Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1417 - 1440 of 3027 results
Sep 6, 2025 7:23 AM
— Mortgage Lenders
Bridge Loan, Investment Property, Default Tools; Training and Webinars; Job Data Solidifies Fed Rate Cut?
The article discusses various topics such as the Federal Reserve looking at Twitter to gauge financial sentiment, specific individuals in the mortgage industry, and events related to mortgage lending technology, conferences, and webinars.
Sep 6, 2025 5:25 AM
— Mortgage Finance
Nonconforming Mortgages Gain Originations Share in 2Q
The article discusses the latest trends and updates in the mortgage industry.
Sep 6, 2025 5:24 AM
— Mortgage Lenders
Lenders lift mortgage rates as worries mount over public finances
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Sep 6, 2025 5:24 AM
— Mortgage Rates
What will mortgage rates do over the next 5 years?
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on this correlation. The forecast indicates that rates are not expected to significantly drop in the next five years, with economists predicting mortgage rates to be around 6.2% to 6.4% by 2027. The spread between Treasurys and mortgage rates is also... more
Sep 6, 2025 5:23 AM
— Mortgage Rates
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates hit a year-to-date low after poor job numbers, with speculation on whether rates can drop below 6% and remain low in 2025 or 2026. The focus is on the labor market over inflation data affecting mortgage rates.
Sep 6, 2025 3:25 AM
— Mortgage Legislation
Pres. Trump signs mortgage trigger leads ban into law
President Trump signed the Homebuyer Privacy Protection Act into law, which prohibits credit companies from sharing consumer data with third-party lenders. Fannie Mae and Freddie Mac have also made changes to their policy regarding disclosures and retention rules for valuation appeals. Despite these changes, collective earnings from both companies are expected to increase significantly.
Sep 6, 2025 3:25 AM
— Mortgage Rates
Bad news for workers, good news for mortgage borrowers
The weak August jobs report has led to a decrease in mortgage rates, with the 10-year Treasury yield also dropping to its lowest level since April. The Federal Reserve is expected to cut rates in response to the slowing job growth. However, rising inflation could complicate their decision. The decline in mortgage rates is seen as good news for homebuyers looking to purchase, as it provides more op... more
Sep 6, 2025 3:24 AM
— Bond Markets
Textbook Reaction With Minimal Volatility
The bond market had a positive reaction to a weaker than expected jobs report, resulting in a rally that was not extreme. Mortgage-backed securities (MBS) were up .375-ish at today's highs compared to the full point of improvement seen after the last jobs report. Overall, there was a calm and refreshing lack of volatility after the initial move.
Sep 6, 2025 3:23 AM
— Interest Rates
Why Trump's Push To Lower Mortgage Rates Could Backfire
President Donald Trump pushing the Federal Reserve to lower its benchmark interest rate could result in higher borrowing costs for homebuyers and the federal government. Mortgage rates are not directly linked to the fed funds rate, but are tied to yields on 10-year Treasury notes, influenced by inflation expectations. Trump's pressure on the Fed to lower rates could reduce its independence and cre... more
Sep 5, 2025 1:23 PM
— Mortgage Rates
Shocking jobs report sends mortgage rates falling to new yearly lows
The Federal Reserve was wrong in attributing weak labor market data to population growth, leading to mortgage rates hitting new yearly lows.
Sep 5, 2025 1:23 PM
— Interest Rates
Why new unemployment data could cause mortgage rates to fall further
The article discusses how the recent increase in unemployment rate, combined with the possibility of an interest rate cut by the Federal Reserve, could lead to further decreases in mortgage rates. Lower mortgage rates may be on the horizon for buyers and homeowners due to potential actions by the central bank.
