling
Summertime trading conditions have led to distinct phases of selling pressure in the bond market despite moderate overnight strength. The movement today is not being driven by economic data, as the only offering on the calendar is NAHB builder confidence.
Aug 18, 2025 7:24 AM
— Mortgage Lending
PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity?
The article discusses the current trends in non-agency lending, the impact of rates on adjustable-rate products, and the decreased volume in refinances and purchase applications. It also includes information about mortgage quality control, conventional lending offerings, pre-approval letter risks, and upcoming mortgage-related conferences and events.
Aug 18, 2025 5:26 AM
— Interest Rates
Federal Funds Rate History: 1980 Through The Present
Bankrate points out that the current U.S. central bank's key borrowing benchmark is in a target range of 4.25-4.5 percent, lower than during the pandemic but still high. Fed's historical rate moves and policies, including manufacturing a recession in the 1980s to combat inflation and Greenspan's management through the dot-com and housing bubbles, are discussed. Quantitative easing was introduced d... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 18, 2025: The 30-year rate stays in the 6.5% range
Current mortgage interest rates have seen slight changes, with experts predicting rates to stay above 6% through the next few quarters. It could be a good time to lock in a mortgage rate and look into rate float-down options. Mortgage refinance rates tend to be slightly higher than purchase rates, and adjustable-rate mortgages offer lower initial rates but come with the risk of increasing later on... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates have dropped to their lowest levels in nearly a year, making it more affordable for prospective homebuyers. The average rate for a 30-year fixed mortgage is just above 6.5%, while the average for a 15-year fixed mortgage is around 5.7%. Despite lower rates, home prices nationwide continue to rise, with the national median home price reaching $396,000, a 2% increase compared to the p... more
Aug 18, 2025 3:23 AM
— Mortgage Lenders
Trump wants to take Fannie Mae and Freddie Mac public. The plan has some problems.
The Trump administration is considering a potential public offering for mortgage giants Fannie Mae and Freddie Mac, which would be the largest IPO in history. Plans involve selling 5% to 15% of shares at a combined valuation of $500 billion or more, but attracting investors poses challenges. President Trump is meeting with Wall Street CEOs to discuss the mortgage giants, and the timeline for the I... more
Aug 17, 2025 12:24 PM
— Mortgage Rates
Mortgage spreads cushion mortgage rates against warm inflation data
Despite warm inflation data, mortgage rates remain near their lowest levels in 2025 due to mortgage spreads outperforming. The stability in mortgage spreads has helped maintain lower rates even as the 10-year yield has increased. Mortgage spreads are seen as the unsung hero of housing in 2025.
Aug 17, 2025 6:24 AM
— Mortgage Lenders
Tomorrow is the final day for home buyers to qualify for Chase’s ‘mortgage rate sale’
Chase Home Lending is offering a limited-time mortgage rate sale on purchase applications, available until Monday, Aug. 18. The discount can be as much as 0.25% on fixed-rate mortgages, saving borrowers thousands of dollars in interest over the life of the loan. The program is stackable with other Chase discounts and is available on all home purchase mortgages, including FHA loans.
Aug 17, 2025 5:24 AM
— Mortgage Rates
What to know about Utah's housing market as mortgage rates dip
Mortgage rates have dropped to their lowest level in nearly a year, sparking an increase in mortgage applications. In Utah's difficult housing market, rates have fallen recently, leading to some relief for buyers but not significant impact yet. Some lenders have seen an uptick in activity, especially for refinancing. However, the high-priced market in Utah poses affordability issues for many new h... more
Aug 16, 2025 11:23 AM
— Mortgage Rates
Exclusive | Adam Schiff paying just 3% mortgage on homes at center of mortgage fraud probe
Senator Adam Schiff is accused of claiming two homes as primary residences in order to get lower mortgage rates and property taxes. Despite designating one property as a second home in 2020, he still received rock-bottom mortgage rates on both his Maryland and California homes. This has resulted in significant savings for Schiff and an increase in his bank assets, with his wealth soaring over the ... more
Aug 16, 2025 8:25 AM
— Mortgage Finance
Hsieh Plans Tech-Driven Market Share Growth for loanDepot
The article discusses the latest trends and developments in the mortgage industry, focusing on factors influencing interest rates and housing market conditions.
Aug 16, 2025 7:25 AM
— Mortgage Finance
Short Takes: Delinquencies Expected to Rise / Affordability Could Improve / Wells’ Servicer Rating Affirmed Amid Downsizing / Kiavi Boosts RTL Securitization
The article discusses the latest trends and developments in the mortgage industry, focusing on the impact of various economic factors on mortgage rates and the housing market.
Aug 16, 2025 4:36 AM
— Interest Rates
The Fed is expected to cut rates. Don't expect mortgage rates to follow.
