Mortgage News
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Showing 1417 - 1440 of 2196 results
Jun 26, 2025 1:00 PM
— Mortgage Rates
What happens if mortgage rates go up to 8%?
This article discusses the potential for mortgage rates to rise to 8% or even higher in the future due to economic factors such as trade wars, rising international tensions, government spending, and the bond market. It also touches on the impact of rising rates on housing affordability and advises potential buyers to focus more on what they can afford now rather than waiting for lower rates. The a... more
Jun 26, 2025 12:01 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates have been dropping since June 6th, with the 30yr fixed index moving down almost 0.25%. Today's gains further contributed to the drop of 0.07%. The market is shifting to expect a lower path for the Fed Funds Rate, benefiting both rates and stocks. The winning streak for mortgage rates is currently at 5 days, with potential for a bounce in the future.
Jun 26, 2025 10:01 AM
— Mortgage Rates
Mortgage rates slide after FOMC meeting, Iran attack
Investor reaction to recent events has caused mortgage rates to drop below 6.8% for the first time in over a month, with the 30-year fixed rate mortgage remaining steady. Yields on the 10-year Treasury are climbing due to various factors, and regulatory changes post the Surfside collapse are affecting mortgage access.
Jun 26, 2025 10:00 AM
— Mortgage Rates
Mortgage rates fall for 4th straight week, lowest since early May
Mortgage rates have fallen steadily for the past four weeks, reaching their lowest level since early May. Freddie Mac's report showed that the average rate on a 30-year fixed mortgage is now at 6.77%, down from 6.81% the previous week. Despite low home sales, the stable mortgage rates are providing potential homebuyers with more options in the market. Affordability is a concern, with only three ma... more
Jun 26, 2025 9:01 AM
— Mortgage Finance
The Mortgage M&A Game: Who’s Next?
The article discusses the importance of staying informed about current mortgage rates in order to ensure borrowers are getting the best possible deal. It emphasizes that even small differences in interest rates can have a significant impact on the total cost of a mortgage over time.
Jun 26, 2025 9:01 AM
— Mortgage Finance
Home Equity Loan Originations Steady in First Quarter
The article discusses current trends in the housing market and the impact of low mortgage rates on homebuyers. It mentions that low mortgage rates have been driving increased demand for homes, leading to a competitive housing market with escalating prices.
Jun 26, 2025 9:00 AM
— Mortgage Finance
Grapevine: House Approves Trigger Leads Bill; Rate Outlook
The article discusses the latest trends in the housing market, including an increase in mortgage rates and its impact on homebuyers. It also touches on the role of mortgage lenders in helping buyers navigate the changing market conditions.
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 26, 2025: Lower for the week and remaining in a narrow range
Mortgage rates decreased this week, with the average 30-year fixed rate falling to 6.81%. The stability of mortgage rates is highlighted, allowing homebuyers a wider range of options. Various national average rates for different mortgage types are provided by Zillow, along with insights on fixed and adjustable-rate mortgages. Factors affecting rates, such as the economy, are discussed. The article... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage rates fall below 6.8% for first time since May
Mortgage rates have dropped for the fourth consecutive week as geopolitical tensions eased and Treasury yields fell. The rates for a 30-year fixed mortgage decreased to 6.77%, and a 15-year mortgage fell to 5.89%. Despite expectations of interest rate cuts by the Federal Reserve, mortgage rates remain in the high 6% range, affecting home buying activity. The housing market is showing some improvem... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.77%, the lowest level since early May
The average rate on a 30-year mortgage in the U.S. fell to its lowest level since early May, which is encouraging for homebuyers as the housing market has been struggling due to high borrowing costs and rising prices. Elevated mortgage rates have kept the market in a slump since 2022, leading to low sales of existing and new homes. However, pending home sales have increased, suggesting potential i... more
Jun 26, 2025 7:00 AM
— Bond Markets
Tons of Data, But Not a Ton of Movement
Despite a busy economic calendar with significant reports such as Durable Goods and GDP, trading volume fell short compared to past sessions. Mixed signals in the data have led to a neutral stance for the day.
Jun 26, 2025 5:01 AM
— Mortgage Lenders
Here's the latest stat showing how the US housing market has frozen over in 2025
The article discusses a special introductory offer for a subscription service with unlimited access and possibilities. The subscription options include a monthly plan for $1 for the first month and then renewing at $12.95 per month, or an annual plan for $49 (saving $100) and then renewing at $149 per year. Subscribers get benefits like unlimited access and the choice to go ad-free.
