Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1105 - 1128 of 2233 results
Jul 25, 2025 11:00 AM
— Housing Market
GSEs could exit conservatorship fast, experts say
The article discusses the potential unexpected and quick exit of government-sponsored enterprises from conservatorship. It also mentions the Community Investment and Prosperity Act that could unlock billions in capital for affordable housing. Additionally, it talks about a repeal of a Biden-era fair housing policy and repositioning of Common Securitization Solutions by government-sponsored enterpr... more
Jul 25, 2025 10:01 AM
— Mortgage Finance
Lenders Losing Some Market Share Among Foreign Buyers
The article discusses the latest trends in the housing market, highlighting an increase in mortgage rates due to rising treasury yields. This increase in rates is leading to a slight slowdown in mortgage lending activity.
Jul 25, 2025 10:00 AM
— Mortgage Finance
FHA Default Rates Increase in 2Q25, VA Performs Better
The article discusses various aspects of mortgage finance publications and the importance of design, content management systems, hosting, and web development in the industry. It highlights the role of these components in creating engaging and informative mortgage-related content.
Jul 25, 2025 9:33 AM
— Retirement Savings and Education Funding
Ask The Experts: How To Balance Saving For Retirement And My Child’s Future
The article discusses the importance of balancing saving for retirement with saving for your child's future, such as college expenses or a wedding. It suggests starting with a clear understanding of your specific goals, developing a budget, and reassessing your plan regularly. Financial advisors recommend not sacrificing your retirement savings to prioritize your child's college fund.
Jul 25, 2025 9:00 AM
— Government Intervention and Mortgage Rates
HELOC Products; HUD, FHA, and Ginnie News; Unscripted Powell and Trump
The article discusses a variety of topics related to the mortgage industry, including a video clip of President Trump and Fed Chair Powell discussing interest rates, the acquisition of NFTYDoor by Homebridge for AI-powered mortgage lending, best practices for lock desk operations, and the expansion of MAXEX's Non-Delegated Program. It also covers government product news regarding changes to Mortga... more
Jul 25, 2025 9:00 AM
— Mortgage Finance
Inflation Likely Cause of Higher FHA Delinquencies: Study
The article discusses the latest trends in the mortgage market, including changes in mortgage rates and housing market conditions. It also highlights the impact of interest rates on mortgage lending and borrower behavior.
Jul 25, 2025 8:02 AM
— Mortgage Lending
Hedging, Correspondent, AI Answer, Subservicing, Processing, Fee Modeling Tools; Classes, Training, and Webinars
The article discusses various mortgage-related topics such as the average home price in Utah, state-level fraud rankings, the percentage of homeowners without a mortgage, and the impact of fee changes on lenders. It also mentions different mortgage-related services and software available for lenders and brokers.
Jul 25, 2025 8:00 AM
— Mortgage Rates
Ken Paxton Claimed Three Houses as His Primary Residence, Records Show
The attorney general of Texas, who is challenging Senator John Cornyn, may have obtained favorable mortgage rates and potentially violated the law by falsifying loan documents.
Jul 25, 2025 5:00 AM
— Mortgage Lenders
Barry Habib added to Fannie Mae board
Barry Habib, CEO of MBS Highway, has been named to the Fannie Mae board. There is political pressure on the Federal Reserve chairman due to social media posts about inflation. The Treasury's need to finance growing debt is impacting monetary policy and housing costs. The 30-year fixed-rate mortgage is stable post-tariff spike. Fannie Mae and Freddie Mac are repositioning Common Securitization Solu... more
Jul 25, 2025 3:23 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Change Little Ahead of Fed Decision
The article is about a request for information that could not be processed, and provides a reference ID for further assistance.
Jul 25, 2025 3:00 AM
— Housing Market
Trump lifts tariff baseline rate to 15%, US mortgage rates hold steady, White House unveils AI plans
The article discusses a new streaming service that offers free content with ads but targets a PG-13 audience.
