Mortgage News
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Showing 1537 - 1560 of 2196 results
Jun 18, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 18, 2025: 15- and 30-year terms sneak lower as Fed decides
The article discusses the current mortgage interest rates, including information on 30-year fixed rates, 20-year fixed rates, and 15-year fixed rates, as well as ARM rates. It also covers the advantages and disadvantages of different mortgage terms such as the 30-year, 15-year, and adjustable-rate mortgages. The national average 30-year mortgage rate is around 6.73%, with expectations of rates rem... more
Jun 17, 2025 2:01 PM
— Mortgage Lenders
ICE Mortgage Technology launches its own APOR index
ICE Mortgage Technology has introduced a publicly available weekly average prime offer rate index. The top five lenders had over $43 billion in average mortgage origination volume at the end of Q1. Agency mortgage backed securities have declined about 1.1% since the beginning of April, trailing Treasuries and the broader US bond market. Some opposition is growing against the Trump administration's... more
Jun 17, 2025 2:00 PM
— Bond Markets
Dot Plot in Focus With Fed's No Cut Announcement
Bonds initially lost some ground after positive economic data but recovered in the afternoon due to general risk-off vibes surrounding geopolitical headlines. The upcoming release of the Fed's rate outlook could provide more trading justification.
Jun 17, 2025 2:00 PM
— Mortgage Rates
Will the Fed cut rates Wednesday? Not likely, but here's when they might.
The Federal Reserve is expected to keep interest rates steady between 4.25% and 4.5%. There's little chance of a rate cut until September. The Fed is uncertain about how tariffs will impact prices and is trying to balance inflation and employment concerns. The Fed's previous three rate cuts have led to lower payments on credit cards and auto loans, but mortgage rates have risen. Homebuyers are now... more
Jun 17, 2025 1:02 PM
— Mortgage Finance
Bank/Thrift First-Lien Residential Mortgage Portfolios: 1Q25 (PDF)
The article presents a ranking of 3,790 banks/thrifts based on dollar volume, including information on Adjustable Rate Mortgage (ARM) amounts and default rates.
Jun 17, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Slightly Lower Ahead of Fed Day
Mortgage rates have been stable between 6.8 and 7.0% for the past two months. Today's average rate fell slightly after a small increase in mid-June. Geopolitical headlines, such as war in the Middle East, contributed to market anxiety but did not have a significant impact. The bond market gained ground, allowing mortgage lenders to offer lower rates. Tomorrow's Fed announcement may introduce more ... more
Jun 17, 2025 12:00 PM
— Mortgage Rates
Fed Rate Cuts Unlikely This Summer. Are Lower Mortgage Rates Still Possible?
The Federal Reserve's interest rate decisions can impact mortgage rates indirectly, and uncertainty in the economy may cause mortgage rates to remain higher. The Fed's policies regarding inflation, the job market, tariff impacts, and interest rates will affect mortgage rates in the long term. Multiple factors such as policy changes, inflation, supply and demand, bond market activity, and key econo... more
Jun 17, 2025 10:24 AM
— Interest Rates
No Fed rate cut until September at earliest, economists say
Economists surveyed by Wolters Kluwer do not expect the Federal Reserve to cut short-term rates at its upcoming meeting, and only a small percentage of them expect any action to be taken in July. Treasuries slumped after US job and wage growth led to reduced expectations of a rate cut by the Federal Reserve. Despite positive economic data, concerns about the economy's direction persist among consu... more
Jun 17, 2025 9:00 AM
— Mortgage Finance
Demand for New Homes Diminishes in May
The article discusses the latest trends in the mortgage industry, including changes in interest rates and mortgage lending practices. It highlights the impact of these trends on the housing market.
Jun 17, 2025 8:23 AM
— Interest Rates
The Fed is set to make its next rate decision on Wednesday. Here's what to expect.
The Federal Reserve Bank is expected to keep its benchmark rate steady at 4.25% to 4.5% amidst uncertainty about the impact of President Trump's economic policies, especially his tariffs. The decision is anticipated to be unanimous, with a 97.5% probability of maintaining the current range. While the decision is good news for savers, borrowers can expect high credit card rates, auto loans, and mor... more
Jun 17, 2025 8:00 AM
— Bond Markets
Econ Data Not Weak Enough to Help
Bonds were stronger overnight but trading levels remain in a narrow range. Despite weaker Retail Sales data, bond buying was not as strong as expected. The control group of retail sales had a positive upward revision, influencing bond performance. Bonds lost ground after the data was released.
Jun 17, 2025 8:00 AM
— Housing Market
Builders scale back as costs, supply rise
Housing permits fell for the fourth consecutive month, indicating a slowdown in construction due to a weak housing market. However, housing starts increased in April, mainly driven by multifamily home construction. Purchases of new single-family homes also rose significantly, reaching the highest level since February 2022. Despite this, major housing markets are experiencing home price declines, w... more
Jun 17, 2025 7:01 AM
— Mortgage Lending
Here's What You Get for a $795 Credit Card
JPMorgan Chase's Chase Sapphire Reserve credit card is adding new benefits, but the annual fee is increasing from $550 to $795. The changes include increased rewards points for flight and hotel bookings, as well as additional perks such as complimentary subscriptions and annual credits.
