Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 433 - 456 of 2270 results
Sep 23, 2025 1:23 PM
— Mortgage Lenders
Dave Ramsey Weighs In on Fed Interest Rate Cut for Homeowners: It’s ‘Good News’
The article is about a technical issue with processing a request on a real estate website. The reader is asked to contact customer support with a specific reference ID if the problem persists.
Sep 23, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Little Changed on Tuesday
Mortgage rates are influenced by bonds, which in turn are impacted by economic reports and speeches from Federal Reserve officials. Fed Chair Powell's recent comments did not significantly affect rates, leading to a slight increase in average 30yr fixed mortgage rates compared to yesterday, but rates have remained mostly stable since last week.
Sep 23, 2025 9:24 AM
— Bond Markets
Which Powell Will We Get Today?
Fed Chair Powell will be speaking at a chamber of commerce luncheon in Providence today, providing an opportunity for markets to gain insight into his playbook through a Q&A session. Previous sessions following hawkish bias tend to see Powell pushing back toward a more balanced approach, although sometimes he continues with hawkish talk. The S&P PMI data has been underwhelming, making Powell's Q&A... more
Sep 23, 2025 9:23 AM
— Interest Rates
What are the monthly payments on a $350,000 mortgage after the Fed's rate cut?
The Federal Reserve's decision to cut its benchmark rate by 25 basis points caused mortgage rates to drop, with the average 30-year fixed mortgage loan rate falling to 6.13%, the lowest in three years. This rate cut led to a surge in new mortgage loans and refinancing applications. Borrowers could save over $2,500 annually on a $350,000 loan compared to rates earlier in the year. Current homeowner... more
Sep 23, 2025 8:24 AM
— Mortgage Lending
HELOC, AI Assistant, CE, Recapture Products; Market-Based Affordability; LOs and Consumer Data
The article discusses recent developments in the real estate world, such as Compass becoming the largest residential real estate firm after acquiring Anywhere for $1.6 billion. It also mentions conferences talking about government shutdowns affecting lenders, the rise in foreign buyers in the U.S., and the importance of compliance in the mortgage industry. Various companies offer solutions to mort... more
Sep 23, 2025 7:23 AM
— Mortgage Rates
Mortgage Rates Expected to Move Below 6 Percent by End of 2026
The Fannie Mae Economic and Strategic Research Group forecasts mortgage rates to end 2025 at 6.4 percent and 2026 at 5.9 percent. They also project new and existing home sales to increase in 2026 compared to 2025, along with higher single-family mortgage originations activity and a rise in the refinance share.
Sep 23, 2025 3:25 AM
— Mortgage Insurance
FHA premium cancellation bill reintroduced in the House
A bipartisan bill has been reintroduced in the House of Representatives to end the Federal Housing Administration's life-of-loan requirement for mortgage insurance coverage. Private mortgage insurance currently has a larger share of business than FHA, but the gap is expected to narrow through 2027. Mortgage rates in the US dropped significantly last week, leading to an increase in refinancing. Non... more
Sep 23, 2025 3:25 AM
— Mortgage Finance
Short Takes: Mortgage Rates, Which Way? / Ah, the 10-Year / Two Harbors Busy / A Longer Stay for Freddie’s (Interim) CEO
The article discusses the recent trends and updates in the mortgage industry, highlighting changes such as advancements in technology and regulations affecting lenders and borrowers.
Sep 23, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 23, 2025: Small moves but no trend
The article discusses current mortgage rates, the difference between fixed-rate and adjustable-rate mortgages, as well as options for 15-year versus 30-year mortgages. It also mentions the likelihood of mortgage rate decreases before the end of 2025 and factors influencing these changes.
Sep 22, 2025 3:24 PM
— Mortgage Finance
Mortgage Denial Rates by Product: 2017-2021 (PDF)
The article provides data on the percentage of mortgage applications denied for conventional, FHA, VA, USDA, and jumbo loans, with breakouts by purpose. The information is sourced from HMDA.
Sep 22, 2025 2:24 PM
— Bond Markets
Slow Burn With Little to Blame
Bonds started the day sideways but gradually lost ground throughout. Multiple Fed speakers made comments but had no clear impact. The losses coincided with the NYSE opening, potentially impacting bond tradeflow dynamics. 10yr yields are up almost 2bps and MBS are down on the day.
