Mortgage News
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Showing 1129 - 1152 of 2228 results
Jul 24, 2025 6:00 AM
— Bond Markets
Some Selling Before and After Jobless Claims
Jobless claims data remains strong, with the 4 week average at a 13 week low. This is one of the few actionable reports this week, leading to a small negative reaction in the bond market.
Jul 24, 2025 3:01 AM
— Job Market Trends
Survey: Nearly 1 In 2 Workers Plan To Search For A New Job In The Coming Year
Despite a mixed job market with limited openings and high unemployment rate for certain industries, nearly half of workers are likely to search for a new job in the next 12 months. This trend, called the 'Great Stay,' shows workers mostly staying put in their current roles. Workers are also likely to ask for raises, more workplace flexibility, or even consider starting their own business. Overall,... more
Jul 24, 2025 3:00 AM
— Bond Markets
Broadly Calm Despite Modest Pull-Back
The article discusses the recent gains in the bond market and the subsequent weakness seen due to sideways momentum and lower volatility. The trade deal progress between the US and Japan impacted stocks positively but caused bonds to weaken. Despite some fluctuations, the bonds are stabilizing at slightly weaker levels.
Jul 24, 2025 3:00 AM
— Housing Market
Buyers See More Choices, Lower Prices in New Home Market
The latest New Home Sales report for June shows a slight increase in sales compared to May, but a decrease from the previous year. The housing market is experiencing some cooling with median prices dropping, providing relief for buyers. However, elevated mortgage rates and excess inventory continue to constrain demand.
Jul 24, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 24, 2025: Rates continue their downward trend
The article discusses the decline in mortgage interest rates, providing examples of the average rates for various types of mortgages. It also explains the difference between fixed-rate and adjustable-rate mortgages, how mortgage rates are impacted by the economy, factors influencing mortgage rates, and the benefits of 30-year and 15-year mortgages. Additionally, the article highlights the importan... more
Jul 24, 2025 2:00 AM
— Mortgage Rates
The Mortgage Rate Shift That Could Change the Housing Market
Experts believe a modest decline in mortgage rates could help boost home sales and revive the U.S. housing market. If rates were to drop to 6 percent, an additional 5.5 million households, including 1.6 million renters, would be able to afford a home. The rising costs of buying a home and persistently high borrowing costs are key issues affecting the market. Economists see a drop to 6 percent as a... more
Jul 23, 2025 4:00 PM
— Mortgage Rates
Intel earnings, new-home sales, mortgage rates: What to Watch
On Thursday, July 24th, investors are advised to watch out for earnings reports from companies such as Honeywell, Union Pacific, Blackstone, Keurig Dr. Pepper, Intel, and Deckers. New-home sales data for June is expected to show an uptick to 650,000 units. Additionally, weekly mortgage rate data from Freddie Mac will be released, with rates on the 30-year fixed mortgage already at 6.75% after risi... more
Jul 23, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Dip To Lowest Level In Three Weeks
The article discusses the current state of mortgage rates, affordability challenges for homebuyers due to high prices and interest rates, the impact of Federal Reserve decisions on mortgage rates, and the influence of President Trump's tariff policies on inflation and Treasury yields.
Jul 23, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Tick Higher, But Just Barely
Mortgage rates have seen a modest improvement since last week, with daily small improvements until today where they ended up slightly higher. Rates have been flat for the week overall, with minimal economic data as motivation. Tomorrow will bring more active economic data, potentially increasing volatility slightly.
Jul 23, 2025 10:01 AM
— Mortgage Lenders
Fannie Mae faces bias suit after mass firing over fraud
Former Fannie Mae workers are suing their former employer for discrimination after being fired over fraud allegations. Rocket Companies reduced its workforce after a merger and plans to discontinue Rocket Card. J.D. Power reported that servicers had lower customer service satisfaction scores compared to mortgage originators. Multiply Mortgage offers interest rate discounts and perks for employees ... more
Jul 23, 2025 9:00 AM
— Housing Market
High Prices and Rates Keep Home Sales Near Cycle Lows
Existing home sales declined by 2.7% in June to a seasonally adjusted annual rate of 3.93 million, leaving activity just above recent lows and still 25% below long-term norms. Year-over-year sales remained unchanged nationally. The housing market continues to struggle, with sales levels remaining well below historic norms and affordability remaining a major issue. High mortgage rates are cited as ... more
Jul 23, 2025 8:01 AM
— Bond Markets
Weaker Start After Japan Trade Deal
The article discusses how market movements are being analyzed without any actionable economic data this week. The announcement of a trade deal with Japan boosted stocks and hurt bonds, leading to some selling in the domestic trading session but not enough to break above this week's high yields.