Sep 5, 2025 10:24 AM
— Mortgage Rates
A Quick Note on Why Rates Seem to Drop More Quickly as They Approach Certain Thresholds
The article discusses the recent improvement in mortgage rates and attributes it to changes in the mortgage-backed securities (MBS) market. Specifically, it explains how certain MBS coupons are more active and relevant than others based on the range of mortgage rates they can hold. Investors are now favoring the lower bucket holding rates up to 6.125% over the higher bucket with rates up to 6.625%... more
Sep 5, 2025 10:23 AM
— Mortgage Rates
Mortgage rates see biggest one-day drop in over a year
The average rate on the 30-year fixed mortgage dropped to 6.29% following a weaker-than-expected August employment report, marking the lowest rate since October and the biggest one-day drop. This is significant for homebuyers as it can make a big difference in monthly payments and qualifying for a mortgage. However, mortgage demand has not yet responded to the lower rates, with some analysts sugge... more
Sep 5, 2025 9:57 AM
— Mortgage Rates
Mortgage firms add staff as rate cuts look likely
Housing finance firms are adding staff due to falling mortgage rates, leading to stronger overall job growth and potential modest business gains in the industry. The bond market is expected to be influenced by below-estimate employment numbers even before the next Fed meeting. The 30-year fixed rate mortgage dropped by 5 basis points, influenced by muted inflation and job data. Treasury yields and... more
Sep 5, 2025 9:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
Bankrate's national survey of lenders shows that the average rate on a $30,000 home equity loan remains steady at 8.22%, while the average rate on a $30,000 home equity line of credit (HELOC) has increased to 8.90%. The 30-year fixed-rate loan has dropped to 6.54%, the lowest in almost a year. Chase has reentered the home equity lending market. Homeowners can use home equity to buy a second proper... more
Sep 5, 2025 8:23 AM
— Interest Rates
Mortgage Rates Plummet Back to Fall 2024 Levels
The monthly jobs report came in lower than expected, causing a reaction in the bond market and resulting in a drop in top tier 30yr fixed mortgage rates from 6.45% to 6.29%.
Sep 5, 2025 8:23 AM
— Mortgage Rates
Mortgage rates hit 11-month low, increasing optimism for buyers
Mortgage rates have decreased to an 11-month low, leading to optimism for new buyers and current owners. The market is waiting for the Department of Labor's jobs report, which could affect future rate changes. Affordability challenges and economic uncertainty continue to suppress demand in the housing market.
Sep 5, 2025 7:23 AM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $439,450 Home at a 6.5% Rate
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Sep 5, 2025 7:23 AM
— Mortgage Rates
Mortgage rates just dropped—here's how much you could save on monthly payments
Mortgage rates have fallen to 6.5%, down from a peak of 7.04% in January 2025, following the downward trend of the 10-year Treasury yield. The decrease in rates could result in monthly savings for homebuyers, with a 20% down payment seeing a $118 reduction in costs. While the drop in rates may not make homes more affordable on its own, it can still make a significant impact on monthly budgeting. T... more
Sep 5, 2025 6:23 AM
— Interest Rates
Another Weak Jobs Report. Another Bond Rally
The Non-Farm Payrolls report came in weaker than expected with negative revisions to previous months. Despite this, the unemployment rate suggests a softer labor market, leading to only a small drop in yields. Bond markets had already rallied in the days leading up to the report.
Sep 5, 2025 6:23 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Edge Down to 11-Month Low Ahead of Latest Jobs Report
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Sep 5, 2025 6:23 AM
— Mortgage Lending
Fed Gets Green Light for Interest Rate Cuts as Unemployment Rate Jumps to 4-Year High
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Sep 5, 2025 5:24 AM
— Mortgage Lending
Trump Is Accusing Foes With Multiple Mortgages of Fraud. Records Show 3 of His Cabinet Members Have Them.
The Trump administration is targeting individuals who claim multiple primary residences on their mortgage papers, which is seen as common but rarely prosecuted. ProPublica found that at least three members of Trump's Cabinet hold mortgages for multiple primary residences. Mortgage fraud is rarely prosecuted and depends on proving intent, although government officials like Bill Pulte have emphasize... more
Sep 5, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Is now the best time to lock? | Today's mortgage and refinance rates, September 4, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have risen. Mortgage rates are dropping due to the possibility of a Federal Reserve cut. Although rates have fallen, history shows that a Fed rate cut may not always result in lower mortgage rates. The average 30-year mortgage rate has reached an 11-month low. Tips are provided for those loo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.