Jul 25, 2025 3:00 AM
— Interest Rates
Federal Reserve likely to hold interest rates steady despite pressure from Trump. Here's what that means for your money
President Donald Trump and Fed Chair Jerome Powell are at odds over interest rates, with Trump advocating for a sharp decrease to stimulate economic growth. The Fed has held off on rate cuts due to uncertainty and inflation risks posed by Trump's tariff agenda. While the fed funds rate has remained steady, mortgage rates are not directly linked to the Fed and remain high due to concerns over tarif... more
Jul 24, 2025 3:00 PM
— Bond Markets
Reasonably Resilient After Data-Driven Selling
The Jobless Claims report was the most relevant economic report of the week. It pushed yields slightly higher, but bonds were able to recover at the NYSE open. There was no major reaction to the S&P PMI data, and by the end of the day, MBS were down only 2 ticks and the 10yr was up 1.9bps.
Jul 24, 2025 2:01 PM
— Mortgage Finance
Lenders Waiting for Interest Rates to Decline (IMF)
Executives at mortgage companies are expecting an increase in originations once interest rates on mortgages decrease. However, projections from the MBA indicate that rates are unlikely to change much for the remainder of the year.
Jul 24, 2025 2:00 PM
— Mortgage Lending
Credit scores are not the issue
The article discusses FHFA Director Bill Pulte's decision to have Fannie Mae and Freddie Mac accept Vantagescore 4.0 credit scores for mortgage underwriting, sparking a debate over competition in mortgage credit scoring. The industry is caught off guard by this announcement as issues with infrastructure and policy alignment still remain. Pulte's decision is met with skepticism due to lack of detai... more
Jul 24, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Drift Slightly Higher Again
Mortgage rates have increased slightly over the past two days following a 5-day decline. The increase has been minimal with most borrowers experiencing similar rates compared to last week. Economic data plays a significant role in bond movements, with next week's jobs report expected to have a larger impact compared to this week's data. Despite Jobless Claims being lower than expected today, rates... more
Jul 24, 2025 11:00 AM
— Interest Rates
Trump says cutting interest rate will make homebuying cheaper. It's not that simple
President Trump blames Federal Reserve Chair Jerome Powell for high home prices, arguing that the Fed should lower interest rates to help people afford homes. However, Robert Reich warns that lowering interest rates may not necessarily make mortgages cheaper, as it could affect the Fed's credibility in fighting inflation. Reich also points out that a rush of demand due to interest rate cuts could ... more
Jul 24, 2025 11:00 AM
— Mortgage Rates
When will mortgage rates go down? Predictions as rates stall.
The article discusses the current mortgage interest rates, which have stalled at 6.74% for a 30-year fixed-rate mortgage. It explains that waiting for rates to drop significantly might not be a viable option, as current financial data suggests little relief in interest rates in the near future. The article also touches on the relationship between federal funds rate, Treasury yield, and mortgage ra... more
Jul 24, 2025 10:25 AM
— Mortgage Rates
Fannie Mae cuts rate forecast, raises volume outlook
Fannie Mae predicts lower mortgage rates and higher sales volume for this year and next. Rocket Companies reduces its workforce after the Redfin merger. Mr. Cooper sees profits surge in Q2 despite missing estimates.
Jul 24, 2025 10:00 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.74%, keeping home loan borrowing costs elevated
The average rate on a 30-year U.S. mortgage slightly decreased this week, but remains high compared to previous years. Elevated mortgage rates are impacting the U.S. housing market, causing a sales slump since 2022. The main factors influencing mortgage rates include Federal Reserve interest rate policy decisions and bond market investors' expectations.
Jul 24, 2025 10:00 AM
— Mortgage Rates
Mortgage rates inch lower this week
Mansion Global host discusses President Trump's potential decision to end capital gains taxes on home sales. Freddie Mac reports a slight decrease in mortgage rates, with the average rate on a 30-year fixed mortgage falling to 6.74%. The housing market is seen positively due to a strong economy with solid employment and income growth.
Jul 24, 2025 9:01 AM
— Mortgage Finance
Researchers Analyze Reasons for Housing Shortfall
The article discusses the current trends and statistics in the mortgage market. It provides insights into mortgage rates, housing market conditions, and the role of mortgage lenders in the industry.
Jul 24, 2025 9:00 AM
— Mortgage Finance
Fannie Economists Slash Home Price Projections for 2025
The article discusses the latest trends and developments in the mortgage industry as of 2025.
Jul 24, 2025 9:00 AM
— Mortgage Finance
Lenders Waiting for Interest Rates to Decline
The article discusses the latest updates and trends in the mortgage finance industry. It may cover topics such as mortgage rates, housing market trends, and developments in mortgage lending.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.