Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 865 - 888 of 2247 results
Aug 15, 2025 4:23 AM
— Mortgage Lending
More than 81% of Homeowners Have a Mortgage Rate Below 6%—and They're Not Budging
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Aug 15, 2025 3:25 AM
— Mortgage Finance
Trump’s Plan for GSEs Not Clear on MBS Market
The article discusses the latest trends and developments in the mortgage industry, focusing on potential impacts on mortgage rates and housing market conditions.
Aug 15, 2025 3:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly 10 months, which could help boost homebuying activity in a stagnant housing market. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policies and inflation. While the recent drop in rates has led to an increase in refinancing activity, affordability remains a major obstacle for ... more
Aug 15, 2025 3:23 AM
— Mortgage Rates
Mortgage rates have made a 'substantial improvement,' economist says — here’s what to know
Mortgage rates have been declining, making conditions favorable for homeowners to refinance. Refinance applications have increased, with experts recommending homeowners with rates over 6% to consider refinancing. The Federal Reserve holding interest rates steady does not directly impact mortgage rates, which closely track 10-year Treasury yields. Refinancing costs depend on location and loan size,... more
Aug 14, 2025 3:24 PM
— Emergency Savings
Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
The article discusses the importance of having emergency savings to cover unexpected expenses, especially as inflation rises and wages remain stagnant. It highlights the struggles many Americans face in saving money, particularly younger generations like Gen Z and millennials. The article emphasizes the need to start saving now, even if it's a small amount, and provides tips on how to calculate yo... more
Aug 14, 2025 3:23 PM
— Mortgage Rates
Average 30-year U.S. mortgage rate drops to lowest level since October
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly 10 months, giving a boost to potential homebuyers. Rates on 15-year fixed-rate mortgages also dropped. The housing market has been stagnant due to high rates since 2022, but the recent decrease in rates has seen an increase in mortgage applications, especially for refinancing.
Aug 14, 2025 1:25 PM
— Mortgage Finance
MBS Trades Slip in July as Market Waits for Rate Cut
The article discusses the latest trends in the mortgage market as of 2025.
Aug 14, 2025 12:24 PM
— Bond Markets
Bonds Hold The Range Despite More Data-Driven Volatility
Today's Producer Price Index (PPI) came in at 0.9, surpassing the forecast of 0.2 and reaching the highest point since post-covid hyperinflation. This caused visible damage to bonds, with 10yr yields rising from 4.20% to closer to 4.30%. The PCE components in the PPI data indicated a less severe impact on the PCE data in 2 weeks, but concerns remain about tariffs affecting a return to the 2% infla... more
Aug 14, 2025 11:57 AM
— Mortgage Rates
Mortgage rates fall to lowest level of 2025
U.S. Treasury Secretary Scott Bessent discusses President Trump's meeting with Putin, U.S.-China trade talks, and housing affordability solutions. Mortgage rates have fallen to the lowest level of the year, with the average rate for a 30-year fixed mortgage dropping to 6.58%. Bessent highlights the importance of addressing the housing affordability crisis, which is affecting real estate transactio... more
Aug 14, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Mostly Steady Despite Some Market Volatility
Mortgage rates hit new long-term lows recently due to the jobs report earlier in the month, but remained stable in the past week. Today's inflation data caused some volatility in the bond market, putting upward pressure on rates, although they were initially set to start lower.
Aug 14, 2025 9:51 AM
— Mortgage Rates
Mortgage rates move lower on inflation, employment news
Mortgage rates fell to their lowest level since October due to an unexpected inflation report and ongoing employment concerns. The 30-year fixed rate remained stable in July, but eventually saw a 10 basis point decline, the most since March.
Aug 14, 2025 9:24 AM
— Mortgage Finance
Pulte Suggests GSE IPO Will Be Small, If It Happens
The article discusses current trends in the housing market, particularly focusing on the impact of rising interest rates on mortgage lending. It highlights how higher interest rates are leading to a slowdown in the housing market, with fewer buyers able to afford homes and refinance existing mortgages.
