Mortgage News
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Showing 1465 - 1488 of 3027 results
Sep 3, 2025 1:27 PM
— Bond Markets
JOLTS Data Bringing The Buyers
Bonds were flat to slightly stronger overnight but rallied after the JOLTS data, which showed a new cycle low for job openings. MBS gained about an eighth of a point and 10yr yields dropped about 3 bps. Friendly Fed comments from Waller, including the possibility of rate cuts at the next meeting and multiple cuts in the future, also helped push bond prices higher.
Sep 3, 2025 1:27 PM
— Mortgage Rates
Refi Demand Improves While Purchase Applications Edge Lower
Mortgage applications decreased slightly, with the 30-year fixed rate dropping to 6.64%. Refinance applications increased slightly, with FHA and VA refinances driving the growth, but conventional refinances declined. Purchase activity also decreased after several weeks of increases.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage Rates Officially Hit 11-Month Low
Mortgage rates experienced a significant spike on October 4th due to a jobs report, leading to 30yr fixed rates moving over 7.25% in January. However, rates have since dropped back down and are currently at their lowest point in 11 months, with potential for further fluctuation based on upcoming jobs reports.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage rates hit a new 2025 low after soft job openings report
Mortgage rates decreased to a year-to-date low of 6.49% after job openings data came in below expectations, leading to more unemployed workers than job openings. This has put a September rate cut and lower mortgage rates in play.
Sep 3, 2025 1:25 PM
— Housing Market
Seller beware: Homebuyers are canceling more real estate deals than ever
Due to rising mortgage rates, higher costs of ownership, and increased inventory in the housing market, homebuyers are hesitating and backing out of deals more frequently. Buyers are taking advantage of the current market conditions by being more selective, negotiating lower prices, and requesting concessions. The trend of canceled home purchase agreements is expected to continue into the rest of ... more
Sep 3, 2025 1:25 PM
— Mortgage Rates
Mortgage and refinance interest rates today, September 3, 2025: A small reversal in direction
The average 30-year fixed mortgage rate is 6.45% and the 15-year rate is 5.58% according to Zillow. Various mortgage rates are provided including 20-year fixed, 5/1 ARM, 7/1 ARM, and VA loan rates. The article also discusses the pros and cons of different mortgage term lengths and types like 15-year and adjustable-rate mortgages. Mortgage rates are expected to remain stable in the near future.
Sep 3, 2025 1:23 PM
— Housing Affordability
The U.S. housing market is ‘finally starting to listen’ to homebuyers
After years of high mortgage rates and home prices, the housing market in the U.S. is showing signs of improvement. Mortgage rates have trended lower, home price growth is slowing, and household incomes are increasing. The Real House Price Index (RHPI) from First American indicates that housing affordability has improved, although it remains higher than pre-pandemic levels. While the market is sti... more
Sep 3, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Rise Slightly, Still Near 11-Month Low
The article discusses the current state of mortgage rates, mentioning that rates have been low since mid-October 2024. It also touches on the affordability of homes based on the median family income and home prices. The Federal Reserve's decision to potentially cut rates is mentioned, but it is noted that mortgage rates are influenced by investor appetite for 10-year Treasury bonds. The article al... more
Sep 3, 2025 9:24 AM
— Housing Market
KBW lowers its Fannie Mae, Freddie Mac profit projections
Keefe, Bruyette & Woods expects decreased earnings per share potential for Fannie Mae and Freddie Mac as the possibility of a release from conservatorship rises. Analysts are uncertain about the reality of a public offering from President Trump's social media, which could value the mortgage giants at $500 billion or more. Both companies have updated their policy on disclosures and retention rules.... more
Sep 3, 2025 6:25 AM
— Interest Rates
Wall Street Prime Rate | WSJ Current Prime Rate Index
The article explains that The Wall Street Journal surveys large banks to set the consensus prime rate, which is the rate at which banks lend money to their most-favored customers. The prime rate will move up or down in line with changes by the Federal Reserve Board. Banks use the prime rate to set rates on consumer loan products like credit cards or auto loans.
Sep 3, 2025 3:24 AM
— Mortgage Rates
Don’t shortchange investments to buy a house — even at today’s rates
The article discusses how many Americans are cashing in stock holdings to buy homes due to the combination of the stock market setting records, rising home prices, and mortgage rates above 6.5 percent. It explains the benefits of taking out a mortgage instead of paying cash for a home, even with higher interest rates. The article also highlights the importance of balancing mortgage payments with i... more
Sep 3, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: When will rates retreat? | Today's mortgage and refinance rates, September 2, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The likelihood of a Federal Reserve rate cut has caused these changes, but the correlation between Fed rate cuts and mortgage rate changes is not always consistent. The current average rates for various mortgage types have been listed, and the Mortgage Rate Variability Index indicates more stability in mortgage of... more
Sep 2, 2025 1:29 PM
— Mortgage Lenders
Fairway rebrands with focus on end-to-end lending
Fairway Independent Mortgage refreshed its branding, changing its name to Fairway Home Mortgage. The company, founded in 1996 by CEO Steve Jacobson, has experienced growth by adding regional branches throughout the country. Fairway has been successful in retaining staff long-term, in part due to being employee-owned. Their rebrand is part of a larger plan to build an ecosystem promoting homeowners... more
Sep 2, 2025 1:28 PM
— Mortgage Finance
Short Takes: Tariffs and Interest Rates / Figure IPO Could Raise Around $500 Million / Bank Launches Non-QM Offerings in Wholesale Channel / NYMT Rebrands to Adamas Trust
The article discusses the latest trends in the mortgage market as of 2025.
