Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 865 - 888 of 3047 results
Oct 27, 2025 10:49 AM
— Mortgage Lenders
Current job openings at Bankrate
Bankrate.com is a publisher and comparison service that offers sponsored products and services. They are compensated for placement of these products and services on their site. Factors such as proprietary website rules and location can impact where products appear. Bankrate does not include information about every financial or credit product or service.
Oct 27, 2025 9:00 AM
— Mortgage Finance
A Move to Possibly Reduce GSE LLPAs
The article discusses a copyright notice from 2025 by Inside Mortgage Finance Publications. It mentions design, content management system, hosting, and web development by ePublishing.
Oct 27, 2025 8:50 AM
— Housing Market
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Mortgage rates have risen significantly from the sub-3% rates seen during the pandemic, with the current 30-year fixed rate at 6.19%. Higher rates are making homes less affordable, with economists stating that a rate drop to 4.43% would be needed for a typical home to be affordable for the average buyer. The locked-in mortgage rate effect is causing current homeowners to hold onto their homes, lea... more
Oct 27, 2025 8:48 AM
— Mortgage Rates
Warren Buffett’s Berkshire Hathaway and Zillow say mortgage rates can’t fall enough for Americans to afford a home
Mortgage rates have remained high, well above the sub-3% rates seen during the pandemic, making homeownership increasingly unaffordable for many Americans as home prices continue to rise. Economists and real-estate groups predict that mortgage rates are unlikely to drop significantly in the near future, leading to affordability challenges for buyers. The high mortgage rates have caused a decrease ... more
Oct 27, 2025 8:13 AM
— Mortgage Lending
Rules to live by when lending money to family and friends
The article discusses how lending money to friends and family can often lead to negative consequences like lost money or damaged relationships. It emphasizes the importance of clear communication and setting expectations when lending or borrowing money. The article also touches on providing financial support to adult children and the importance of preparing them for independence while avoiding ena... more
Oct 27, 2025 6:58 AM
— Interest Rates
Will mortgage interest rates drop after this week's Fed meeting?
The Federal Reserve is expected to cut interest rates in their upcoming meeting. While this is good news for borrowers, including homebuyers facing historically high mortgage rates, the impact on mortgage interest rates isn't always immediate or directly proportional to the Fed's rate cut. Lenders may preemptively lower rates or have already factored in the expected cut. Borrowers are advised to k... more
Oct 27, 2025 3:59 AM
— Mortgage Rates
Four banks cut mortgage rates in fresh price war
Four of Britain’s biggest banks have cut their mortgage rates in response to good news on inflation and falling swap rates. The competition has led to price wars with banks like Santander, NatWest, Barclays, and HSBC offering lower fixed rates for homebuyers and those remortgaging.
Oct 27, 2025 3:17 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 27, 2025: Still lowest in more than a year
Current mortgage rates are mixed, with the average 30-year fixed rate dropping to 6.09% while the 15-year fixed rate increased to 5.44%. Various mortgage options and strategies for getting the lowest rates are provided, along with factors to consider when choosing between mortgage terms. Adjustable-rate mortgages are discussed, advising buyers to shop around for the best rates and lenders. The imp... more
Oct 27, 2025 3:05 AM
— Housing Market
ICE's Andy Walden: FHA performance a "yellow flag" right now
FHA loans accounted for a significant portion of the rise in foreclosure starts and active foreclosures in September. Popular and other banks are ending mortgage operations in 2025 to improve profitability. There were more sellers than buyers in the market last month. Claims in a Loan Think column about credit scores and resellers in mortgage lending were found to be misrepresented. Contract closi... more
Oct 27, 2025 2:18 AM
— Mortgage Rates
Minnesota home sales up as mortgage interest rates fall
In Minnesota, more homes were sold in September compared to the same time last year, driven by lower mortgage rates. The market is described as undersupplied with sellers still having the advantage. Mortgage rates are seen as a significant factor for buyers and sellers, with further drops potentially leading to increased activity. Despite some homes selling quickly, others are struggling to find b... more
Oct 27, 2025 2:01 AM
— Interest Rates
Federal Reserve meets Wednesday for interest rate decision. Here's what economists predict.
