Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 457 - 480 of 2270 results
Sep 21, 2025 10:33 AM
— Mortgage Rates
Mortgage applications soar, led by refinancing spike
Mortgage applications have been increasing due to the lowest rates in almost a year. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand. Refinances have increased, while purchases have slightly decreased in the run-up to Labor Day.
Sep 21, 2025 3:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 21, 2025: Millions of dollars in debt paid off from just one lender's HELOCs
The article discusses the advantages of getting a Home Equity Line of Credit (HELOC) at a time when mortgage rates are high, allowing homeowners to access cash from the equity in their homes without giving up their low-rate primary mortgage. It highlights that HELOC interest rates are different from primary mortgage rates, with flexibility in pricing and variable rates depending on factors like cr... more
Sep 21, 2025 3:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 21, 2025: Mixed following the Fed rate cut
The mortgage interest rates are mixed post-Fed rate cut, with the 30-year fixed rate slightly down at 6.32% and the 15-year rate slightly up at 5.70%. Fixed-rate mortgages lock in your rate for the life of the loan, while adjustable-rate mortgages have a fixed rate for a certain period then change annually. Mortgage rates are expected to remain stable with minor fluctuations.
Sep 20, 2025 1:24 PM
— Mortgage Lending
Katie Sweeney denies accusations in AIME payment fight
Katie Sweeney is being accused of directing almost $1 million in payments to herself by her former organization, Village Capital. The lawsuit also involves accusations against Village Capital of failing to fully pay for servicing assets and not reimbursing a large Ginnie Mae payment. The article also mentions that MSR investment persists and some values have stabilized since a rate cut by policyma... more
Sep 20, 2025 11:23 AM
— Mortgage Rates
Fed cuts rates as mortgage rates fall to 2025 low
The Federal Reserve cut the federal funds rate by 25 basis points, causing mortgage rates to fall below 6.5% for the first time in 2025. Despite rising inflation and a weakening job market, analysts predict that rates could continue to ease through late fall and winter. The Fed may cut rates again in October and December, potentially leading to a 50 basis point drop in mortgage rates by the end of... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
The Fed cut its interest rate, but long-term rates — including those on mortgages — went higher
Longer-term Treasury yields increased after the Federal Reserve's interest rate cut, disappointing bond investors. The rise in yields can impact mortgage loans and credit card costs. Despite the rate cut, mortgage rates rose this week. Investors are trying to assess the long-term impact of the rate cuts and economic conditions.
Sep 20, 2025 5:24 AM
— Mortgage Lending
Adjustable-rate mortgages are staging a comeback as buyers seek lower rates
Adjustable-rate mortgages (ARMs) have seen a surge in demand this year, making up 12.9% of all originations, a postcrisis high. ARMs offer lower rates compared to 30-year fixed-rate mortgages for the first five, seven, or ten years before adjusting to market levels. Many homebuyers are turning to ARMs due to high conventional mortgage rates and near record-high home prices, despite the added risks... more
Sep 20, 2025 3:24 AM
— Housing Market
Big Drop in Building Permits, But Construction Pace is Still Fairly Steady
The Census Bureau's report for August showed a decrease in total housing starts, led by a decline in single-family starts. Multifamily activity slightly decreased but continues to trend higher. The most significant shift was a sharp drop in building permits, bringing permits and starts into closer alignment.
Sep 19, 2025 2:24 PM
— Interest Rates
What the current Fed rate outlook means for servicing
The recent drop in long-term rates in anticipation of a 25 basis point cut by the Federal Open Market Committee has impacted servicing, but once the cut was confirmed, financing costs stabilized. Housing finance firms are more concerned with potential actions beyond the anticipated cut rather than the cut itself. Freddie Mac reported a 9 basis point drop in the 30-year fixed rate mortgage, with mu... more
Sep 19, 2025 12:25 PM
— Mortgage Finance
ARM Originations Soar in Second Quarter, Chase Leads
The article discusses industry trends and developments in the mortgage finance sector as of 2025.
