Mortgage News
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Showing 433 - 456 of 3067 results
Nov 30, 2025 8:30 AM
— Interest Rates
What To Expect For Mortgage Rates In 2026
Mortgage rates have fallen in 2025, with a 30-year mortgage going from 6.91% to 6.23% in late November. Further cuts in interest rates by the Federal Reserve are expected in 2026, but it may not necessarily bring mortgage costs down unless the Fed cuts more than anticipated. Economic conditions, including the U.S. jobs market and potential Fed decisions, will play a key role in impacting borrowing... more
Nov 30, 2025 4:35 AM
— Housing Market
December housing data provides early signals for 2026 market
Monitoring December housing data, including purchase applications, can offer insight into 2026 market trends. Historically, data from December can give a good idea of what to expect in the upcoming year. Key metrics to track include mortgage rates, 10-year yield, Fed meetings, and mortgage spreads. Positive trends in purchase applications and total pending sales data are indicating growth for 2026... more
Nov 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?
The article discusses current mortgage rates, including both purchase and refinance rates. It emphasizes the importance of shopping around for lenders to find the best rates. It provides examples of how different loan terms and interest rates impact monthly payments and total interest paid over the life of the loan. Additionally, it explains the difference between fixed-rate and adjustable-rate mo... more
Nov 30, 2025 12:30 AM
— Mortgage Rates
Mortgage Rates Are Not Too High. What’s too High Are Home Prices that Exploded by 40-70% in 2 Years, Creating the “Affordability Crisis”
The article discusses how mortgage rates have recently been in a normal range in relationship to inflation, which has been steadily increasing. It highlights the impact of historically low mortgage rates, driven by QE policies, on the housing market, causing significant home price explosions. The article argues that lower mortgage rates are the problem, not the solution to the affordability crisis... more
Nov 29, 2025 6:30 PM
— Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates decline - When will rates change? | Today's mortgage and refinance rates, November 28, 2025
Mortgage interest rates have mostly decreased compared to last week, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages moving lower. The decline in bond yields, driven by negative job reports and consumer confidence, has influenced these rate changes. The Mortgage Rate Variability Index was at 5 out of 10, showing an average deviation in mortgage offers. The average rate f... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
Variable-rate mortgages have surged. Are the upfront savings worth the risk?
Many people are considering variable mortgage rates over fixed rates due to a modest spread in rates. There is uncertainty about future economic conditions, with some believing that taking a variable rate may offer a small win upfront. However, borrowers need to weigh the risks and benefits of variable rates versus fixed rates, considering factors such as flexibility and timing. Using a hybrid mor... more
Nov 29, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?
Mortgage rates have fallen to around 6.00% for 30-year fixed mortgages, just at the edge of the 5% range. Rates for 15-year fixed and adjustable-rate mortgages are also provided. The article discusses the pros and cons of different mortgage terms, emphasizing that while 30-year terms have lower monthly payments, they result in higher total interest payments compared to shorter terms. It also menti... more
Nov 28, 2025 6:32 PM
— Mortgage Applications
Purchase applications drive small mortgage application increase
Mortgage applications increased by 0.2% despite elevated rates, with government purchase loan applications showing significant growth while refinance applications declined. The index decreased by 2% compared to the previous week.
Nov 28, 2025 11:31 AM
— Reverse Mortgages
How to Use a Reverse Mortgage to Downsize a Home
An HECM for Purchase, also known as a reverse mortgage purchase, allows older homeowners to buy a new home without taking on monthly mortgage payments in retirement. The program is backed by the FHA and requires a down payment at closing, with the remaining portion of the home purchase financed by the reverse mortgage. Borrowers must meet certain qualifications, such as age requirements and financ... more
Nov 28, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Unchanged Versus Wednesday
Mortgage rates remained unchanged on the Friday after Thanksgiving, staying at the same level as Wednesday. The bond market closed early but will reopen fully next week, potentially bringing volatility depending on economic reports.
Nov 28, 2025 9:30 AM
— Bond Markets
Open But Not Really Open
The Friday after Thanksgiving is typically uneventful in terms of trading activity. There is not much happening in the market, with minimal movement in MBS and 10yr. No significant events or data are affecting the current situation.
Nov 28, 2025 8:30 AM
— Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 28, 2025 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 28, 2025: Some lenders are offering 6%, or lower, on 30-year loans
Mortgage rates are currently around 6% for 30-year fixed mortgages, with some lenders offering lower rates. The article provides a breakdown of mortgage rates for various types of loans. It also explains the difference between fixed-rate and adjustable-rate mortgages, as well as how these rates impact monthly payments. Additionally, the article discusses the forecasted future trends in mortgage ra... more
Nov 28, 2025 5:32 AM
— Economy
Five Economic Reasons to be Thankful
The article discusses five economic reasons to be thankful this Thanksgiving, with one of them being the unemployment rate at 4.4% in September.
Nov 28, 2025 4:34 AM
— Mortgage Security and Fraud Prevention
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying one's human identity through CAPTCHA tests in online transactions. It explains how CAPTCHA helps prevent fraud and protects sensitive information from being accessed by bots.
Nov 27, 2025 5:30 PM
— Mortgage Finance
Lending Slows Across Products in Third Quarter
The article discusses the various factors affecting mortgage rates and how they can fluctuate over time. It highlights the impact of economic indicators, inflation, Federal Reserve decisions, and geopolitical events on mortgage rates. The importance of monitoring these factors to make informed decisions about refinancing or purchasing a home is emphasized.
Nov 27, 2025 1:34 PM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 27, 2025 11:31 AM
— Reverse Mortgages
How to Use a Reverse Mortgage for Home Improvements and Accessibility Upgrades
Many older homeowners want to remain in their homes as long as possible but may struggle to cover the costs of necessary renovations. A reverse mortgage, specifically a Home Equity Conversion Mortgage (HECM), allows eligible homeowners to access a portion of their home equity without making mortgage payments, providing funds for home improvements. Borrowers can choose between a lump sum payout or ... more
Nov 27, 2025 10:32 AM
— Social Security Benefits
Retirees face shortfalls despite 2026 Social Security COLA increase
Millions of older Americans will receive a 2.8% increase in their Social Security checks, but experts warn it may not cover rising costs like groceries, housing, and medical care. Senate Democrats are proposing emergency payments for seniors impacted by inflation. Additionally, Medicare Part B premiums will rise nearly 10% in 2026, potentially reducing Social Security benefits.
Nov 27, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates fall - How long will rates stay here? | Today's mortgage and refinance rates, November 27, 2025
Mortgage interest rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower, while jumbo loan rates rose. Bond yields have decreased due to a declining jobs report and consumer confidence in the economy also dropped. The Federal Open Market Committee announcement on Dec. 10 may impact mortgage rates. Average mortgage rates are currently lower than the histo... more
Nov 27, 2025 7:30 AM
— Privacy Settings
Nationwide cuts mortgage rates as other lenders hold steady amid budget announcement
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Nov 27, 2025 6:31 AM
— Mortgage Rates
Home purchase applications surge as mortgage rates approach 6%
Home purchase applications increased by 20% year over year as mortgage rates approached 6%, leading to 17 consecutive weeks of positive demand trends amid normalizing inventory. The Mortgage Bankers Association report for 2025 showed a year-to-date high just before Thanksgiving despite some negative headlines about the housing market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.