Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1441 - 1464 of 3027 results
Sep 5, 2025 3:24 AM
— Mortgage Lenders
Corresp. and Wholesale, Credit, AI Asst., Warehouse Products; Events and Training
The article discusses various topics related to mortgages, including data breaches at TransUnion, legal matters involving mortgage fraud, specialized mortgage services, AI Sales Assistant for lenders, compliance and risk management solutions, new home sales, and product news from various companies such as SmartBuy and Sierra Pacific Wholesale, as well as promotions from Carrington Mortgage Service... more
Sep 5, 2025 3:23 AM
— Mortgage Rates
Current mortgage rates report for Sept. 5, 2025: Rates drop even lower than before
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.484%. Rates have fluctuated slightly in recent days and weeks. Experts agree that rates around 6% are possible if inflation is managed and lenders feel optimistic about the economy. Homebuyers are facing high mortgage rates, with rates feeling high compared to the recent historically low rates between 2% a... more
Sep 4, 2025 8:23 PM
— Mortgage Rates
Did mortgage rates just hit a new low?
Freddie Mac reported that the weekly average for a 30-year fixed-rate mortgage in the U.S. has fallen to 6.5%, which is an 11-month low. Despite lower mortgage rates, sales aren't surging due to affordability issues. Mortgage applications were down, but refinance applications were up.
Sep 4, 2025 2:24 PM
— Bond Markets
Bonds Positioning For Weaker Jobs Report?
The article discusses the unpredictability of the payroll count in the jobs report and how it can lead to unexpected movements in the bond market. Despite labor market weakness, bonds rallied due to traders adjusting positions ahead of a high-risk event. The yield curve steepened earlier in the week but has since been correcting. The article concludes by emphasizing that bonds can either rally or ... more
Sep 4, 2025 2:23 PM
— Mortgage Rates
Here's how far mortgage rates have dropped in 2025 (and how much further they can still fall)
Mortgage interest rates rose significantly after 2022 due to inflation, making homebuying and refinancing unaffordable for many. However, rates have been steadily declining since January 2025, with the average rate for a 30-year fixed-rate mortgage dropping to 6.50% and a 15-year term dropping to 5.60% as of September 4. Further reductions in mortgage rates are anticipated in the coming months and... more
Sep 4, 2025 1:24 PM
— Mortgage Finance
Some Non-QM MBS Offering Floating-Rate Tranches
The article discusses updates to mortgage lending regulations and practices that have been implemented in response to recent market trends and changes. It emphasizes the importance of staying informed and adapting to the evolving mortgage landscape.
Sep 4, 2025 1:23 PM
— Mortgage Rates
Mortgage rates tumble to lowest level since October 2024
Mortgage rates have fallen to their lowest levels since October 2024, with the average rate on a 30-year fixed mortgage dropping to 6.5%. This decrease is seen as good news for potential buyers and current homeowners, as it increases the opportunity for refinancing. However, despite the lower rates, fewer than 30% of homes on the market are affordable for the average household due to rising prices... more
Sep 4, 2025 12:27 PM
— Interest Rates
Average rate on a 30-year mortgage drops to 6.5%, lowest level since last October
The average rate on a 30-year U.S. mortgage fell to 6.5% from 6.56% last week, giving prospective homebuyers more purchasing power. Borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by factors like the Fed's interest rate policy decisions and bond market expectations. Rates have been declining due to expectations of the Fed cutting its benchmark short-te... more
Sep 4, 2025 12:24 PM
— Interest Rates
U.S. homeownership falls for first time since 2016
The article discusses a decline in the number of American households who are homeowners, likely due to high home prices and elevated interest rates. However, new residential construction increased, and mortgage rates dropped recently, encouraging homeowners to refinance. The Treasury Secretary mentioned the possibility of declaring a national housing emergency.
Sep 4, 2025 12:23 PM
— Interest Rates
Mortgage Rates Hit Another 2025 Low Ahead of a Potentially Volatile Friday
The last jobs report contributed to lowering the average 30yr fixed rate due to its weaker than expected results. The market is anticipating a Fed rate cut in the next meeting, keeping rates at recent lows. Today's data was in line with expectations, but traders are hedging against the possibility of labor market deterioration. Average 30yr fixed rates moved slightly lower to a new low for 2025.