Sep 19, 2025 12:24 PM
— Bond Markets
Uneventfully Sideways At Modestly Weaker Levels
Friday was a relatively uneventful day in the bond market, with opening levels similar to the previous day's weakest levels. Bonds were slightly weaker overnight but found support at opening levels, leading to some bounces throughout the day. The market may be stabilizing after two days of selling, but larger moves will still depend on economic data. Next week's light economic calendar could be ba... more
Sep 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Level Off After 2-Day Rout
Overall, daily mortgage rates are slightly lower today compared to yesterday, although individual lenders may vary. It is considered a 'sideways' day, indicating a pause in the 2-day losing streak that previously raised rates by 0.25%. Despite recent increases, today's rates are still the best in 11 months. The direction of mortgage rates will depend on upcoming economic data in early October and ... more
Sep 19, 2025 11:24 AM
— Mortgage Finance
FHA Chases Affordability Through Deregulation
The article discusses the latest trends in the mortgage industry, including changes in mortgage rates and the impact on the housing market. It also covers updates on mortgage lenders and lending practices.
Sep 19, 2025 10:23 AM
— Housing Market
Builders Counting on Lower Rates to Break the Traffic Jam
Builder confidence levels remained below the key 50 mark, with the September NAHB/Wells Fargo HMI at 32 for the 17th consecutive month. However, the component index focusing on sales expectations for the next 6 months saw improvement, helping to prevent further decline in overall confidence. Affordability concerns persist, but recent drops in mortgage rates may help increase buyer traffic. Pricing... more
Sep 19, 2025 10:23 AM
— Mortgage Rates
What are the monthly payments on a $750,000 mortgage now that the Fed has cut rates?
The article discusses the Federal Reserve's recent interest rate cut and how it has impacted mortgage rates, specifically the 30-year fixed rate. It highlights the significant decrease in monthly payments for a $750,000 mortgage due to the recent rate cut, emphasizing the potential savings for borrowers and the opportunities it creates for both homebuyers and existing homeowners looking to refinan... more
Sep 19, 2025 9:33 AM
— Mortgage Rates
Biggest Jump in Mortgage Applications Since 2021
Mortgage application demand has significantly increased, especially for refinances which saw a 58% jump compared to the previous week and a 70% increase from the same time last year. Purchase applications also rose by 3%. However, rates started moving higher in response to the Fed announcement and economic data, reaching the highest levels since before the September 5th jobs report. Refinances are... more
Sep 19, 2025 9:23 AM
— Mortgage Rates
Here's what mortgage interest rates could look like by the end of 2025
Mortgage rates have dropped to their lowest point in three years at 6.13%, offering potential homebuyers more affordability and energizing existing homeowners. There is anticipation for further rate drops with the likelihood of additional Fed rate cuts ahead, potentially bringing the 30-year fixed mortgage rate to the high 5% range by the end of 2025. Even modest rate cuts can result in significan... more
Sep 19, 2025 8:24 AM
— Housing Market
Appraisal, Borrower Mining, Reverse Mortgage Tools; Conv. Conforming News; Rates Creeping Up
The article discusses various topics related to mortgage lending and the housing market, including issues surrounding fraud, credit challenges, improving loan approval rates, technology innovations in the industry, and updates from Freddie Mac and Fannie Mae. It also touches on investor sentiment in relation to the Federal Reserve's policies.
Sep 19, 2025 8:23 AM
— Mortgage Rates
Here’s what the Fed rate cut means for your mortgage and the housing market
The Federal Reserve cut its benchmark rate, but this does not guarantee a further drop in mortgage rates. Mortgage rates have fluctuated in response to a variety of economic factors, including inflation, the job market, and bond market yields. While lower rates benefit home buyers, prices remain high and more drops are needed for significant affordability improvements.
Sep 19, 2025 8:23 AM
— Mortgage Rates
It's Not as Bad as it Seems
Despite some recent fluctuations, 10yr yields are currently at their lowest since April and mortgage rates are the lowest since October. The market is waiting for early October economic data to see if there is cause for concern. Overall, the reaction to recent events seems logical, although it feels quick compared to previous bond and rate trends.
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 19, 2025 7:24 AM
— Mortgage Finance
September 19, 2025
The article discusses the latest developments in the mortgage industry and highlights the importance of staying informed about changes in mortgage rates and lender offerings.
Sep 19, 2025 5:23 AM
— N/A
NASA Scientist Guilty of Fraud for Faking Pay Stubs To Buy $850K Home
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DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.