Jun 26, 2025 3:01 AM
— Tax Deductions for Tip Income and Overtime Pay
No tax on tips and overtime: What workers should know and who stands to see their taxes shrink
Lawmakers are debating provisions in a tax bill, including the proposal to eliminate taxes on tips and overtime pay. The Senate bill would create a deduction for tip income up to $25,000 and the House bill would limit the deduction to taxpayers with MAGI of $160,000 or less. A study shows that only 2% of households would benefit from this tax break, with an average of $1,800 a year. The proposed o... more
Jun 26, 2025 1:00 AM
— Mortgage Rates
Mortgage Rates Dip Down: Mortgage Interest Rates Today for June 26, 2025
The article discusses how key mortgage rates have slightly decreased, potentially bringing positive news to the housing market in 2025. Despite the decrease in rates, buying a home is still unaffordable for many due to high prices and monthly payments. Various factors such as inflation, global trade war threats, and policy turbulence have caused uncertainty in the economic outlook. Mortgage rates ... more
Jun 25, 2025 2:00 PM
— Bond Markets
Mid Day Reversal Leaves Bonds Slightly Stronger
Bond market experienced light selling pressure initially but bond buyers were able to regain control in the afternoon. The Fed's announcement of changes to banking rules also provided some support to the market. Yields closed at their lowest levels since May 7th.
Jun 25, 2025 2:00 PM
— Mortgage Lending
TBA Trading, Servicing Compliance, Digital Marketing, DPA Products; Bank M&A Continues
The article discusses various topics such as AI, mortgage lending, down payment assistance programs, and space exploration. It highlights the importance of AI in the lending industry, the benefits of HELOCs for borrowers, the evolution of the housing market with automation and AI, and the development of new programs to help borrowers. Additionally, it mentions improvements in pricing for non-agenc... more
Jun 25, 2025 1:00 PM
— Mortgage Rates
Mortgage rates big banks advertise are higher than what most people can actually get
The article emphasizes the importance of asking a specific question before signing a mortgage. It also mentions the complexity of navigating credit scores when shopping for mortgages. Additionally, it discusses the potential unsustainability of 7 per cent mortgage rates.
Jun 25, 2025 12:01 PM
— Mortgage Rates
Uptick in refinancing leads to higher mortgage applications
Mortgage rates rose slightly last week, but refinancing demand continued to drive overall applications up. Both purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. The average 30-year fixed-rate mortgage increased slightly to 6.86%, calming economic volatility after the Federal Reserve's recent inaction. Howe... more
Jun 25, 2025 12:00 PM
— Mortgage Rates
Lowest Rates in Over 2 Months
The average top tier 30yr fixed mortgage rate has dropped to the lowest levels since April 4th due to two days of modest improvement. April 4th marked a significant point as rates had sharply increased after that date due to a strong jobs report and tariff concerns. Yesterday's bond market strength led to further improvement in mortgage rates, with lenders issuing mid-day reprices in response.
Jun 25, 2025 12:00 PM
— Housing Market
US housing construction is dead with current mortgage rates
The article discusses why housing permits and housing starts are at recessionary levels despite new home sales staying within a range for many years. Homebuilders' profit margins are dwindling, impacting housing construction. Builder confidence is low, with optimism based on expectations of decreasing mortgage rates and reduced regulations. The article emphasizes the negative impact of high mortga... more
Jun 25, 2025 9:01 AM
— Mortgage Finance
Short Takes: Powell Firm on Interest Rates / Public Land Sales Hit Roadblock in Senate / Bayview Boosts Issuance of Non-Agency MBS With GSE-Eligible Mortgages / Cerberus CES Securitization
The article discusses a generic topic related to mortgages that is not specified. It seems to focus on the overall mortgage industry and its current trends.
Jun 25, 2025 9:00 AM
— Mortgage Finance
Researchers Raise Alarms on Housing Inventory, Affordability
The article discusses trends in the housing market, specifically focusing on the impact of rising interest rates on mortgage lending. It highlights the potential effect of higher rates on both homebuyers and mortgage lenders.
Jun 25, 2025 8:00 AM
— Bond Markets
Lighter Calendar and Light Selling
Bonds are pausing today after reaching the best levels in more than a month. The event calendar is not very impactful, with the main source of potential volatility being the afternoon's 5yr Treasury auction.
Jun 25, 2025 8:00 AM
— Housing Market
New home sales plummet more than expected as high mortgage rates sink demand
New US single-family home sales fell more than expected in May due to high mortgage rates, leading to an increase in unsold houses on the market. Mortgage rates remain elevated, contributing to the decline. The Federal Reserve has paused its interest rate cutting cycle in response to economic uncertainty from tariffs imposed by President Trump. Builder sentiment has also dropped to a 2-1/2-year lo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.