Jul 23, 2025 8:00 AM
— Mortgage Rates
NAR Existing-Home Sales Report Shows 2.7% Decrease in June
Existing-home sales decreased by 2.7% in June, with declines in the Northeast, Midwest, and South but a modest rise in the West. High mortgage rates are a factor in keeping sales low, and more supply is needed to accommodate first-time homebuyers. NAR Chief Economist Lawrence Yun highlights the growth in homeowner wealth and stresses the importance of decreasing mortgage rates to increase home sal... more
Jul 23, 2025 8:00 AM
— Housing Market
US home sales fade in June as prices soar to record levels
Sales of previously owned U.S. homes dropped in June to the slowest pace since last September due to high mortgage rates and record-high national median prices. Despite an increase in homes for sale, prices continue to rise as sales slow. First-time homebuyers are struggling with affordability, while those able to afford current rates or pay in cash are benefiting from more available properties. T... more
Jul 23, 2025 7:00 AM
— Housing Market
June home sales drop as prices hit a record high
Sales of previously owned homes in June fell 2.7% from May to 3.93 million units, with high mortgage rates being a major factor. The average rate on the 30-year fixed mortgage remained above 6.8%. Supply of homes for sale increased by 15.9% year over year, while the median home price reached a record high of $435,300. Sales are stronger in higher-end markets, with homes priced above $1 million see... more
Jul 23, 2025 6:01 AM
— Mortgage Rates
Mortgage Apps Eke Out Small Gain Thanks to Purchase Activity
Mortgage application activity saw a modest increase last week despite higher rates, with the 30-year fixed rate reaching 6.84%. Purchase applications were up, driven by conventional loans, but refinance applications declined. Despite affordability concerns due to rising rates, there has been a slight improvement in rates this week.
Jul 23, 2025 5:00 AM
— Mortgage Lenders
CFPB Warning; Elizabeth Warren & Bill Pulte; Non-Agency News
The article discusses the importance of working with mortgage companies that have strong ownership for long-term success in the industry. It also mentions the recent addition of a top loan officer to the Federal Savings Bank. Additionally, it touches on employment opportunities in the mortgage industry and the need for compliance with regulations like Fannie Mae's Information Security and Business... more
Jul 23, 2025 4:00 AM
— Mortgage Rates
Mortgage demand flatlines at low levels, as mortgage rates hit 4-week high
Mortgage rates rose to the highest level in four weeks, but mortgage demand remained steady. Refinance applications fell 3% for the week, while purchase loan applications rose 3%. The 30-year fixed rate is still too high for many borrowers, impacting refinance applications. Mortgage rates moved slightly lower at the start of the week following positive market reactions to details regarding Federal... more
Jul 23, 2025 3:00 AM
— Mortgage Lenders
Home Sales May Fall to New 30-Year Low in 2025 as Mortgage Rates Remain Elevated
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Jul 23, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 23, 2025: Home loan rates see slight shifts
Mortgage interest rates are moving in opposite directions based on loan terms, with the average 30-year fixed rate dropping slightly while the 15-year mortgage rate increased. Due to traders adding bonds to the 10-year Treasury, Treasury yields fell 0.69%, potentially affecting mortgage rates if the trend continues. The article provides the current mortgage rates and refinance rates, highlighting ... more
Jul 22, 2025 5:01 PM
— Interest Rates
Pennymac profit jumps 79% despite hedge losses
Pennymac had a more productive second quarter but faced financial losses due to hedging results during early spring rate volatility. Multiply Mortgage is offering homebuying perks and securing lower interest rates for employees at certain companies. Four of the nation's homebuilders saw a decline in profitability due to choppy market conditions, including elevated mortgage rates.
Jul 22, 2025 2:00 PM
— Bond Markets
Solid AM Gains Stick Around All Day
Bonds improved in the morning after comments from Bessent, who is seen as the voice of reason in defusing market frenzy over potential ouster. Additional gains came from NYSE tradeflows. Stocks sank in the morning but rebounded in the afternoon without pushing bond yields higher. MBS and 10yr bonds saw gains throughout the day, reaching their best levels by the end of the day.
Jul 22, 2025 1:00 PM
— Interest Rates
Mortgage Rates Inch Down to 2-Week Lows
Market reacted to Fed Chair Powell ending his term early with only the shortest-term rates improving and most consumer rates, including mortgages, moving higher. Bonds dictate interest rates and the response reversed after Trump said he wasn't planning on firing Powell. Treasury Secretary Bessent's comments supporting Powell helped the rate market react positively. Mortgage lenders slightly lowere... more
Jul 22, 2025 12:00 PM
— Housing Market
U.S. Home Prices Edge Down 0.1% in June, Falling in Most Major Metros
The article discusses the current trends in the housing market, noting a decrease in home sales and an increase in prices in certain regions. It also mentions the impact of low inventory levels on the market and how this is creating a competitive environment for buyers.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.