Aug 14, 2025 9:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage fell to 6.58%, the lowest in nearly 10 months, providing a boost for potential homebuyers. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. The recent drop in rates is attributed to weaker-than-expected job market data and speculation of a Fed rate cut next month. ... more
Aug 14, 2025 9:24 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Drop to Their Lowest in 10 Months—Giving Hope to Homebuyers
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Aug 14, 2025 9:24 AM
— Mortgage Lending
US Mortgage Rates Fall, Hitting the Lowest Level Since October
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Aug 14, 2025 9:23 AM
— Market Conditions
Mortgage rates fall to lowest level in 10 months
The article discusses the Fear & Greed Index in the markets, which measures investors' sentiments of fear or greed. It explains how this index can be used as an indicator of market conditions.
Aug 14, 2025 9:23 AM
— Mortgage Rates
Mortgage rates drop to 2025 low
Mortgage rates have dropped to the lowest level since October 2024, with the 30-year fixed rate at 6.58% and the 15-year fixed rate at 5.71%. The decrease in rates is attributed to expectations of an interest rate cut by the Federal Reserve in September, as well as weak job growth and lower than expected inflation data. Although lower rates provide relief to homebuyers, there may not be much furth... more
Aug 14, 2025 8:25 AM
— Mortgage Finance
Short Takes: FHFA Planning to Adjust LLPAs / Foreclosures Increase / Some Urgency on Interest Rates / Morgan Stanley Tapping Hometown Equity Mortgage for Non-QMs
The article discusses various aspects of mortgage financing, including trends in interest rates and the housing market. It also touches on the role of mortgage lenders in the lending process.
Aug 14, 2025 8:23 AM
— Bond Markets
Producer Prices Surge, Complicating The Rate Cut Outlook
The Producer Price Index came in higher than expected at 0.9%, driven by increases in trade services, machinery/equipment, portfolio management, and vegetables. This caused some weakness in bonds but not as significant as if the CPI had reported a similar beat. PPI is more volatile than CPI and suggests a smaller spike in consumer inflation.
Aug 14, 2025 7:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly 10 months, leading to increased mortgage applications, especially for refinancing. The decrease in rates may provide a boost to the stagnant housing market that has been affected by elevated mortgage rates in the past year.
Aug 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 14, 2025: Rates are lower in August than last month
Today's fixed mortgage rates have remained flat, with the 30-year fixed rate at 6.50% and the 15-year rate at 5.74%. Rates have been slightly lower at the start of August, resulting in an increase in mortgage loan applications. Refinance rates can be higher than purchase mortgage rates. Mortgage rates may vary due to factors like the economy, employment rates, and housing market conditions. It is ... more
Aug 14, 2025 2:23 AM
— Mortgage Rates
What Falling Mortgage Rates Mean for American Homebuyers
Mortgage rates are falling despite the Federal Reserve's reluctance to introduce new cuts recently. The recent dip in mortgage rates is attributed to the July jobs report, showing weaker job growth and higher unemployment rates. The drop in rates makes homebuying more affordable, but experts are still skeptical about its impact on the market.
Aug 13, 2025 9:26 PM
— Foreclosure Rates
Foreclosures tick up as home costs weigh heavy on borrowers
Foreclosure rates increased in July, indicating that high home costs may be catching up with homeowners. Many homeowners are unable to refinance due to high interest rates, leading them to turn to HELOCs and home equity loans for cash. As mortgage rates decrease, more homeowners are opting for cash-out refis. The end of the VA foreclosure moratorium has led to a rise in auctions, but bidder hesita... more
Aug 13, 2025 2:25 PM
— Interest Rates
Data-Free Rally Day
Overnight gains were seen in the bond market with increasing expectations for a Fed rate cut in September. General trade flow momentum continued with no new changes in Fed Funds Futures. Thursday's focus will be on the PPI release which can impact the broader PCE price index.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.