Mortgage News
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Showing 505 - 528 of 3065 results
Nov 25, 2025 4:30 AM
— Mortgage Rates
3 mortgage interest rate scenarios to know for 2026, according to experts
Mortgage rates remained steady in 2025, but two consecutive Federal Reserve rate cuts indicate a cooling housing market. Experts predict different scenarios for mortgage rates in 2026 based on factors like inflation, economic growth, and unemployment rates. Homeowners and homebuyers are advised to monitor the market closely for potential rate changes and consider locking in rates early.
Nov 25, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 25, 2025: Lowest 30-year rate this year
The average 30-year fixed mortgage rate has decreased to 6.06%, which is the lowest of 2025. National averages for different types of mortgages and refinance rates are provided. A mortgage calculator is recommended to compare term lengths and interest rates. Economists do not expect significant mortgage rate drops by the end of 2025 but predict a potential rate cut by the Federal Reserve. Mortgage... more
Nov 25, 2025 2:30 AM
— Mortgage Rates
October's prepay speeds at highest in over three years
Low mortgage rates in October led to the highest prepayment speeds in approximately three-and-a-half years. FHA loans contributed to a significant portion of the rise in foreclosure starts and active foreclosures. Mortgage rates have remained stable within a 13 basis point range since mid-September, with industry experts predicting they will continue to stay in this range.
Nov 25, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 25, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, and various options available for refinancing such as changing loan terms or loan types. It also mentions the importance of weighing the costs before refinancing and the potential benefits of a cash-out refinance to tap into home ... more
Nov 24, 2025 7:29 PM
— Bond Markets
Lowest Yields in Almost 4 Weeks Despite Ongoing Stock Market Recovery
Stock prices and bond yields have been highly correlated recently, but fears of bond market weakness following a stock market correction have proven unfounded over the past two trading days. Stocks have moved back to the highest levels in a week, while bond yields have continued to fall gradually, ultimately closing at the lowest level since the late October Fed meeting.
Nov 24, 2025 7:28 PM
— Mortgage Rates
Here's How Much You Can Save by Refinancing Your Mortgage When Rates Drop 1 Point
Mortgage rates have been climbing since 2021, reaching 8.01% by late 2023, making it difficult for many buyers. However, as rates start to decrease, homeowners are considering refinancing to save money on their monthly payments and overall loan costs. A drop of 1 percentage point can lead to significant savings, such as $333 per month or over $4,000 per year in the example provided. Refinancing of... more
Nov 24, 2025 7:28 PM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 24, 2025
The article discusses current average refinance rates on 30-year fixed-rate home loans, the process of mortgage refinance, factors affecting refinance eligibility, historical trends in mortgage rates, guidelines for when to refinance, different reasons to refinance, costs associated with refinancing, various mortgage refinance options, shopping around for the best rates, and incentives for stickin... more
Nov 24, 2025 5:33 PM
— Housing Market
Realtor.com Reports Median Listing Price Down Year-over-year
Realtor.com reported that active inventory was up 15.3% year-over-year in October, but still down 13.2% compared to the same month levels in 2017 to 2019.
Nov 24, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Slightly Lower to Start Holiday-Shortened Week
Thanksgiving weeks can be strange for mortgage rates due to lower participation levels in the bond market. However, on Monday, rates slightly improved, leading to modest decreases in mortgage rates. Economic data in the next few days combined with holiday week volatility may increase risk through Wednesday.
Nov 24, 2025 10:30 AM
— Housing Market
HELOC, CES, Automation, Climate Analysis Products; Webcasts and Training This Week
The article discusses various topics related to the housing market, including the manufacturing of homes, large houses in the United States, and urban development projects. It also mentions new technologies in the mortgage industry, climate-related risks for lenders, and how credit unions are improving relationships with realtors. Additionally, it includes updates on correspondents and wholesale p... more
Nov 24, 2025 8:33 AM
— Mortgage Lenders
Credit report costs for mortgage lenders to rise up to 50% in 2026
Mortgage lenders can expect credit report costs to increase by up to 50% in 2026 due to various factors including FICO's new model, the ban on trigger leads, and the upcoming acceptance of VantageScore 4.0. This will be the fourth consecutive year of higher costs for lenders.