Sep 22, 2025 1:24 PM
— Mortgage Finance
ARM Originations Soar in 2Q25
The article discusses the latest trends and developments in the mortgage industry as of 2025.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Summer clocks in strongest buyer's market in years
This summer saw a strong buyer's market in housing, but there was a drop in refinance application submissions due to increasing conventional rates. Mortgage rates fell significantly in the recent weeks, leading to an increase in refinancing activity. Contract closings fell slightly, and there is ongoing debate about the potential public offering tied to government-sponsored enterprises.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Roughly Unchanged to Start New Week
Mortgage rates initially dropped to nearly the lowest levels in 3 years after the Fed's rate cut announcement but spiked sharply due to Powell's guidance and negative economic data. Rates eventually calmed down, with Friday's rates slightly lower and remaining steady today. The 30yr fixed rate is now around 6.375% after briefly hitting 6.125% last week. The market is now waiting for the next sourc... more
Sep 22, 2025 9:23 AM
— Interest Rates
Deluge of Fed Speakers as Market Waits For Next Week's Jobs Report
Despite the release of PCE inflation data for August, which is important for assessing progress towards the 2% target, the current week is not considered to have high-consequence data due to various reasons. PCE inflation is not as impactful as CPI since it comes out later and has less surprise potential. The focus is currently on the evolving employment landscape in guiding the next steps for rat... more
Sep 22, 2025 8:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: Rates are unsteady since Fed meeting
The article discusses current mortgage rates and compares the rates for different types of mortgages like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also explains the factors affecting mortgage rates like inflation, tariffs, and recent decisions by the Federal Reserve. The article gives advice on how to choose between mortgage terms and mentions the importance of factors like ... more
Sep 22, 2025 8:30 AM
— Mortgage Rates
What are the monthly payments on a $1 million mortgage now that the Fed has cut rates?
The Federal Reserve cut its benchmark rate by a quarter-point to a range of 4.00% to 4.25%, the first rate cut since late last year. This led to a drop in 30-year fixed mortgage rates to 6.13%, resulting in significant savings for borrowers. Calculations show that borrowers could save about $600 per month and over $200,000 in total interest costs on a $1 million mortgage compared to rates earlier ... more
Sep 22, 2025 8:24 AM
— Mortgage Finance
The Rate Decline and MSR Sales...
The article discusses the latest trends and developments in the mortgage industry.
Sep 22, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? They’ve started decreasing, but it’s unclear if they will continue to do so.
Mortgage rates have been gradually decreasing, with the Federal Reserve cutting the federal funds rate by 25 basis points, driving anticipation for further decreases. However, rates are still higher than last year. While it is uncertain if mortgage rates will continue to trend downward, it is advised not to wait for significant drops to buy a home due to the current housing market imbalance. Buyer... more
Sep 22, 2025 6:29 AM
— Mortgage Rates
Will mortgage interest rates drop further this fall? Lending experts weigh in
Average mortgage interest rates have recently declined to a new three-year low, which is a positive sign for homebuyers. The Federal Reserve made its first rate cut of the year in September, leading to a possibility of further rate cuts in the future. Experts predict that mortgage rates may continue to go down slightly, potentially settling around 6.0-6.2% by the end of 2025. A drop in mortgage in... more
Sep 22, 2025 5:23 AM
— Mortgage Rates
🏠 Why rate cuts won’t fix your mortgage
The Federal Reserve recently cut interest rates, sparking hopes for cheaper mortgages. However, the article explains that Fed rate cuts do not directly control mortgage rates, as they are influenced by various factors like the 10-year Treasury yield and the mortgage spread. While mortgage rates have dropped slightly, they are still high and may not see a significant decrease due to current economi... more
Sep 22, 2025 4:25 AM
— Mortgage Rates
Rate gets mortgage benefit of Compass-Anywhere deal
Compass' purchase of Anywhere Real Estate has had a big impact on mortgage rates. The purchase was fueled in part by a $3.6 billion infusion to REITs. Additionally, Equifax is holding costs for scores from FICO rival Vantagescore through 2027 to drive adoption of alternative metrics. Some lenders have found workarounds for the Federal Housing Administration's suspension of reverse mortgage endorse... more
Sep 22, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: A gap between market and Fed expectations
The article discusses the current mortgage rates for various types of mortgages such as 30-year fixed, 20-year fixed, and 15-year fixed, as well as refinancing rates. It explains how different loan terms and interest rates can impact monthly payments and overall interest paid over the life of the loan. It also touches on adjustable-rate mortgages and factors that can influence mortgage rates, such... more
Sep 22, 2025 2:23 AM
— Housing Market
America's High Mortgage Rates Aren't Deterring Foreign Buyers
The housing market in the United States has seen a decrease in domestic buyers due to high mortgage rates and rising home prices, but an increase in foreign buyers taking advantage of the situation. Foreign buyers are able to pay in all cash, purchase more expensive properties, and even refinance their properties to adapt to changing interest rates. Foreign buyers are particularly interested in st... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.