Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 457 - 480 of 3067 results
Nov 27, 2025 4:32 AM
— Mortgage Rates
Mortgage Rates Drop Before Thanksgiving | Today, November 26, 2025
Mortgage rates fell before the holiday, but economic indicators point to potential increases. Refinancing or tapping into home equity could still be viable options. Average 30-year fixed rate mortgage is 6.28%, 15-year fixed is 5.62%, and 5/1 adjustable rate mortgage is 5.48%. Various economic reports and forecasts influence mortgage rates.
Nov 27, 2025 4:30 AM
— Interest Rates
3 smart mortgage moves to make before a December Fed rate cut
The article discusses the increasing likelihood of a third Federal Reserve rate cut of the year, potentially happening in December. This rate cut could lead to further decreases in mortgage interest rates, creating new opportunities for homebuyers. The article also provides three steps for buyers to take advantage of these potential changes, including reviewing their credit report, researching mor... more
Nov 27, 2025 4:30 AM
— Mortgage Rates
Mortgage Rates Fall—and Could See Another Cut Before 2026
Mortgage rates have fallen to 6.23 percent, slightly improving housing affordability for Americans in anticipation of a rate cut by the Federal Reserve in December. Experts predict a further cut by the Fed which could bring rates near 2025 lows and potentially boost the housing market.
Nov 27, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 27, 2025: Lowest since October 2024
The article discusses the current mortgage rates as of October 2024, mentioning that the rates are at their lowest point in a while. It provides information on the average 30-year fixed mortgage rate, the 15-year fixed rate, and current rates for different types of mortgages. Additionally, it explains the difference between fixed and adjustable rate mortgages, factors that influence mortgage rates... more
Nov 26, 2025 7:30 PM
— Mortgage Lending
Mortgage and unemployment rates: 5 economic trends we're thankful for
The article discusses the process of verifying that a user is human, which may take a few seconds.
Nov 26, 2025 5:33 PM
— Mortgage Refinance Activity
ICE First Look at October Mortgage Performance: "National delinquency rate fell"
Intercontinental Exchange (ICE) has reported an increase in mortgage prepayments to a 3.5-year high due to increased refinance activity.
Nov 26, 2025 1:33 PM
— Mortgage Lending
Fixed vs. Adjustable-Rate HECMs: How to Pick the Right Reverse Mortgage
The article discusses the differences between fixed-rate and adjustable-rate home equity conversion mortgages (HECMs). Fixed-rate HECMs offer predictability but limited access to funds, while adjustable-rate HECMs provide more flexibility and a growing line of credit. The choice between the two depends on individual financial goals and needs.
Nov 26, 2025 12:31 PM
— Bond Markets
Holiday Week Volatility With Zero Consequence
Today's trading in the bond market was mostly influenced by holiday-week volatility rather than economic data. Despite some swings earlier in the day, by the 3pm close, bonds were close to unchanged levels. The impact of economic data was minimal, and the day overall was considered forgettable in the bigger picture. Trading is not expected to get serious until December.
Nov 26, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Higher, But Remain Near Long-Term Lows
Mortgage rates saw a slight increase on Wednesday, but are still at some of the lowest levels in a month and close to the lowest levels in over 3 years. Bond markets and mortgage lenders will be closed for Thanksgiving, and the Friday after Thanksgiving usually does not see significant movement in rates or the bond market.
Nov 26, 2025 10:31 AM
— Mortgage Rates
Mortgage rates tick down for first time this month
Mortgage rates have slightly decreased and are expected to remain stable for the rest of the year. The rates have been influenced by various economic trends, including the government shutdown and lack of data, as well as Federal Reserve Chair Jerome Powell's recent comments.
Nov 26, 2025 10:31 AM
— Mortgage Finance
News Briefs: Nov. 28, 2025
The article discusses the latest trends and developments in the mortgage industry as of 2025, focusing on aspects such as design, content management systems (CMS), hosting, and web development for online mortgage platforms.
Nov 26, 2025 10:31 AM
— Mortgage Finance
Jumbo Servicing Volume Slightly Down in Third Quarter
The article discusses the current state of the housing market in 2025.
