Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1513 - 1536 of 2196 results
Jun 18, 2025 3:00 PM
— Bond Markets
Fed Threads Needle of Apathy
The Federal Reserve's updated dot plot was released with minimal impact on the bond market initially. However, after Fed Chair Powell suggested waiting a couple of months to make a decision, there was a slight increase in bond yields. Overall, the Fed managed to maintain market apathy despite the dot plot release.
Jun 18, 2025 2:00 PM
— Mortgage Rates
Remarkable Absence of Mortgage Rate Volatility
Mortgage rates remained almost unchanged after a recent Fed 'dot plot' day, indicating indecision in the market and among Fed members. The dot plot shows where each Fed member sees the Fed Funds Rate in the next few years and can cause volatility in financial markets. Despite the Fed not cutting rates, the dots had no harmful effect on rates, and the bond market was flat to slightly stronger on th... more
Jun 18, 2025 1:32 PM
— Mortgage Lenders
Fannie, Freddie regulator: Powell should cut rates or quit
Fannie Mae's and Freddie Mac's regulator is calling for Federal Reserve Chairman Jerome Powell to step down if he doesn't cut short-term rates. The Trump administration seems less willing to give up control of the mortgage giants, and analysts are unsure if mortgage rates and guarantee fees could rise if the government doesn't privatize Fannie and Freddie.
Jun 18, 2025 11:00 AM
— Mortgage Rates
Fed holds interest rates steady: What that means for your credit cards, auto loans, mortgage and more
The Federal Reserve decided to keep interest rates unchanged despite pressure from President Trump to lower them. Consumer borrowing rates, including credit cards and auto loans, remain high. Mortgage rates are tied to Treasury yields and have stayed relatively steady. Federal student loan rates are set annually and are not directly impacted by Fed moves.
Jun 18, 2025 9:41 AM
— Mortgage Lenders
Mortgage rates move lower in front of Fed decision
Mortgage rate movements remained stable while investors awaited the conclusion of the Federal Open Market Committee meeting happening later in the day. The top five lenders had a significant mortgage origination volume at the end of Q1. There was a closed meeting between the Federal Housing Finance Agency, the Treasury, and the Securities and Exchange Commission, the first since 2017. The Mortgage... more
Jun 18, 2025 9:03 AM
— Mortgage Finance
Short Takes: No Changes at Guild? / Who’s Next? / ICE Launches APOR Calculation / Builder Blues / Freddie Interim Extends His Stay / Publishing Break
The article discusses various aspects related to mortgage finance publications and the importance of design, content management systems, hosting, and web development in creating engaging and informative websites for mortgage-related topics.
Jun 18, 2025 9:01 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, with borrowing costs on 15-year fixed-rate mortgages also decreasing. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market yields. Higher mortgage rates have been affecting the housing market, keeping sales low and impacting both existing and new homes.
Jun 18, 2025 9:01 AM
— Mortgage Finance
Signs of Life in Warehouse Lending but No Boom
The article discusses the latest trends and developments in the mortgage industry, covering topics such as mortgage rates, housing market conditions, and mortgage lenders' activities.
Jun 18, 2025 9:00 AM
— Mortgage Products and Services
HELOC, Marketing, Down Payment Products; STRATMOR Tech Survey; Compliance Based on Customer Expectations
The article discusses the U.S. Federal Reserve's focus on inflation and its impact on interest rates. It also features various mortgage-related products and services such as a mortgage fintech platform, customer retention tools, and down payment assistance programs. Additionally, it highlights pricing enhancements for capturing valuable borrowers and the launch of a new technology insight study fo... more
Jun 18, 2025 9:00 AM
— Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The article discusses how the central bank's interest rate decisions impact various financial products such as car loans, credit cards, mortgages, savings accounts, and student loans.
Jun 18, 2025 9:00 AM
— Mortgage Rates
Mortgage rates are still stuck north of 6.8%
Mortgage rates remained above 6.8% for another week, with the average 30-year rate at 6.81% and the 15-year rate at 5.96%. Despite being the lowest in four weeks, rates have stayed within a narrow range between 6.8% and 7% since April. Mortgage application activity declined, with refinancing applications down 2% and home purchase applications down 3%. The Federal Reserve is expected to keep benchm... more
Jun 18, 2025 9:00 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Ticks Down to Four-Week Low Ahead of Fed Meeting
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Jun 18, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage has eased for the third week in a row, providing relief to prospective homebuyers. The long-term rate fell to 6.81% from 6.84%, while borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. High mortgage rates have been a d... more
Jun 18, 2025 9:00 AM
— Mortgage Lending
Mortgage Rates in US Fall for a Third Week, Slipping to 6.81%
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Jun 18, 2025 8:02 AM
— Interest Rates
Once Again: Today is Not About a Fed Rate Cut
The Federal Reserve is not expected to cut rates, as the labor market is strong and there is no significant inflation. The market is confident in the Fed's course of action, with focus now on the dot plot and press conference.
