Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1489 - 1512 of 2196 results
Jun 21, 2025 5:02 AM
— Interest Rates
Underwhelming (But Friendly) Conclusion
This week did not offer much excitement in the mortgage market as rates remained near the lower end of recent ranges. Bond yields initially looked like they may rise, but reversed course after dovish comments from Fed's Waller and a beneficial European close. Overall, rates were moderately weaker overnight, bounced back slightly after morning data, and ended the day in modestly stronger territory.
Jun 21, 2025 5:01 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, June 21, 2025: The home equity line of credit rate sharply lower
HELOC interest rates have fallen, prompting homeowners to consider accessing their home equity through a second mortgage. The value of home equity in the US is large, and with fixed-rate HELOC options available, it provides a way to access funds without refinancing a primary mortgage. Rates vary depending on creditworthiness and lender terms, making it important to shop around. HELOCs allow for fl... more
Jun 21, 2025 5:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 21, 2025: 30-year home loan rates dip slightly
Mortgage rates are currently fluctuating, with 30-year fixed rates at 6.77% and 15-year fixed rates at 6.05%. The Federal Reserve holding off on a rate cut is expected to result in little change in mortgage rates. There are advantages and disadvantages to different mortgage terms like 30-year fixed and 15-year fixed, as well as adjustable-rate mortgages. Current mortgage rates are expected to rema... more
Jun 20, 2025 12:48 PM
— Housing Market
Mortgage servicers benefit most from Fed's inaction: KBW
Following the Federal Open Market Committee's June meeting, interest rate spreads are expected to narrow but the impact on mortgages is mixed. Median home prices have risen to a record high, but sellers are accepting lower offers as the market shifts towards the buyers' favor. Bill Pulte's social media posts criticizing inflation have put pressure on the Federal Reserve chairman. Manufactured hous... more
Jun 20, 2025 11:00 AM
— Housing Market
Housing Starts Slide in May, But Single-Family Holds Steady
The latest Residential Construction report from the Census Bureau showed a drop in overall housing starts in May, but single-family activity had a small gain. Building permits also declined, with multifamily starts seeing the sharpest drop. Single-family starts edged up slightly and housing completions increased. Overall, the report indicates a slight cooling in new construction momentum.
Jun 20, 2025 10:00 AM
— Mortgage Rates
Rates decline as Fed stays the course | Current mortgage and refinance rates, June 20, 2025
National mortgage rates decreased across the board for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged. The rates are still impacting by factors like inflation, employment, tariffs, and political pressures. The average rates for different types of mortgages were provided along with the impa... more
Jun 20, 2025 10:00 AM
— Mortgage Rates
Mortgage Rates Hold Steady
Banks and mortgage bond markets were closed on a federal holiday, so mortgage lenders were unable to update rates, though rates have remained steady. Over the past 3 days, average rates have fallen slightly, keeping them close to the lowest levels since April 4th.
Jun 20, 2025 9:00 AM
— Mortgage Finance
Mortgage Market Indicators, June 20, 2025 (PDF)
The article provides a selection of market indicator statistics related to mortgages.
Jun 20, 2025 9:00 AM
— Mortgage Finance
Powell Hoping to Help Housing Market With Price Stability
The article discusses updates to mortgage lending regulations that aim to protect consumers from predatory practices and improve transparency in the industry. These changes are expected to make it easier for borrowers to understand their mortgage terms and make more informed decisions when choosing a loan.
Jun 20, 2025 9:00 AM
— Tax Breaks
New Tax Break Worth $6,000 May Come Soon For Older Americans
A new tax break for older Americans is being debated in Congress, with the House proposing a $4,000 additional deduction and the Senate proposing $6,000. This tax break would be on top of existing deductions for individuals 65 and older. The proposal aims to put more money back in people's pockets, especially for lower-income taxpayers.
Jun 20, 2025 6:01 AM
— Mortgage Finance
A Mixed Bag at Best for Mortgage Hiring
The article discusses various factors affecting the mortgage market, such as interest rates, bond markets, and housing market trends.
Jun 20, 2025 5:02 AM
— Mortgage Rates
Mortgage Rates Dip Down: Mortgage Rates on June 20, 2025
Mortgage rates have slightly decreased, but are still close to 7%. Federal Reserve has left interest rates unchanged in response to an uncertain economic outlook with lingering inflation and threats of a global trade war. Mortgage rates are influenced by inflation, labor data, policy changes, and global measures like tariffs. Potential homebuyers are advised to shop around and compare offers as mo... more
Jun 20, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 20, 2025: Rates trending lower
Mortgage rates slightly decreased this week, with the 30-year fixed rate dropping to 6.81% and the 15-year fixed rate averaging 5.96%. The Federal Reserve left short-term interest rates unchanged. Mortgage refinance rates are higher than those for purchasing a house. Fixed-rate mortgages lock in interest rates for the entire loan term, while adjustable-rate mortgages change periodically. Mortgage ... more
Jun 19, 2025 6:00 PM
— Interest Rates
China keeps key lending rates steady after May cut as trade deal with U.S. eases growth worries
China kept its benchmark lending rates unchanged after recent monetary easing measures and a trade deal with the U.S. eased growth concerns. The 1-year LPR stayed at 3.0% and 5-year LPR at 3.5%. The trade truce has allowed Beijing to support its currency and reduce pressure on foreign exchange. Chinese policymakers are satisfied with current monetary policy outcomes.
