Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1393 - 1416 of 3027 results
Sep 9, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 9, 2025: Why rates are on a deep slide before the Fed meeting
Mortgage rates have seen a substantial decline, with the 30-year rate at 6.12% and the 15-year rate at 5.34%. The Federal Reserve is expected to cut interest rates soon, but mortgage rates are already showing a downward trend. There are slight differences in rates based on mortgage term lengths and types. Economists predict that mortgage rates won't see drastic drops before the end of 2025, and an... more
Sep 9, 2025 3:00 AM
— Mortgage Rates
Buyers gain hope on rates, sellers turn cautious
Consumers are more inclined to become home buyers due to potential declines in mortgage rates. However, views on selling took a hit last month according to Fannie Mae. Americans are more confident in their own finances, but expect home prices and mortgage rates to rise over the next year. The increase in purchase volume was not enough to offset the drop in refinance application submissions as conv... more
Sep 9, 2025 12:23 AM
— Interest Rates
Current mortgage rates report for Sept. 9, 2025: Rates drop dramatically
The article discusses the average interest rates for 30-year, fixed-rate conforming mortgage loans in the U.S., providing historical context and factors influencing rates. It also highlights the impact of economic conditions, government actions, and lender strategies on mortgage rates. The Federal Reserve's role in influencing rates and the importance of comparing rates and exploring different loa... more
Sep 8, 2025 4:23 PM
— Bond Markets
More Gains Despite Absence of New Motivation
On Monday, bonds continued their rally from the previous week despite the lack of new market moving data. Longer-term yields outperformed and the yield curve continued to correct from recent highs. Some motivation for the rally may be coming from curve traders more concerned with bond performance against each other. Overall, bonds were fairly flat overnight but started rallying during the day with... more
Sep 8, 2025 3:23 PM
— Annuities
Best Annuity Companies In 2025 And What They Offer
The article discusses the importance of selecting reputable life insurance companies when purchasing annuities for retirement income. It highlights companies like Allianz, MassMutual, New York Life, Prudential, and Pacific Life as top performers with strong financial strength ratings from agencies like AM Best and high customer satisfaction scores from J.D. Power. The article also provides an over... more
Sep 8, 2025 1:24 PM
— Mortgage Rates
Another 11-Month Low For Rates, But Just Barely
Mortgage lenders aggressively priced-in the bond market rally following a strong jobs report, leading to a small improvement in rates. Despite the gains, the drop in rates was not as significant compared to previous Mondays following weak jobs report numbers.
Sep 8, 2025 1:24 PM
— Mortgage Lenders
filo-mortage Mortgage Reviews & Ratings
Bankrate is explaining how they make money through partnerships with various financial institutions and advertisement placements on their site. They emphasize their editorial integrity and the importance of user reviews for lenders like Filo Mortgage.
Sep 8, 2025 1:23 PM
— Mortgage Rates
Mortgage Market Awaits Fed’s Next Move
Mortgage rates are expected to remain mostly unchanged in the first half of September, with changes after that depending on the Federal Reserve's decisions. Home shoppers struggle to afford homes with current prices and mortgage rates. Few homeowners have the opportunity to refinance into lower rates. The Federal Reserve faces challenges with high inflation and slowing job growth, with potential r... more
Sep 8, 2025 12:55 PM
— Mortgage Rates
Mortgage rates drop near lowest level in a year after jobs disappointment
Mortgage rates have dropped to their lowest levels in nearly a year after a weak jobs report indicated possible interest rate cuts by the Federal Reserve. 10-year Treasury yields, which track mortgage rates, also dropped. Economists expect revisions in jobs data and inflation data will further impact yields. However, there is uncertainty whether mortgage rates will continue to drop or start increa... more
Sep 8, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Plummet to 11-Month Low on Fragile Labor Market, Falling Yields
The 30-year fixed rate mortgage (FRM) is currently at 6.28%, the lowest level since October 2024. The rate fell following a weak jobs update, leading to expectations of a rate cut. Despite falling rates, potential homebuyers are hesitant as housing prices remain high and rate cuts don't always result in lower mortgage rates. The outlook depends on economic data, Treasury yields, and the Fed's deci... more
Sep 8, 2025 11:24 AM
— Retirement Accounts
IRA Required Minimum Distribution (RMD) Table 2025
The article discusses required minimum distributions (RMDs) for retirement accounts such as traditional IRAs and 401(k) plans. It explains how RMDs are calculated based on life expectancy, and the consequences of not withdrawing the required amount by the deadline. It also mentions the new legislation that raised the age to start taking RMDs from 72 to 73. Lastly, it highlights that RMDs do not ap... more
Sep 8, 2025 10:27 AM
— Mortgage Rates
Here's how to get a better mortgage rate as the 30-year fixed nears a 1-year low
The average rate on the 30-year fixed mortgage dropped significantly, but is still high compared to pre-pandemic levels. Experts suggest ways to secure better terms on a home loan, including improving credit scores, increasing down payments, and considering adjustable-rate mortgages.