Nov 26, 2025 10:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage dropped to 6.23% from 6.26% last week, influenced by a decrease in long-term U.S. Treasury bond yields. Mortgage rates are impacted by factors such as Federal Reserve interest rate decisions and inflation expectations. The easing mortgage rates have boosted homebuyers' purchasing power and led to an increase in sales of previously occupied U.S. homes. Th... more
Nov 26, 2025 9:53 AM
— Mortgage Rates
Mortgage rates dropped this week amid fresh signs of job market weakness
Mortgage rates dropped slightly this week as signals of a weakening labor market and potential Federal Reserve interest rate cuts next month emerged. The 30-year mortgage rate was 6.23%, down from 6.26%, and the 15-year rate was 5.51%, down from 5.54%. Expectations of a December rate cut are growing due to weakening job market data, with traders predicting an 83% chance of a 25-basis point cut. Th... more
Nov 26, 2025 9:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Dip to 6.23% as Split Fed Signals Another Cut
The article talks about a processing issue with a request and provides a reference ID for further assistance.
Nov 26, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage decreased after three weeks of increases, falling to 6.23% from 6.26%. Mortgage rates are influenced by factors like the Federal Reserve’s interest rate policies and bond market investors’ expectations. Lower mortgage rates have boosted homebuyers' purchasing power, leading to an increase in home sales.
Nov 26, 2025 8:30 AM
— Housing Market
Compliance, Broker Products; MBA on Credit Costs; LO Strategy for Aging Buyers; Pulte and Grand Jury
More than half of homes in the United States have decreased in price in the last year, leading to better affordability. Foreclosure rates are rising, with FHA-backed loans driving roughly half of foreclosure starts. The median age of first-time home buyers has increased to 40, a record high, which has implications for both buyers and lenders.
Nov 26, 2025 8:30 AM
— Housing Market
Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News
The Federal Housing Finance Agency announced the new conforming loan limit values for mortgages that Fannie Mae and Freddie Mac will acquire in 2026. The CLL value for one-unit properties will be $832,750 in most of the United States, with higher limits in high-cost areas. Lenders and investors quickly adjusted to these new limits, with some companies offering enhanced technology to boost loan qua... more
Nov 26, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, November 26, 2025
National mortgage rates showed a mixed trend with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates increased. There is a possibility of rates going lower due to New York Fed President John Williams hinting at rate cuts in December. The 10-year Treasury bond yield dropped in response. Federal Reserve officials are divided on future rate cuts based on concerns about ... more
Nov 26, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 26, 2025?
Mortgage interest rates have decreased significantly in 2025 after being high for a long time. Rates are currently at 5.99% for a 30-year mortgage and 5.50% for a 15-year mortgage. Homebuyers and owners are encouraged to take advantage of the lower rates by refinancing or purchasing a home before the Federal Reserve potentially cuts interest rates further.
Nov 26, 2025 6:32 AM
— Housing Market
Pending home sales rise on lower mortgage rates, higher inventory
Pending home sales increased by 1.9% in October, attributed to lower mortgage rates and increased housing inventory. The NAR index remains almost unchanged from the previous year.
Nov 26, 2025 6:31 AM
— Mortgage Finance
Somewhat Large MSR Sales Expected in 2026
The article discusses various trends and updates in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender activity.
Nov 26, 2025 5:30 AM
— Home Equity Rates
Holiday week brings little change to home equity rates
Home equity rates have seen minimal movements this Thanksgiving week, with the $30,000 home equity line of credit remaining at 7.81% and the benchmark five-year $30,000 home equity loan slightly increasing to 8.01%. Rates have stayed within a tight range throughout November, with experts advising borrowers to focus on their financial situation rather than small rate fluctuations. Factors influenci... more
Nov 26, 2025 5:30 AM
— Bond Markets
Stronger Data. Weaker Start For Bonds
Bonds were weaker overnight and continued to lose ground in early trading due to positive Jobless Claims and Durable Goods reports. The sell-off in bonds was minimal but noticeable.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.