Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 481 - 504 of 2270 results
Sep 19, 2025 4:23 AM
— Mortgage Rates
Now that the Fed cut rates, should you refinance? Experts weigh in
The Federal Reserve announced a rate cut, potentially lowering consumer rates like mortgage rates. Refinancing may bring relief from budgetary pressures, but it may take a series of rate cuts for costs to significantly decrease. Refinancing makes sense with a 1% spread between current and refi rate. Refinancing a mortgage too frequently is discouraged due to added costs. Paying attention to APR on... more
Sep 19, 2025 3:23 AM
— Mortgage Rates
How much does a $500,000 mortgage cost monthly now that interest rates were cut?
The Federal Reserve cut its benchmark interest rate by 25 basis points, leading to a drop in mortgage rates. Specifically, the average 30-year fixed mortgage rate decreased to 6.13%, resulting in significant monthly savings for borrowers. This rate cut offers opportunities for both new buyers and existing homeowners to save money either on purchasing a new home or refinancing their current mortgag... more
Sep 18, 2025 8:23 PM
— Mortgage Lending
Fed Chair Powell’s ‘Risk Management’ Comment Puts Upward Pressure on Mortgage Rates
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Sep 18, 2025 3:24 PM
— Mortgage Lenders
CrossCountry to expand asset management arm
CrossCountry HoldCo, the parent company of a large retail mortgage company, is expanding its asset management arm through partnerships with Ares Alternative Credit fund and Hildene Capital Management. The increase in 10-year Treasury yield has caused mortgage rates to rise, leading to a higher tendency for borrowers to tap into home equity. Delinquencies within the mortgage segment have eased from... more
Sep 18, 2025 2:24 PM
— Interest Rates
Will September Deja Vu Continue?
Rates rallied before the Fed rate cut in September 2024 and then increased afterwards due to positive economic data. Lenders are now feeling defensive as rates have risen about a quarter point. The spike is driven by recent developments and could change depending on upcoming economic data.
Sep 18, 2025 1:23 PM
— Mortgage Lending
How Fed cuts will impact mortgage, credit card and auto interest rates
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Sep 18, 2025 12:24 PM
— Mortgage Rates
If You're One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading
Mortgage rates have surged higher, reaching the highest levels in 2 weeks after the Fed rate cut. Some news articles may claim rates are lower, but this is misleading due to the way the data is calculated. In reality, rates have increased sharply in the past two days.
Sep 18, 2025 11:48 AM
— Mortgage Lenders
UWM first to raise its conforming limits for 2026
United Wholesale Mortgage has raised its conforming loan limits ahead of the official announcement by the Federal Housing Finance Agency. This move has led the New Jersey-based bank to lay off over 100 employees in its mortgage lending operations. Other lenders like Pennymac have followed suit by increasing their conforming loan limits as well.
Sep 18, 2025 11:23 AM
— Financial News and Market Data
Mortgage rates up after Fed rate cut
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Sep 18, 2025 10:25 AM
— Interest Rates
Here are the 3 biggest ways the federal interest rate cut could impact your money
The Federal Reserve made the first rate cut since December, reducing its federal funds rate by a quarter point. This cut will affect various financial products, with home equity lines of credit and mortgage rates being among the most impacted. Consumers with a HELOC can expect to see a significant reduction in their interest rates, while mortgage rates are already declining. However, this rate cut... more
Sep 18, 2025 10:23 AM
— Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
Sep 18, 2025 10:05 AM
— Mortgage Rates
Mortgage rates lower but full impact of FOMC not felt yet
After the Federal Open Market Committee's actions, mortgage rates did not decrease as expected. Housing finance firms anticipate a 25 basis point move and companies are making efforts to meet market needs. Lenders have priced in the decision to cut short-term rates for 30-year home loans.
Sep 18, 2025 9:27 AM
— Mortgage Rates
Mortgage rates fall again, refinances jump to highest level since 2022
Mortgage rates fell again this week, prompting many homeowners to refinance. The average rate on the benchmark 30-year fixed mortgage decreased to 6.26%. The share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Radian to Sell its Non-Agency Mortgage Conduit
The article discusses various aspects of mortgage lending, including trends in interest rates and the housing market. It highlights the importance of staying informed about market conditions to make informed decisions when obtaining a mortgage.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Lenders Anticipate Mortgage Demand Following Rate Cut
The article discusses the latest trends in the housing market, including an increase in mortgage rates and a slight slowdown in home sales. The rise in mortgage rates is attributed to the recent increase in treasury rates. Despite the slight slowdown, experts believe that the housing market remains strong overall.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Fed’s Rate Cut Expected to Help Mortgage Originations
The article discusses recent trends in the housing market, highlighting a strong increase in home sales and a steep rise in home prices. Despite these positive indicators, concerns are raised about the impact of rising mortgage rates on affordability for potential homebuyers.
Sep 18, 2025 9:24 AM
— Mortgage Finance
Decline in Interest Rates Could Boost MSR Sales
The article discusses updates on the latest trends in the mortgage market, focusing on changes in interest rates and lender policies. It highlights the impact of these changes on potential homebuyers and current homeowners looking to refinance.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage fell to 6.26% from 6.35% last week, following a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve's first rate cut this year. Mortgage rates have been declining since late July in anticipation of rate cuts by the Fed, leading to an increase in mortgage applications, especially for refinancing loans.
Sep 18, 2025 9:23 AM
— Bond Markets
Mortgage rates haven’t been this low in nearly a year. Thank the Fed — but not entirely
The Fear & Greed Index provides a snapshot of investor sentiment in the market, measuring whether investors are feeling fearful or greedy. It takes into account various factors such as stock price momentum, market volatility, and survey data. This index can be used as a tool to gauge the overall mood of the market and potentially make investment decisions.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 18, 2025 8:29 AM
— Mortgage Lenders
Internal Audit, Servicing Risk, Rate Reset, Market Analysis Products; Rate's Spanish Program; Fed Cut, Now What?
JPMorgan Chase, Citigroup, Wells Fargo, Bank of America, PNC Bank, and others have decreased their prime lending rate to 7.25 percent following a .250 cut in the U.S. Federal Reserve overnight Fed Funds rate. The Federal Open Market Committee participants favoring a 50-basis-point reduction, echoing President Trump's call for cheaper borrowing rates. Mortgage market research shows that minority ho... more
Sep 18, 2025 8:25 AM
— Mortgage Rates
What to know about the Fed’s rate cut and mortgage rates
The Federal Reserve recently cut interest rates by a quarter-point, with projections for two more cuts this year due to concerns over the job market. Mortgage rates have been falling since late July on expectations of the rate cut, but there is uncertainty whether rates will continue to decline. Factors influencing mortgage rates include the Fed's interest rate policy decisions, bond market invest... more
Sep 18, 2025 7:23 AM
— Mortgage Rates
The Fed cut interest rates. How quickly will you notice changes?
After a quarter percentage point cut to the benchmark interest rate, the Federal Reserve is expected to continue reducing rates to make borrowing more accessible. The Fed's concerns over the labor market led to the rate cut, but projections on future cuts vary widely among officials. The impact of rate cuts on consumers includes a negligible effect on borrowing initially, with more significant ben... more
Sep 18, 2025 6:24 AM
— Interest Rates
Losing Ground After Stronger Econ Data
This morning's economic reports show jobless claims and Philly Fed results, with claims at low levels and Philly Fed stronger than expected. Bonds were slightly stronger before the data, but yields have started to rise since then. Fed Funds Futures had a surprisingly big reaction to the data.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.