Sep 2, 2025 1:27 PM
— Bond Markets
Bonds Dealing With Holiday Hangover Despite Friendly Data
EU inflation came in higher than expected, leading to bond yields in several EU countries reaching long-term highs. Speculation about the legality of tariffs could result in tariffs needing to be paid back, potentially hurting the bond market. U.S. bond market is showing some weakness with 10yr yields starting the day 7bps higher, but weaker ISM Manufacturing data is helping to offset some losses.
Sep 2, 2025 1:27 PM
— Mortgage Rates
Mortgage Rates Slightly Higher to Start September
Mortgage rates experienced some market movement on the first and last trading days of the month due to a variety of reasons, including European bond performance and speculation about legal challenges to Trump tariffs. Despite the movement, rates only increased by 0.03%, keeping them at the lowest levels since October 2024.
Sep 2, 2025 1:25 PM
— Interest Rates
How low will mortgage rates fall with a September Fed rate cut? Here's what to know.
In September 2025, there is anticipation for a new interest rate reduction by the Federal Reserve due to concerns over unemployment and inflation. While this might impact various products and loans, the focus is on the mortgage and mortgage refinance climate. However, the impact on mortgage rates may be minimal at first, with only a 25 basis point cut expected, leading to rates in the range of 4.0... more
Sep 2, 2025 8:24 AM
— Mortgage Lending
Loss Mit, Data Mining, Pre-Approval Letter Tools; jumbo, HELOC, Non-Agency News; Watch Those Student Loans
On today's episode of Advisory Angle, experts discuss the importance of home equity products in the current mortgage landscape. They also touch upon the impact of student loan delinquencies on mortgages and upcoming loss mitigation requirements for servicers.
Sep 2, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 2, 2025: Good time of year to buy a house
Mortgage rates are relatively flat today, but they've been decreasing over the last month. According to Zillow, the current 30-year mortgage...
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2 hours ago
Yahoo Finance
The article discusses current mortgage rates, the best time of year to buy a home, different types of mortgages, the impact of different term lengths on payments and interest, and provides information on adjustable-rate mortgages and fixed-rate mortgages. It also touches on the expected trajectory of mortgage rates through the end of 2025.
Sep 2, 2025 5:23 AM
— Housing Market
Trump May Declare National Housing Emergency—but What Is It?
President Donald Trump is considering declaring a national housing emergency to address the affordability crisis in the U.S. housing market, caused by high home prices, elevated mortgage rates, and rising costs. Limited inventory during the pandemic led to a surge in demand and a significant increase in home prices. Mortgage rates remain high, and Americans are struggling to buy homes. Property ta... more
Sep 1, 2025 4:23 PM
— Mortgage Lending
There's a Worrying Glut of New Homes Languishing on the Market
The article discusses the benefits of an account and the terms of service and privacy policy that the user must agree to in order to continue. It also mentions that users will receive newsletters and marketing emails from Business Insider, with the option to opt out anytime.
Sep 1, 2025 2:24 PM
— Interest Rates
High-Yield Savings Rates Today: September 1, 2025 | You Can Still Earn Up To 4.35% APY
Market watchers eagerly wait to see if the Federal Reserve will lower its benchmark rate at the upcoming meeting, which could lead to lower rates on loans. Savers may not benefit from a rate cut as it could result in declines in savings account interest rates. The top savings account APY is currently 4.35 percent. The Federal Reserve has not changed rates at its previous meetings but may consider ... more
Aug 30, 2025 4:12 PM
— Housing Market
The housing market is no longer a wealth-building engine as home prices continue to slump
High home prices and mortgage rates are creating unaffordable conditions for many Americans. The housing market's ability to create wealth has declined as home prices are failing to keep pace with inflation. Housing demand remains muted, and the selling season has been disappointing. Analysts predict that home prices will turn negative by year-end due to low demand and rising inventories.
Aug 30, 2025 8:23 AM
— Mortgage Rates
Homebuyers Are 'Sitting Tight,' Waiting for Lower Mortgage Rates—Why One Agent Says They Should Act Now
The weekly average 30-year fixed mortgage rate dropped to 6.58%, the lowest level in 10 months, prompting some buyers to enter the market. However, there are still more sellers than buyers, making it a buyer's market. Experts predict that mortgage rates will continue to decrease, especially if the Federal Reserve cuts interest rates in September.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.