Mortgage News
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Showing 1105 - 1128 of 3027 results
Oct 1, 2025 11:33 AM
— Mortgage Lenders
Mr. Cooper costs Rocket $5B more than first announced
Rocket Cos. has successfully acquired Mr. Cooper, increasing its valuation by nearly $5 billion. Investors in certain senior notes have been given a new expiration date for the closing of the tender offer and exchange. UWM's common stock price has increased significantly since July, and the company is now considering loans up to $819,000 as government-sponsored enterprise-eligible.
Oct 1, 2025 11:29 AM
— Mortgage Rates
Mortgage Rates Continue Holding Narrow Range
Mortgage rates were slightly lower this morning, but overall borrowers have not seen much change in the past week. Some lenders made mid-day rate changes due to weakness in the bond market. A government shutdown seems likely, leading traders to anticipate missing the upcoming jobs report. Despite morning economic data showing job openings remaining low and consumer confidence falling, bond market ... more
Sep 30, 2025 12:24 PM
— Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 30, 2025 11:33 AM
— Government Shutdown Impact on Mortgage Lending
New dangers for housing in looming shutdown: How mortgage lenders can prepare
The looming government shutdown has led to a flight into treasury bonds, putting downward pressure on financing costs. Lenders are shifting tactics to keep loans moving amidst the shutdown affecting key housing programs.
Sep 30, 2025 8:24 AM
— Bond Markets
Stronger Start on Downbeat Data
There is no new information on the potential government shutdown, but betting markets indicate increased odds. The impact of the shutdown on bond markets is related to the availability of economic data, with a potential lack of a jobs report. Other reports, such as Chicago PMI and Consumer Confidence data, are still capable of influencing the market.
Sep 30, 2025 4:23 AM
— Mortgage Rates
Michigan woman resisting giving up 2.8% mortgage rate to move in with husband — Ramsey Show hosts say it’s a no-brainer
The article discusses a woman named Lauren who is debating whether or not to keep her house with a low mortgage rate and rent it out. The hosts of The Ramsey Show advise her to sell the house and use the equity to buy a new property with her husband, rather than being an absentee landlord. They emphasize that building equity together is more important than holding onto a low interest rate mortgage... more
Sep 30, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 30, 2025: The 30-year takes a nice dip
Mortgage rates are currently lower for long-term loans and slightly higher for shorter ones. The 30-year fixed rate is at 6.36%, down 11 basis points, while the 15-year fixed rate is at 5.69%. Refinance rates are typically higher than purchase rates. Economists do not foresee significant drops in mortgage rates before the end of 2025, with small fluctuations expected based on various financial fac... more
Sep 29, 2025 3:24 PM
— Bond Markets
Waiting on Details as Bonds Reinforce The Range
The bond market had a forgettable trading day with only notable volume and volatility at the NYSE open. Yields were flat but slightly stronger starting at 4am ET. The main focus was on a meeting between Trump and congressional leaders on the government shutdown, but there was no market reaction. Overall, MBS were up 3 ticks and the 10-year yield was down.
Sep 29, 2025 1:24 PM
— Interest Rates
Mortgage Rates Hold Flat to Start New Week
The bond market and interest rates remained stable as investors awaited clarity on a potential government shutdown this week. The absence of this Friday's jobs report, due to the shutdown, would impact the rate market significantly. Last month's jobs report helped push rates to the lowest levels in nearly a year, but other economic reports have since shifted direction. Future jobs reports will be ... more
Sep 29, 2025 10:23 AM
— Mortgage Rates
For Homeowners Who Bought When Mortgage Rates Were Below 3%, Today's Market Is Paralyzing. Some Say '2.5% Is Basically Free Money'
During the pandemic, many homeowners took advantage of ultra-low mortgage rates, locking in deals that now seem like once-in-a-lifetime opportunities. However, with rates now above 6%, some feel stuck and unable to upgrade, upsize, or relocate. Some homeowners on Reddit expressed a desire to hold onto their current properties due to the low rates, even considering turning them into rentals. Others... more
Sep 29, 2025 9:24 AM
— Mortgage Finance
Short Takes: MSR Marking Time / Higher Rate Portfolios? / What Might PE Firms Do? / OceanFirst's (Sort Of) Exit / Fannie Director Departs
The article discusses the latest trends and updates in the mortgage industry.