Nov 24, 2025 8:32 AM
— Housing Market
Fannie Mae forecasts lowest rate of existing-home sales in three decades
Fannie Mae's forecast suggests existing-home sales in 2025 may be lower than in 2024, despite recent improvements. Mortgage origination volumes fell in the third quarter due to affordability pressures. However, single-family mortgage originations are expected to increase in 2025 and subsequent years. National home price growth is projected to moderate over the next few years, with existing-home sa... more
Nov 24, 2025 8:30 AM
— Mortgage Lending
Experts pan Donald Trump’s portable mortgages plan. How homeowners can move without losing their ultra-low rates
Donald Trump proposed the idea of portable mortgages to allow homeowners to keep their super-low rates when moving, but experts believe it is unlikely to be implemented in the U.S. due to complications with the mortgage securitization process. Instead, homeowners can tap into their home's equity to fund expansions or consider low-rate options like government-backed mortgages. Assumable mortgages a... more
Nov 24, 2025 7:30 AM
— Bond Markets
Bonds Inch to Best Levels in Over 3 Weeks
Bonds have rallied slightly on a data-free Monday with no high-impact headlines or major stock swings. Yields are at their lowest since late October. The upcoming days may see higher volatility due to holiday week trading conditions, with mid-December economic data potentially affecting the market.
Nov 24, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 24, 2025?
Interest rates may continue to decline in the final weeks of 2025 due to the potential of another rate cut by the Federal Reserve in their upcoming meeting. Mortgage rates have been dropping throughout the year, providing homebuyers and owners looking to refinance with more affordable opportunities. As of November 24, 2025, the average mortgage interest rate for a 30-year term is 5.99% and 5.37% f... more
Nov 24, 2025 7:30 AM
— Mortgage Rates
Mortgage Rates Today, Monday, November 24: A Little Lower
Mortgage interest rates fell slightly, but not significantly enough to make a big impact on mortgage math. Rates are lower than a month ago, but not much different from Friday. Speculation regarding the Federal Reserve meeting next week and a possible rate cut is pushing rates down. Refinancing may make sense for those with higher current rates to save money. It's advised to focus on getting preap... more
Nov 24, 2025 6:17 AM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
In 2025, the housing market saw improvements in mortgage rates, inventory, affordability, and purchase applications. However, existing-home sales have averaged about 4 million annualized, with affordability constraints still present. Predictions for 2026 include steadily improving affordability through home-price growth and income gains, increased sales activity due to demographics and life events... more
Nov 24, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.2% from the previous week, with the 30-year fixed rate reaching 6.4%. Despite the higher rates, purchase applications rose and government purchase applications, including FHA, VA, and USDA, saw a 9% increase. Refinance applications decreased, the refinance share of mortgage activity went down to 53.4%, and ARM share of activity increased to 7.9%. Average contra... more
Nov 24, 2025 4:34 AM
— Mortgage Rates
Mortgage Rates Still Stuck in the Same Narrow Range
Mortgage rates remained stable this week, with the average rate for a 30-year mortgage at 6.26%, slightly up from the previous week. The 15-year fixed-rate mortgage was at 5.54%, showing a small increase from last week but a decrease from a year ago. The stability in rates is providing certainty in the housing market, boosting confidence among buyers and sellers. Market observers are focusing on t... more
Nov 24, 2025 4:34 AM
— Housing Market
Existing-Home Sales Increased 1.2 Percent in October, Boosted by Lower Rates
Existing-home sales increased 1.2% in October compared to September and were up 1.7% compared to October 2024. Overall, home sales were up in the Northeast, Midwest, and South but down in the West. Lower mortgage rates have encouraged homebuyers. The median sale price of existing-homes increased by 2.1% year-over-year.
Nov 24, 2025 4:33 AM
— Mortgage Technology
Kayla Eames: AI Will Transform Mortgage Underwriting
AI-powered software solutions are increasingly being adopted in the mortgage industry to improve operational efficiency through intelligent automation. The technology automates processes, accelerates decision-making, enhances risk assessment, and personalizes the borrower experience. AI Agents, which are digital workers using machine learning and real-time data, can reduce loan processes from hour... more
Nov 24, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Hold | Today, November 21, 2025
Mortgage rates mostly held steady, but the 5/1 ARM rate increased. Various economic indicators suggest downward pressure on rates for potential homebuyers. Refinancing or negotiating for lower rates is advisable. Different mortgage types offer different terms and interest rates. The article also discusses various economic reports and Fed speeches impacting mortgage rates.
Nov 24, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Tick Down | Today, November 20, 2025
Mortgage rates have slightly decreased, with most economic indicators suggesting upward pressure on interest rates in the near-term. Refinancing or tapping into home equity could still be advantageous. Rates for 30-year and 15-year fixed mortgages, as well as 5/1 adjustable-rate mortgages, are provided. Various economic reports and Federal Reserve speeches are mentioned as factors influencing mort... more
Nov 24, 2025 4:32 AM
— Mortgage Originations
Overall mortgage originations fall in third quarter
Third-quarter mortgage originations on one- to four-unit residential properties saw a 1.6% decline on a unit basis but a 1.9% increase year over year. Purchase originations fell while refinance and HELOC volumes showed growth. Major markets with populations exceeding 1 million experienced significant drops in purchase originations, while western New York cities and others saw strong purchase growt... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.