Jun 18, 2025 8:00 AM
— Housing Market
Buyers aren't biting on lower rates amid economic doubts
Geopolitical uncertainty is causing fluctuations in the housing market, with rates remaining relatively stable and demand fluctuating. Top lenders have high mortgage origination volumes. Mortgage applications have recently risen after a month of decline. A closed meeting between relevant agencies is the first since 2017. The average 30-year fixed-rate mortgage has slightly increased. A growing sup... more
Jun 18, 2025 7:00 AM
— Housing Market
Why More Sellers Are Choosing To Move, Even with Today’s Rates
Many homeowners are hesitant to move due to their low mortgage rates, but the desire for more space or to be closer to family is pushing more people to sell despite potentially higher rates. As mortgage rates are expected to only decrease slightly, waiting for a big drop may not be worth staying in a space that no longer fits. It's important to consider what type of home would best support your cu... more
Jun 18, 2025 6:01 AM
— Cryptocurrency Regulation
What the GENIUS Act could mean for stablecoins, crypto investors and potentially taxpayers
The article discusses the GENIUS Act, a proposed bill aimed at regulating stablecoins in the cryptocurrency market to increase their use in everyday transactions. Stablecoins are a type of cryptocurrency tied to a real-world currency like the US Dollar. The act focuses on making stablecoins more stable and safer, but critics argue that it could result in a potential bailout of the cryptocurrency s... more
Jun 18, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Drop on Fed Day: Today's Rates for June 18, 2025
The Federal Reserve is expected to hold interest rates steady, which has implications for homebuyers. Mortgage rates are slowly going down, but are still too expensive for most people due to high housing costs. The housing market is facing challenges with rising home prices, tight inventory, and the potential impact of an economic slowdown. Mortgage rates are influenced by various factors, and it ... more
Jun 18, 2025 5:03 AM
— Mortgage Lenders
Auto Loan Early Payoff Calculator
The article discusses how to use an auto loan early payoff calculator to determine how to pay off a car loan early and save money. It covers factors such as interest rates, loan amount, repayment terms, prepayment penalties, and the benefits of making extra payments on the principal.
Jun 18, 2025 5:00 AM
— Mortgage Rates
Mortgage Rates See Third Weekly Decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, while the 15-year mortgage rate eased to 5.96% from 5.97%. Borrowing costs are declining, making it a more favorable time for potential homebuyers.
Jun 18, 2025 4:00 AM
— Mortgage Rates
Majority of rates decline as Fed meets this week | Mortgage and refinance rates for today, June 18, 2025
Bankrate data shows that mortgage interest rates for 30-year fixed, 15-year fixed, and jumbo mortgages decreased, while rates for ARM loans increased. The latest Consumer Price Index indicates slight inflation, with the Federal Reserve expected to keep rates steady. Current average rates for a 30-year fixed mortgage is 6.86%, a 15-year fixed mortgage is 6.08%, and a 5/1 ARM is 6.07%. There are con... more
Jun 18, 2025 4:00 AM
— Interest Rates
Mortgage demand drops, even as rates fall to the lowest since April
Weak consumer sentiment is impacting the housing market, with a 3% decrease in mortgage applications to purchase a home last week. The average contract interest rate for 30-year fixed-rate mortgages also decreased. Refinance activity declined for both conventional and government borrowers, but VA applications increased. Mortgage rates have not moved much, but there may be more reaction after the F... more
Jun 18, 2025 3:00 AM
— Interest Rates
High-yield savings rates today: June 16, 2025 | Many banks are still offering a top yield of 4.30% APY
The annual inflation rate increased to 2.4 percent in May, potentially leading the Federal Reserve to hold off on cutting its benchmark federal funds rate. High-yield savings accounts offer a safe way to earn interest, with top yields remaining at 4.30% APY as of mid-June. With inflation on the rise, experts expect the Fed to keep interest rates steady, providing more time to assess the impact of ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.