The Federal Reserve is likely to cut its benchmark rate by 0.25 percentage points in response to the softer inflation rate, which came in cooler than expected at 3%. This would be the second rate cut of the year and is anticipated to help boost the labor market and support the economy. Mortgage rates have already dropped ahead of the decision, with the average 30-year fixed-rate mortgage reaching ... more
Oct 26, 2025 11:58 PM
— Mortgage Refinancing
Current refi mortgage rates report for Oct. 27, 2025
The article discusses the current average refinance rate on a 30-year fixed-rate home loan, the factors to consider when refinancing a mortgage, reasons to refinance, and the costs associated with refinancing. It also mentions different types of refinance options and incentives that lenders may offer. Additionally, it touches on programs like Refi Now and Refi Possible for those whose mortgages we... more
Oct 26, 2025 8:00 AM
— Mortgage Lending
Michigan woman resisting giving up 2.8% mortgage rate to move in with husband — Ramsey Show hosts say it’s a no-brainer
The article discusses the advice given to a homeowner named Lauren with a low fixed mortgage rate to sell her house and buy a new one instead of renting it out as a landlord due to potential challenges and risks involved. The hosts advise that it's better to build equity in a new property with her husband rather than staying frozen on a low interest rate.
Oct 26, 2025 6:01 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, October 26, 2025: Lower, and with a Fed cut looming, rates may fall further
HELOC rates have been decreasing throughout the year, with the average interest rate currently at 7.75%. Homeowners have a significant amount of equity in their homes, making a HELOC an attractive option. It's important to shop around for the best rates and terms, as they can vary widely among lenders. HELOCs offer flexibility, allowing homeowners to access their equity as needed while still maint... more
Oct 26, 2025 6:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 26, 2025: So close to sparking a wave of refinancing
Zillow data shows that the current 30-year fixed mortgage rate is at 6.09%, which is the lowest in over a year. Different mortgage rates are provided for various terms such as 20-year fixed, 15-year fixed, and ARMs. Mortgage refinance rates are also available. It is advised to focus on personal finances to lower the mortgage rate rather than wait for rates to drop. Factors like credit score, down ... more
Oct 25, 2025 5:49 AM
— Mortgage Rates
Weaker Purchase Demand Offset by Stronger Refis
Mortgage application activity decreased slightly last week, with a 0.3% drop in total volume. Refinance applications saw an increase of 4% from the previous week due to low rates, with conventional and FHA refinances driving the uptick. Purchase applications also decreased by 5% but remained stronger compared to last year.
Oct 25, 2025 3:24 AM
— Housing Market
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Existing-home sales rose by 1.5% in September to a seasonally adjusted annual rate of 4.06 million, with sales 4.1% higher than the previous year. The increase is attributed to easing mortgage rates and better affordability. Inventory levels are near a five-year high but remain below pre-COVID averages. Home prices continue to rise, contributing to overall household wealth.
Oct 25, 2025 3:23 AM
— Mortgage Rates
Everything to know about mortgage interest rates before the October Fed meeting
Mortgage interest rates are currently impacted by various market conditions such as the government shutdown, unemployment, inflation, and Federal Reserve interest rate policy. The average mortgage interest rates are around 6.19% for a 30-year term and 5.72% for a 15-year refinance, which are lower than previous years but higher than the start of the decade. The Fed is expected to lower its benchma... more
Oct 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 25, 2025: A click lower, a tick higher
The article discusses the current mortgage rates and mortgage refinance rates provided by Zillow. It explains how various mortgage terms like 30-year fixed, 20-year fixed, 15-year fixed, ARM and VA loans have different interest rates and monthly payments. It compares the advantages and disadvantages of these mortgage types in terms of predictability, interest rates, and total interest paid over th... more
Oct 24, 2025 1:23 PM
— Bond Markets
Decent Recovery After AM Backtracking
After mixed CPI data fueled a quick rally in bonds, the market returned to negative territory following the digestion of details and stronger S&P PMI data. Bonds initially showed strength but turned red after PMI data, eventually crawling back into positive territory by the end of the day.
Oct 24, 2025 12:24 PM
— Mortgage Finance
Trade Groups Call for More MBS Purchases by Fannie, Freddie
The article discusses the latest trends and developments in the mortgage lending industry as of 2025.
Oct 24, 2025 11:54 AM
— Interest Rates
Mortgage Rates Little-Changed Despite Decent Inflation Data
The Consumer Price Index (CPI) was released this morning, showing lower-than-expected core monthly inflation and annual levels, which is rate-friendly. The bond market initially reacted strongly, implying lower mortgage rates, but later had second thoughts causing most mortgage lenders to have slightly higher rates compared to the previous day. Overall, rates would have been higher if not for the ... more
Oct 24, 2025 9:24 AM
— Mortgage Finance
G-Fee Hike in 2023 Increased Rejection Rates
The article discusses the latest trends in the housing market, focusing on the increase in mortgage lending activity. It mentions that mortgage rates have remained low, leading to a surge in refinancing applications. Additionally, there is a growing demand for home purchases, particularly in urban areas.
Oct 24, 2025 9:24 AM
— Mortgage Finance
M&A to Continue as Originations Plateau
The article discusses recent trends in the housing market, including an increase in mortgage lending activity and a rise in home sales. It also mentions a decrease in mortgage rates, which is likely contributing to the surge in homebuying.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.