Jun 19, 2025 1:00 PM
— Mortgage Finance
Cenlar Launching Warehouse Lending and Conduit
The article discusses the latest trends and developments in the mortgage industry as of 2025.
Jun 19, 2025 11:00 AM
— Mortgage Lenders
How to Finance a Mobile or Manufactured Home
The article discusses various options for financing the purchase of mobile homes, as traditional mortgages may not be a viable choice due to lower sales prices and high depreciation rates. Options include FHA loans, MH Advantage mortgages, Freddie Mac Home Possible program, VA loans, chattel loans, and personal loans. The article also highlights the importance of credit scores, the stability of th... more
Jun 19, 2025 5:04 AM
— Housing Market
Baby boomer plans put others' homeownership goals on hold
Baby boomers are not selling homes as expected, with many saying they won't sell for at least another decade, leading to uncertainty in the housing market. Interest in condo units has dropped to a 10-year low due to insurance and fee increases. Major housing markets are experiencing annual home price declines amid high mortgage rates. Inventory of homes for sale is high, leading to a decrease in b... more
Jun 19, 2025 5:03 AM
— Tax Bills and their Impact on Taxpayers
Senate’s ‘big beautiful’ bill trims popular tax breaks — 4 ways it could impact your taxes
The article discusses the differences between the Senate and House versions of a tax bill, focusing on key tax measures such as state and local taxes deduction, child tax credit, and tax breaks for tips and overtime pay. The differences in the bills could delay the passing of the final bill, with the Senate proposing a lower cap on the state and local tax deduction and less generous boosts to the ... more
Jun 19, 2025 3:00 AM
— Housing Market
Why More Sellers Are Choosing To Move, Even with Today’s Rates
Many homeowners are hesitant to move despite low mortgage rates, but the data shows that more people are choosing to sell and take on higher rates in order to meet their real-life needs and reasons for moving. While experts expect mortgage rates to ease slowly, waiting for a significant drop may result in feeling stuck in a space that no longer fits. It's important to consider what type of home wi... more
Jun 19, 2025 3:00 AM
— Mortgage Rates
Homebuyers See Lower Mortgage Rates: Current Mortgage Rates for June 19, 2025
The article discusses how mortgage rates have slightly decreased, making it less expensive to buy a house. Economic uncertainty, trade wars, and global factors affect mortgage rates. The housing market remains unaffordable despite the slight decrease in rates, with experts warning of future volatility. Prospective homebuyers are advised to compare multiple offers and be prepared to take advantage ... more
Jun 19, 2025 3:00 AM
— Housing Market
Why the housing market is so stuck, in 4 charts
The US housing market is currently sluggish, with high home prices, high mortgage rates, and economic uncertainty driving more sellers to list their properties but prices remaining high. Mortgage rates have been stable at a relatively high level of 6.8% to 7%, leading to stability in the market but pricing potential buyers out of it. Home price growth has surpassed wage inflation, causing a stands... more
Jun 19, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 19, 2025: Rates fall to a 4-week low
Mortgage interest rates fell to a four-week low, with the average 30-year fixed mortgage rate at 6.81% and the 15-year fixed rate at 5.96%. Mortgage rates dropped due to more available inventory and should encourage potential homebuyers. The current national average mortgage rates are provided, and it explains the difference between fixed-rate and adjustable-rate mortgages.
Jun 19, 2025 2:00 AM
— Mortgage Rates
What Fed Decision Means for Mortgage Rates
The Federal Reserve held its key interest rate steady, leaving mortgage rates around 7 percent for the future. Tariffs are expected to impact inflation and slow down growth. Mortgage rates are likely to remain stable. High mortgage rates, together with rising costs, have made it difficult for many Americans to buy homes. Despite this, the housing market is stabilizing, with steady mortgage rates p... more
Jun 19, 2025 1:00 AM
— Mortgage Rates
The Federal Reserve’s Latest Dot Plot, Explained – And What It Says About Interest Rate Cuts
The Federal Reserve's dot plot shows projections for future interest rates, providing insight into the committee's reaction to economic data and predicted growth. However, these projections are not set in stone and can change as more information becomes available. The dot plot helps guide market expectations for Fed moves, impacting borrowing costs like mortgage rates.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.