Jun 17, 2025 7:00 AM
— Housing Market
Homebuilder sentiment nears pandemic low as economic uncertainty plagues consumers
Builder sentiment in June dropped 2 points to 32 on the NAHB/Wells Fargo Housing Market Index, with all three components showing declines. Buyers are hesitant due to elevated mortgage rates and economic uncertainty, leading to a growing number of builders cutting prices to address affordability concerns. The report also forecasts a decline in single-family starts for 2025.
Jun 17, 2025 5:01 AM
— Mortgage Lenders
Major Sapphire Reserve changes ahead: Chase launching a new business card and increasing annual fees
Chase Sapphire Reserve is undergoing a major revamp, with an increase in the annual fee to $795 for both personal and business cards. The cards will come with new benefits and features designed for luxury travel and lifestyle experiences, as well as an increased earning rate in certain categories. The Points Boost program will also be introduced to enhance points redemption. Current cardholders an... more
Jun 17, 2025 3:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 17, 2025: A small change as the Fed meeting looms
Mortgage interest rates inched higher today, with the 30-year fixed rate at 6.75% and the 15-year fixed rate at 5.99%. Wall Street isn't expecting an interest rate cut from the Federal Reserve. 15-year mortgage rates are typically lower than 30-year rates and save money on interest in the long run. Economists don't foresee significant mortgage rate drops before the end of 2025. Refinancing options... more
Jun 17, 2025 3:00 AM
— HELOC Rates
HELOC rates today, June 17, 2025: Home equity line of credit rates barely budge
HELOC interest rates have moved slightly higher recently, with no expected rate cuts from the Federal Reserve. Lenders offer rates based on the prime rate and individual factors such as credit score and amount of debt. Accessing home equity through a HELOC can provide flexibility and low rates compared to primary mortgages. Various lenders offer different rates and terms, so it's essential to comp... more
Jun 17, 2025 3:00 AM
— Mortgage Rates
3 mortgage interest rate scenarios lenders say are possible this summer
Despite inflation declining from its recent peak, it still remains higher than the Federal Reserve's target, keeping mortgage rates in the high 6% range. Experts predict limited movement in mortgage rates over the summer, with scenarios for rates to stay the same, rise, or decline depending on economic conditions. Locking in rates may be advisable if economic shifts indicate rising rates, while a ... more
Jun 16, 2025 2:00 PM
— Housing Market
How to think about home prices for the rest of 2025
The housing market has seen a shift with home prices beginning to decline as inventory of unsold homes has increased. Mortgage rates have stayed high and sales have been disappointing, although they are now starting to show some growth. Home prices have been climbing in recent years but are now softening with some states already experiencing prices at or below 2024 levels. The overall sentiment is... more
Jun 16, 2025 1:00 PM
— Bond Markets
Token Weakness Without a Cause
Recent bond movements have shown a rally followed by a sell-off, with 30yr yields increasing almost 10bps over two sessions. Geopolitical motivations and fiscal concerns do not seem to be significant factors affecting these movements. The market is currently considered rangebound with a potential pull-back after lower yields were observed last Thursday.
Jun 16, 2025 1:00 PM
— Bond Markets
Mortgage Rates Drift Slightly Higher to Start The Week
Despite political and geopolitical headlines, the bond market has seen little inspiration in the past 2 business days. Bonds and rates have moved slightly lower, possibly in response to last Thursday's lower rates or in anticipation of caution ahead of upcoming data and a Fed announcement. The losses have been modest, leaving rates in the middle of their range over the past 2 months. Retail Sales ... more
Jun 16, 2025 9:00 AM
— Housing Market
Cook County DPA, Processing Automation, LO Pricing Tools; Mortgage Cost Map; Conv. Conf. News
The article discusses the differences in mortgage closing costs and denial rates by state, with Alaska, North Dakota, and Nebraska having lower denial rates and Mississippi, Louisiana, and West Virginia having higher denial rates. It also mentions various mortgage-related products, services, and specials offered by different companies in the mortgage industry.
Jun 16, 2025 8:00 AM
— HELOCs
How to get a HELOC when you have a bad credit score
The article discusses the possibility of obtaining a home equity line of credit (HELOC) with bad credit. It explains how a HELOC works, what lenders look for besides credit scores, tips for getting a HELOC with bad credit, pros and cons of bad credit HELOCs, alternatives for bad credit borrowers, and potential risks involved. It also provides information on how to improve your chances of getting a... more
Jun 16, 2025 8:00 AM
— Interest Rates
Federal Reserve is likely to hold interest rates steady this week. Here's what that means for your money
Despite political pressure against the Federal Reserve Chair Jerome Powell, the Federal Reserve is expected to hold interest rates steady. Consumers are struggling with high prices and borrowing costs, with credit card rates remaining high even with the Fed on the sidelines. Mortgage rates have not moved much and remain near 6.9%, impacting potential buyers. Auto loan rates are rising due to incre... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.