Sep 4, 2025 11:30 AM
— Mortgage Lenders
How Fannie Mae, Freddie Mac release could change mortgage costs
The article discusses the potential impact of the release of Fannie Mae and Freddie Mac from government conservatorship on the residential mortgage market and mortgage loan costs. It highlights key issues such as credit ratings, funding costs, the cost of mortgage insurance, and the possibility of higher interest rates if the conservatorship ends. It also touches upon the implications for conventi... more
Sep 4, 2025 10:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to 6.5%, the lowest since last October
The average rate on a 30-year U.S. mortgage fell to 6.5% from 6.56% last week, with borrowing costs on 15-year fixed-rate mortgages also falling. Mortgage rates are influenced by factors like the Federal Reserve's decisions and bond market expectations. The Fed may cut rates in the upcoming months which could further impact mortgage rates. The housing market has been sluggish since rates began cli... more
Sep 4, 2025 10:24 AM
— Mortgage Lenders
Mortgage Rates in the US Drop, Sending 30-Year Loans to 6.5%
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Sep 4, 2025 9:29 AM
— Mortgage Rates
Mortgage rates sink with FOMC cuts on the horizon
Mortgage rates hit an 11-month low as markets anticipate a rate cut from the Federal Open Market Committee. The 30-year fixed rate mortgage dropped slightly, with various sources reporting larger declines in rates. Recent jobs data and inflation numbers have influenced the market, causing Treasury yields and mortgage rates to decrease.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Instant Reaction: Mortgage Rates, September 4, 2025
The average 30-year fixed mortgage rate has decreased to 6.50%, making monthly payments more affordable for potential homebuyers. This drop in rates could attract more sellers to the market and encourage current homeowners to consider refinancing to save money. However, rates are still relatively high compared to previous years.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hit 6.5%, the lowest level since October 2024
Mortgage rates have reached a fresh low in 2025, with the average 30-year rate at 6.5% and the average 15-year rate at 5.6%. Lower rates have not significantly boosted homebuying activity. Mortgage applications to purchase a home dropped 3%, while refinancing applications increased by 1%. Weaker-than-expected job market data could lead to further rate movements next week.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Mortgage rates fall, Amazon & JetBlue, American Eagle ad pays off
The article discusses three top stories of the trading day: mortgage rates trending lower, Amazon partnering with JetBlue, and American Eagle Outfitters stock surging on earnings.
Sep 4, 2025 8:25 AM
— Mortgage Finance
Expanded-Credit MBS Issuers Back in Market After Lull
The article discusses the latest trends and developments in the mortgage finance industry.
Sep 4, 2025 7:23 AM
— Bond Markets
Mixed Data. Mixed Reaction
Thursday morning's economic data included claims, layoffs, ADP, and ISM Services. Overnight movement was more significant than during the day. ADP was slightly weaker than expected, but bond buyers didn't react strongly. ISM was slightly stronger, but weak employment and price decreases tempered the bond-bearish message. The data isn't weak enough to positively impact Friday's jobs report, but als... more
Sep 4, 2025 3:24 AM
— Mortgage Lending
Processing, AML, Prospecting Tools; Pennymac's Non-QM News; LOs and Database Importance
The article discusses the current situation in the mortgage industry with a focus on commercial mortgage-backed securities delinquency rates, home equity demand, underwriting processes, and new products and services for lenders. It also mentions a marketplace for vendors in the mortgage industry and updates on non-QM and HELOC products.
Sep 3, 2025 2:26 PM
— Bond Markets
Straightforward Data-Driven Rally
The bond market had a straightforward day with unchanged trading levels initially. Friendly Fed comments and low job openings reported by JOLTS data led to gains in bonds. The recent job report's weakness was confirmed by the JOLTS data. If Thursday's data is also weak, bond yields may challenge recent lows.
Sep 3, 2025 1:30 PM
— Interest Rates
Mortgage application activity decreases despite lower rates
Despite the lowest interest rates in months, mortgage application volume declined for the third straight week leading up to Labor Day. The drop in refinance applications outweighed the increase in purchase volume as conventional rates rose week-over-week. The 30-year conforming fixed rate mortgage reached its lowest point since October 17th, partially due to bond traders pricing in a reduction in ... more
Sep 3, 2025 1:28 PM
— Mortgage Finance
Short Takes: Purchase-Mortgage Demand Cools / Rate Cut a Marketing Opportunity / PennyMac Launches Non-QM Offerings / Number of Homeowner Households Declines
The article discusses the various design, CMS, hosting, and web development aspects related to Inside Mortgage Finance Publications in 2025.
Sep 3, 2025 1:27 PM
— Bond Markets
Still in The Range as Bonds Wait For Bigger Influences
Bonds were weaker to start the month, especially after the start of European trading. There was a strong correlation between EU sovereign debt and Treasuries. Yields remained within the prevailing range, and upcoming economic data could challenge that range.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.