Sep 29, 2025 9:23 AM
— Mortgage Rates
Here's how much a $300,000 mortgage costs monthly now that the Fed cut interest rates
The Federal Reserve's decision to lower its benchmark rate has led to a significant drop in mortgage rates, making it more affordable for homebuyers. With rates at a three-year low, borrowers are seeing substantial savings on monthly payments and long-term interest costs compared to previous years. Refinancing options have also become more attractive for current homeowners with higher mortgage rat... more
Sep 29, 2025 7:24 AM
— Mortgage Rates
Volatility Potential Hinges on Shutdown Odds
The jobs report, which is typically a key indicator for mortgage rates, may be delayed if a government shutdown is announced on Wednesday. Bond markets are currently stronger as traders await news from an afternoon meeting between Trump and congressional leaders regarding the shutdown.
Sep 29, 2025 7:24 AM
— Mortgage Lending
Pending Home Sales Rise in August as Falling Mortgage Rates Finally Spur Activity
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Sep 29, 2025 7:23 AM
— Mortgage Rates
Mortgage rates back on the rise: What it means for homebuyers
Mitch Roschelle from Madison Ventures Plus discusses the trend of New York residents moving to the suburbs and how rising mortgage rates are impacting potential buyers.
Sep 29, 2025 7:23 AM
— Mortgage Lenders
Your Mortgage Rate May Be Lower Than You Think—Depending on Where You Live
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Sep 29, 2025 5:23 AM
— Mortgage Rates
Share of Mortgages with Rates Above 6% Climbs to 10-Year High as Americans Adapt to New Normal
The article discusses the current trend of rising mortgage rates in the housing market. It explains how the increasing rates are impacting the affordability of homes and causing potential buyers to reconsider their purchasing decisions.
Sep 29, 2025 5:23 AM
— Housing Market
Peso crisis drives mortgage rates to 15%, upending Milei agenda
Argentina's housing market, which has struggled due to inflation and economic instability, faced a setback after President Javier Milei's election defeat. This led to a run on the currency, resulting in higher interest rates and credit drying up. The crisis impacted mortgage lending, causing major lenders to increase rates and tighten credit standards, leading to a credit crunch. The turmoil in th... more
Sep 29, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 29, 2025: Rates have increased since the Fed meeting
Mortgage rates have increased since the September 17 Federal Reserve meeting, reaching an average of 6.47% for a 30-year fixed mortgage. The rates are not expected to fall drastically before the end of the year, with economists predicting that the mid-6% range could be the new normal for the foreseeable future. Refinance rates are often higher than purchase rates, and adjustable-rate mortgages can... more
Sep 28, 2025 1:23 PM
— Online Mortgage Application Process
Peso Crisis Drives Mortgage Rates to 15%, Upending Milei Agenda
The article discusses the need for the reader to confirm they are not a robot by clicking a box before proceeding. It also mentions that the reader should ensure their browser supports JavaScript and cookies.
Sep 28, 2025 4:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 28, 2025: It could be a good time to get a HELOC
The article discusses how HELOC interest rates have decreased, making it a good time to use funds from a HELOC for various expenses. Homeowners have substantial value tied up in their homes, and accessing that value through a HELOC can be a good alternative, especially for those with low primary mortgage rates. The article provides tips on finding the best HELOC lenders and explains the importance... more
Sep 28, 2025 4:23 AM
— N/A
Bay Area homebuyers preparing to ‘swoop’ into the market as mortgage rates dip
The article appears to be missing, as only the platform where it could be accessed is mentioned (Website, E-edition, Mobile App).
Sep 28, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, September 30, 2025
The article provides information on the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also includes a disclaimer about compensation received for sponsored products and services.
Sep 28, 2025 3:23 AM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.