The Federal Reserve is expected to cut benchmark interest rates again, potentially leading to fluctuations in mortgage rates. Mortgage rates are already at a low level and are influenced by factors like bond yields and market expectations. Mortgage industry professionals are frustrated as customers are waiting for rates to drop further before moving forward. Mortgage rates are primarily influenced... more
Aug 15, 2025 3:25 PM
— Mortgage Lenders
How mortgage executives are thinking of layoffs: Fannie Mae
Lenders are prioritizing cutting costs by laying off back office staff rather than reducing other business expenses. Fannie Mae economists have lowered their housing and economic outlook in August, anticipating fewer home sales and decreased mortgage origination volume compared to July. Nonbank lenders saw a surge in production income, returning to profitability for the first time in three quarter... more
Aug 15, 2025 1:23 PM
— Bond Markets
Weaker Conclusion But No Major Big Picture Implications
Bond markets held mostly sideways until the afternoon hours when they saw a mini snowball effect that took yields to their highest levels of the week. Despite mixed reactions to economic data, little has changed since last Friday's jobs report. 10yr yields are currently up 3.5bps on the day at 4.321 while MBS are down 3 ticks (.09) on the day.
Aug 15, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Fall: Is It Enough for Buyers?
Mortgage rates have dropped to their lowest level since October, prompting hopeful home buyers to take advantage of lower borrowing costs. Mortgage applications for home purchases are on the rise compared to the previous year. Some buyers are also considering adjustable-rate mortgages for potential initial savings. The national averages for mortgage rates have decreased for both 30-year and 15-yea... more
Aug 15, 2025 11:23 AM
— Mortgage Rates
Highest Rates This Week, But Close Enough to Long Term Lows
Friday saw the highest mortgage rates of the week due to retail sales data coming in stronger than expected, causing bond markets to lose ground and push rates higher. Despite this increase, rates are still near long term lows compared to the past 10 months.
Aug 15, 2025 9:24 AM
— Mortgage Finance
GSE Reform Plans Remain Unclear for MBS Market
The article discusses recent changes in the mortgage lending industry, focusing on how mortgage lenders are adapting to the current market conditions. It highlights the importance of understanding customer needs and providing personalized solutions to differentiate themselves in a competitive market.
Aug 15, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline: Should you lock now? | Current mortgage and refinance rates for August 15, 2025
Mortgage interest rates decreased for 30-year fixed, 15-year fixed, and jumbo loans, but increased for ARM loans. The rates are influenced by economic factors like inflation and the job market. The current average rate for a 30-year fixed mortgage is 6.57 percent, down slightly from last week. Mortgage rates have been relatively stable in 2025, but are now showing more variability due to recent ec... more
Aug 15, 2025 8:23 AM
— Mortgage Lending
Borrower Retention Products; Strong Non-QM Investor Demand; Econ News; Ginnie Growth
The article discusses various aspects of the mortgage industry in the third and fourth quarters of 2025, including predictions of increased delinquencies, inventory for sale, and higher rates. It also highlights the importance of automation in handling mortgage assumptions and maximizing refinance opportunities. Additionally, it mentions a brief rate dip in Q2 2025 triggering a spike in refinance ... more
Aug 15, 2025 7:23 AM
— Bond Markets
Minimal Reaction to Decent Retail Sales Data
The Retail Sales report came in as expected, with core retail sales exceeding forecasts. This data provides cover for a potential sell-off in the bond market, but there has only been minimal weakness in response so far.
Aug 15, 2025 6:16 AM
— Mortgage Lending
Mortgage lenders see signs of 2025 originations growth
Mortgage lenders saw an increase in origination volumes earlier in 2025 despite a sluggish housing market. Home equity loans also grew at the fastest pace in three years. Many homeowners are turning to cash-out refinances and home equity loans due to dipping mortgage rates and high interest rates making refinancing difficult for some.
Aug 15, 2025 5:26 AM
— Mortgage Lenders
Fannie Mae adds new temporary buydown rules for servicers
Fannie Mae updated its servicing guidelines to include new instructions for handling temporary interest-rate buydowns, tightening rules around condo and co-op loans, and accepting nontraditional credit metrics. They are also testing buying certain loans without title insurance or attorney opinion letters.
Aug 15, 2025 5:24 AM
— Mortgage Rates
Mortgage rates fall to a 10-month low. Here's when they could drop again.
Mortgage interest rates have dropped to their lowest point since October 2024, with the average 30-year mortgage loan rate now at 6.58%. Even though rates are not expected to fall dramatically, there are upcoming dates to monitor that could potentially lead to lower rates, including changes in the unemployment rate, the next inflation report, and the Federal Reserve meeting on September 17.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.