Sep 8, 2025 10:26 AM
— Mortgage Lenders
Property insurance nears 10% of mortgage costs
Property insurance portion of the average mortgage payment is almost 10% of the monthly expense. Mortgage experts suggest government interventions like tweaking closing costs, offering tax incentives, and reducing interest rates. Fannie Mae's sentiment index saw a decline except for views on buying conditions and rates. Homeowners are increasingly turning to cash-out refis as mortgage rates drop. ... more
Sep 8, 2025 8:24 AM
— Mortgage Lenders
LOS, Title, Social Media Tools; Financial Literacy; What the Employment Data Portends
The article discusses various topics related to the mortgage industry, including the impact of the economy on drinking habits, technology for mortgage lenders, company-sponsored webinars, social media training for brokers, hedging strategies, leadership promotions in mortgage technology companies, and the importance of borrower experience and automation. It also mentions a centralized hub for vend... more
Sep 8, 2025 7:27 AM
— Interest Rates
Best high-yield savings rates today – September 8, 2025
Online-only banks like Peak Bank and ZYNLO Bank are offering high-yield savings accounts with competitive rates of 4.35 percent APY. These accounts are insured by the FDIC. Banks often adjust their APYs in response to Federal Reserve interest rate changes, and there is anticipation for a rate cut at the upcoming FOMC meeting. Even with potential rate decreases, federally insured high-yield savings... more
Sep 8, 2025 6:23 AM
— Mortgage Lenders
Chase launches a limited-time mortgage rate refinance sale
Chase Home Loans is offering an interest rate discount for refinances from Monday, Sept. 8, through Sunday, Sept. 21. The discount varies by mortgage product and location, and can be combined with a relationship pricing discount for even more savings. Customers can choose between rate-and-term refinances or cash-out refinances during this promotion.
Sep 8, 2025 5:23 AM
— Mortgage Rates
Rising mortgage rates signal fresh battle for homeowners ahead of Reeves’ Budget
Interest rates on some competitive high street mortgage deals have increased due to the uncertain political and economic climate. Lenders like HSBC and Halifax have raised rates, and more are expected to follow. Homeowners are advised to secure deals before rates rise further. Data also shows that wage growth has slowed, impacting overall spending and inflation.
Sep 8, 2025 4:23 AM
— Housing Market
Shortage of homebuyers forces many sellers to lower prices or walk away as sales slump drags on
The housing market is becoming more buyer-friendly as prices have started to decline in some areas. Sellers are facing pressure to offer better deals, including lower prices, funds to lower mortgage rates, and money for closing costs. More homes are going on sale and remaining unsold for longer periods of time due to reduced buyer interest. Some sellers have resorted to multiple price reductions, ... more
Sep 8, 2025 3:24 AM
— Mortgage Lenders
How a trigger leads crackdown could lift retention rates
Legislation known as the Homeowners Privacy Protection Act will prohibit credit companies from sharing consumer data with third-party lenders, a move seen as a win for consumer privacy in the mortgage industry. This legislation will go into effect in March of next year. Additionally, recent changes in policy by Fannie Mae and Freddie Mac aim to improve disclosures and retention rules for valuation... more
Sep 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 8, 2025: A big drop — but will it hold?
The article discusses the current mortgage rates provided by Zillow, which have seen a decrease, making it a good time for potential buyers to lock in a low rate. It explains the differences between fixed and adjustable-rate mortgages and provides examples of monthly payments based on different loan terms. The article also touches on considerations when deciding between a 15-year and 30-year mortg... more
Sep 7, 2025 6:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The weaker-than-expected jobs report led to a drop in bond yields, causing the average rate on the 30-year fixed mortgage to hit its lowest level since October 2024. This decrease in mortgage rates could potentially boost the housing market, which has been slow due to high home prices and borrowing costs.
Sep 7, 2025 5:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 7, 2025: The 30-year rate plunged Friday. Will it hold through next week?
Mortgage interest rates have recently dropped, with the 30-year fixed rate at 6.20% and the 15-year rate at 5.38%. When deciding between a 30-year and a 15-year mortgage, the trade-off is a longer term but lower monthly payments versus a shorter term but higher monthly payments. Mortgage rates can vary based on factors like credit score and down payment. It's recommended to shop around with multip... more
Sep 7, 2025 3:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The housing market is expected to improve with the decline in mortgage rates after a weaker-than-expected jobs report raised expectations for rate cuts from the Federal Reserve. Bond yields dropped, leading to a decrease in mortgage rates, which could spur more activity in the housing market.
Sep 6, 2025 4:25 PM
— Mortgage Finance
Non-QM Lenders See Strong Interest in Crypto Mortgages (INM)
The regulatory environment under the Trump administration has sparked interest in mortgages backed by cryptocurrency such as Bitcoin and Ethereum.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.