Mortgage News
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Showing 1153 - 1176 of 3027 results
Sep 25, 2025 10:46 AM
— Housing Market
Mortgage payment levels see fourth straight monthly drop
Home buyers experienced some relief in affordability during the summer as mortgage payment levels dropped, but challenges remain with high prices and low inventory. Refinancing showed slight improvements, but home sales continue to be difficult. Fannie Mae predicts a decrease in home sales and mortgage origination volume. Mortgage rates increased with the rise in 10-year Treasury yield. Washington... more
Sep 25, 2025 10:25 AM
— Mortgage Rates
Youthful cities to benefit more by falling mortgage rates
Cities with younger, more mobile populations stand to benefit more from decreasing mortgage rates. Refinancing indicators showed limited improvements due to ongoing home sales challenges, with potential market outlook changes ahead.
Sep 25, 2025 9:57 AM
— Mortgage Rates
Mortgage rates rise after FOMC's decision
Mortgage rates have been fluctuating, with some decreases due to expectations of a cut in short-term rates by the Federal Open Market Committee. Different sources report various changes in rates throughout recent weeks.
Sep 25, 2025 9:44 AM
— Mortgage Rates
Why didn't mortgage rates fall after the Federal Reserve rate cut?
The article discusses how mortgage rates can increase even when the Federal Reserve lowers short-term interest rates. Mortgage rates are influenced by long-term bonds, not short-term rates that are controlled by the Fed. Mortgage rates are priced based on longer-term benchmarks like the 10-year Treasury, and their movement depends on various economic factors like inflation and employment data.
Sep 25, 2025 9:24 AM
— Mortgage Finance
Sierra Pacific Plans MSR Sale After Union Home Acquisition
The article discusses various aspects related to mortgages in the year 2025.
Sep 25, 2025 9:24 AM
— Mortgage Finance
Fannie, MBA Interest Rate Projections Vary Widely
The article discusses the latest developments in the mortgage market industry.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased this week after four consecutive weeks of decline.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Mortgage rates move higher despite Fed rate cut
Mortgage rates increased slightly this week after the Federal Reserve cut the benchmark federal funds rate. Even though the Fed does not directly control mortgage rates, they rose following the rate cut. Refinancing activity is up, but home sales remain in a slump. Economists believe lower mortgage rates could improve home sales by the end of the year.
Sep 25, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 25, 2025: Rates inch up in spite of the Fed
Mortgage rates increased this week, with the 30-year fixed-rate home loan rising to 6.30% and the 15-year fixed-rate mortgage reaching 5.49%. Housing market activity remains strong, with high purchase and refinance applications compared to last year. Mortgage interest rates have remained generally high since the Fed's recent rate cut. Adjustable-rate mortgages keep rates the same for a few years b... more
Sep 25, 2025 8:44 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased after a four-week decline, rising to 6.3% from 6.26% last week. 15-year fixed-rate mortgages also rose in average rate. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market investors' expectations. Treasury yields have increased as traders reduced bets for future rate cuts by the Fed, leadi... more
Sep 25, 2025 8:39 AM
— Mortgage Lenders
Loan Pricing, AI Marketing, Fee Collection, QC, Borrower Mining Tools; $2 Trillion in 2025? Non-Agency Marches On
U.S. homeowners hold a record $17.8 trillion in equity, with $11.6 trillion considered 'tappable'. The Mortgage Bankers Association (MBA) expects a 1 percent home price appreciation rate. Lenders are preparing for new quality control standards. Various companies are offering services and products related to mortgage lending, such as intelligent marketing solutions and warehouse lending. ACES Quali... more
Sep 25, 2025 8:26 AM
— Mortgage Rates
30-year mortgage rates increase after the Fed's rate cut | Today's mortgage and refinance rates, September 24, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Sep 25, 2025 8:24 AM
— Mortgage Rates
Mortgage applications' meager gains contrast previous spike
Mortgage applications slowed down last week after increasing due to declining fixed rates. Refinances increased, but purchases decreased for the first time in four weeks. New-home loan activity rose 1% year over year in August, but fell 6% from July. The 30-year fixed rate mortgage decreased by 9 basis points, but pricing changes occurred before the Federal Reserve meeting.
Sep 25, 2025 8:24 AM
— Bond Markets
Stronger Data Hurting Bonds
Economic data, including jobless claims, durable goods, and GDP, came out stronger than expected this morning. Bonds pulled back but are still supported by the 4.19% technical level in 10-year bonds.
Sep 25, 2025 8:23 AM
— Mortgage News Sources
Thursday, September 25, 2025: Cramer explains why higher mortgage rates will hurt this stock
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Sep 25, 2025 7:24 AM
— Housing Market
US home sales remained sluggish in August despite late-summer mortgage rate slide
Sales of previously occupied U.S. homes remained sluggish in August, despite a late-summer slide in mortgage rates. Existing home sales slipped 0.2% last month to a seasonally adjusted annual rate of 4 million units. The national median sales price increased 2% in August to $422,600.
Sep 25, 2025 7:23 AM
— Mortgage Lenders
Lower mortgage rates are no help for Greater Boston’s frozen housing market
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Sep 25, 2025 6:49 AM
— Housing Market
Existing home sales stall in August amid higher mortgage rates
Sales of previously owned homes were flat in August at 4 million units. The upper end of the market saw an increase in sales, while more affordable homes saw a decline. Supply in the housing market decreased slightly, leading to a 2% increase in median home prices from a year ago.
Sep 25, 2025 5:23 AM
— Mortgage Rates
Several metro areas in the United States poised to cash in big as mortgage rates drop
The article discusses the recent Fed rate cuts and how they are impacting mortgage rates, specifically leading to lower borrowing costs. Metros with younger and more mobile populations are expected to benefit the most as mortgage rates approach the low 6% range. Areas with high mortgage usage, like Washington, D.C., Denver, Virginia Beach, and Raleigh, are projected to see increased buyer demand a... more
Sep 25, 2025 3:23 AM
— Mortgage Lending
Falling Mortgage Rates Could Unlock These 10 Housing Markets
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Sep 24, 2025 8:23 PM
— Mortgage Processing
Here’s When Mortgage Rates Could Finally Fall Below 6%
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Sep 24, 2025 3:23 PM
— Retirement Savings
Survey: Nearly 3 in 5 American workers say they’re behind on retirement savings
According to Bankrate's 2025 Retirement Savings Survey, three in five American workers feel behind on their retirement savings, with many expecting to need $1 million or more for retirement. Despite this, many workers are contributing the same or more to their retirement accounts compared to last year. Gen Z and millennials reported saving more compared to last year, while older generations were t... more
Sep 24, 2025 1:34 PM
— Mortgage Rates
Fed Delivers Rate Cut, And Mortgage Rates Rise
The article discusses the current state of mortgage rates and the housing market. It mentions that although mortgage rates initially dropped to their lowest level in nearly a year, they rose again after a Federal Reserve rate cut. The article also touches on the impact of the Federal Reserve on mortgage rates and the factors affecting them, such as investor appetite for Treasury bonds.
Sep 24, 2025 1:23 PM
— Bond Markets
Weaker Thanks to 2 Kinds of Supply
The bond market is experiencing weakness due to factors that may have decreased demand or increased supply, with this week's Treasury auction cycle contributing to the latter. The market also saw unexpected additional supply in the form of a $15 billion issuance, leading to moderate weakness overnight.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.